Simplify complex risk decisions with a powerful credit scoring solutionContact us
Credit scoring is a statistical analysis to determine a person’s or a small, owner-operated business’ creditworthiness. The credit scoring model uses a scorecard method that weights various factors including payment history, debt burden, length of credit history, types of credit used, and recent credit inquiries.
SDK.finance credit scoring algorithm is based on artificial intelligence (AI) and machine learning (ML) technologies. AI scoring is a great solution for credit scoring using more data to an individualized credit score based on factors including current income, employment opportunity, recent credit history, and ability to earn in addition to older credit history.
SDK.finance credit scoring solution allows banks, financial institutions and credit unions to use credit scoring in risk-based pricing in which the terms of a loan, including the interest rate, offered to borrowers are based on the probability of repayment.
Analyse historical data on previous borrowing behavior and monitor real-time indicators of the potential borrower's creditworthiness.
Make better, data-driven credit decisions.
Access, transform, standardize and cleanse all relevant data to create a 360-degree view of the customer.
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