PSD2: Background and progress PSD2 and Open Banking are the two concepts being heavily discussed by market participants, experts and all the interested parties since first offered in 2013. We have also previously spoken on the subject. But the more time passes the more interesting it is to watch how the situation evolves and what’s...
The value and importance of APIs in business transformation today cannot be overstated. They are increasingly becoming a major integral part of how companies will conduct their business in the coming months and years. APIs have enabled businesses to optimize their internal efficiencies, reach new clients or customers, and continue to grow through improved efficiency,...
GDPR: Protecting consumer data On 25th may 2018, the new GDPR laws established by EU commissioner pertaining to EU economic area and European Union citizens and residents came to life. The new rules announced two years prior, promised steep penalties starting at $10million or 2% of annual company turnover and up to $20m or 4%...
If you are planning to provide payment services or issue electronic money, you will need to apply with the FCA for registration or authorisation, either as a Payment Institution (PI) or Electronic Money Institution (EMI). We’ve put together a quick-fire guide that will help you navigate your way through the various documentation and...
The payments industry is undergoing a rapid transformation. The expansion and modification of payment applications, proliferation of gadgets & devices, evolving socioeconomics, the need for financial inclusion, and the imperative for innovation have all prompted to the rise of another class of players in the payments space – Fintechs. It’s no doubt that today,...
Open Banking Report 2018 by the Paypers is the ultimate source of thought-provoking insights by the leading voices of FinTech
Though in Europe there are more than 6000 credit institutions, banks, financial companies, and more, top payment consultancy INNOPAY has listed only 32 banks who work with Open APIs. SDK.finance team headed by our CTO, Pavlo Sidelov decided to perform our own analysis of the technical state of the enlisted APIs. What we have found...
July 17th, Prague, Czech Republic SDK.finance, a core payment platform wrapped in +300 APIs, has committed two open source projects to GitHub, the world’s largest repository of source code. The first of these projects is an Angular UI source code which allows a user to build, test, and deploy User Interface (UI) for the backend...
So, which dilemma I faced, precisely, you already know from the previous post. Before jumping to the answers, what I would recommend to those who are also in search of the right KYC provider is to check out some good informational reads on the subject. PWC, for instance, describes in their 2016 report the...
Prehistory My name is Nadia and I’ve been in FinTech for over 2 years now. I have gleaned some very crucial knowledge from the FinTech gurus like Chris Skinner, Leda Glyptis, and Liz Lumley. I regularly read payment media like MEDICI (formerly Let’s Talk Payments), The Paypers, Finextra, and others, as well as industry reports...
SDK.finance is compliant with the General Data Protection Regulation (GDPR) as required by the European Union. The GDPR was introduced to regulate how businesses use data and ensure that the data privacy laws are harmonized across the EU. It gives greater protection to EU citizens and prevents the organisations from using their data irresponsibly. Now...
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