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SaaS Banking Platform

SaaS Banking Platform’s cloud core banking Platform empowers startup financial institutions and those with high transaction volumes to launch and scale quickly and affordably, increasing operational resilience. It helps our customers provide better service to their users, offers lower operating costs, continuous innovation, and a convenient pay-as-you-go model.

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One-stop shop cloud banking solution

SaaS Banking Platform

Affordable start

Our banking platform is available via a pay-as-you-go pricing model, allowing for flexibility without the need for hefty upfront investment. Enjoy the benefits of cloud-hosted software without maintenance-related issues.

SaaS Banking Platform

Powerful transactional core

Based on an innovative ledger built with cutting-edge tech stack, our solution can handle a large number of users and transactions, allowing your team to focus on building new functionality on the reliable core. More on the technology.

SaaS Banking Platform

High scalability has a workload capacity of 400 transactions per second, allowing it to handle over 34 million daily transactions on a basic configuration. Manage varying transaction volumes, customer growth, without complicated hardware upgrades.

SaaS Banking Platform

Out-of-the-box integations

The SaaS banking software offers pre-integrated vendors for payment acceptance, card issuance, and KYC compliance. More about integrations here.

SaaS Banking Platform


The core application is deployed on AWS, Microsoft Azure, Oracle, or another cloud provider, maintained by, ready to be used by your team

SaaS Banking Platform


Quickly and cost-effectively provide customers with a wide range of services via streamlined integrations thanks to over 400 API endpoints.

Meet your customers’ financial services needs

SaaS Banking Platform

Bank payments

Offer bank payments such as IBAN and SWIFT by integrating with vendors. Cater to different customer segments and increase your turnover.

SaaS Banking Platform

Money transfers

Enable your customers to easily send and receive money, whether it's internal peer-to-peer transfers or cross-border remittance, with instant and hassle-free transactions.

SaaS Banking Platform

Bill payments

Save users' time with payment templates for various payments such as utility bills and mobile top-ups. Facilitate payments to local vendors through API integration.

SaaS Banking Platform

Expense tracking

Assist customers in tracking their spending through visualized expense charts and graphs, or by presenting their transactions on a map.

SaaS Banking Platform

Any currency system

Set up an unlimited number of currencies in the system, regardless of whether they are fiat currencies or not. Manage any type of assets, from bonus points to petrol or gold.

SaaS Banking Platform

Currency exchange

Facilitate seamless currency exchange between customer accounts, utilizing pre-configured exchange rates, and let customers purchase or sell currency.

Features out of the box

SaaS Banking Platform Serving the customers
Tailored for
Client onboarding
AML/Anti-fraud capabilities
Built-in CRM
User action history
Tailored for

Individuals (ewallet, neobank, money remittance, currency exchange)

Merchants (payment acceptance via POS or online)

Corporate (neobank for corporate clients) (coming soon)

SaaS Banking Platform
Client onboarding

Self-registration via email or phone

Flexible survey and document uploading (such as identity, utility bills, etc)


Automated (via pre-integrated vendors)

Manual (via back-office interface)

Two-factor authentication (2FA)

SaaS Banking Platform

Accounts in any currency

Any digital assets: crypto, points, bonuses, etc.

Ledger for accounting and reflection in the system of any currencies or digital assets

Card issuing (via pre-integrated vendor)

IBANs (via pre-integrated vendor)

ACH (via pre-integrated vendor, coming soon)

SaaS Banking Platform

Top-ups and withdrawals

Payment gateway operations (via pre-integrated vendors)

In-system transfers or payments

In-system currency exchange

External currency exchange (via pre-integrated vendors)

Payment link

QR-payments (coming soon)

Refund and chargeback (coming soon)

SaaS Banking Platform
AML/Anti-fraud capabilities (coming soon)

Identify suspicious transactions promptly

Obtain the client’s confirmation to exclude fraud

Get a proof of income from a client to be AML-compliant

Freeze/unfreeze customer accounts if necessary

Close the case

SaaS Banking Platform
Built-in CRM (coming soon)

All customer details and activities in one place

Communication with clients and creating notes

Chats with customers via in-system messaging service

Notes about a customer for future

SaaS Banking Platform
User action history

Log of system activities by clients and team members

Full details: logins, sessions, actions performed

Valuable for investigation purposes

SaaS Banking Platform
SaaS Banking Platform Monetization and finances
Contracts and vendors
Fees and limits
Reconciliation and settlement
Operations with cash
Contracts and vendors

Vendor terms and conditions input

Creating customer contracts with different sets of commissions and limits

Let customers choose the preferred contract type (e.g. with or without monthly fees)

SaaS Banking Platform
Fees and limits

Customizable fees for any transaction: %, flat fee, or combination of them

Configuring the fee bearer (sender or receiver)

Transaction limits (per period, amount or number of transactions)

SaaS Banking Platform
Reconciliation and settlement (coming soon)

Company liabilities reconciliation

Liabilities in front of your clients

Liabilities in front of your vendors

Identifying unmatched transactions and discrepancies

Resolving the detected issues

Clear picture of your company’s gains on top of transactions

SaaS Banking Platform
Operations with cash

Ability to account any type of cash and manage “cash-desk” operations

Hybrid cloud for easier compliance

Managing regulatory compliance in cloud payment software solutions can be challenging. However, addresses this issue through a hybrid cloud delivery model.

  • The backend app is stored on the servers of major cloud providers and maintained by our team.
  • To ensure data security and compliance with data localization regulations, your database is stored on your own servers.

This approach makes compliance easier and more efficient.

SaaS Banking Platform

Quicker launch for a fraction of the price

If you’re struggling to choose between pricey market-ready software and a lengthy in-house development process, our platform offers the perfect balance with its SaaS model. By utilizing our platform, you can significantly reduce fintech product infrastructure, maintenance, and development costs, while also expediting the release date.

SaaS Banking Platform

Pro payment SDK to build on top

Build your product on the robust and dependable ledger layer Platform developed by a team of experienced professionals with over 15 years of expertise.

  • A cloud-hosted backend app with an API layer
  • Customizable customer front-office UI pack
  • Customizable back-office for team
SaaS Banking Platform

SaaS banking platform development

Have team of FinTech professionals with 10+ years of experience bring your PayTech solution to life using our Platform.

  • Faster Product deployment.
  • Pre-developed banking backend Platform.
  • Expert team without hiring headaches
  • Saved in-house team’s resources
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Cloud banking solution grow your business

SaaS Banking Platform

Own the source code anytime

Switch to the on-premise model anytime. Obtain a source code license from us, deploy your product on-premise and gain full access to the backend for total independence. Learn more

SaaS Banking Platform

Reduce IT burden

With cloud banking, the burden of maintaining and managing the core application is shifted to us as a service provider, enabling you to focus more on business activities and innovation. cloud banking software – case studies

Leading PSP (MENA): Faster payouts, real-time transaction accounting's software has enabled customers to streamline their accounting processes, enhance user experiences, broaden their market reach, and tap into new growth opportunities within the fintech industry.

SaaS Banking Platform

MPAY: An intuitive payment app

MPAY effectively transformed their cash-in payment kiosks network into a comprehensive payment application by seamlessly integrating with the software, utilizing it as a foundation.

SaaS Banking Platform

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    Our pre-integrated partners Hybrid Cloud Banking Software FAQs

    How does the core banking system in the cloud work?

    The core banking system on the cloud allows banks to move from a model where all the technology resides in one place (the bank’s data center) to a model where APIs affect the movement of data between multiple parties instantly.

    Cloud service providers (CSPs) such as Microsoft, Google, and Azure manage the complex cloud infrastructure and allow banks to use it for set fees. Depending on the size and budget of the company, CSP can offer private, public, or hybrid clouds.


    What are the benefits of the hybrid cloud model in banking software?

    The hybrid cloud model in banking software provides the following benefits: compatibility, convenience, affordability, and fraud detection. Cloud-based solutions can also help digital banking institutions detect irregularities like identity fraud and money-laundering operations.

    Moreover, with the hybrid cloud model, you can maintain an eco-friendly infrastructure for your services and have automated data reporting and analysis. In addition, the hybrid cloud solution model in banking software can store sensitive information on your private server—according to data handling and management regulations.

    Can I request your cloud banking software Demo?

    Sure,reach out with your request and have our expert walk you through the platform.

    What integrations does cloud banking platform support? API-first business architecture allows integrating 3rd party tools at any stage of the customer onboarding or transaction flow. Whether it’s new features or better security measures, our API set makes it easy to connect the right tools to your product as required by regulations or for the customers’ convenience.

    Are there any location-related restrictions for using your digital banking software?

    Our solution isn’t geographically limited as it’s fully customizable thanks to the white label format and hybrid cloud-delivery. So if you have concerns about using our white-label digital bank for the US, Middle East, MENA, LATAM, or other regions, you don’t have to. By hosting your application on clouds like AWS, your hybrid cloud solution bank can store sensitive information on your private server—according to data handling and management regulations.