SDK.finance white-label software platform to build an ewallet

Scalable software to build a standalone digital wallet on top or add electronic asset accounting functionality to your product.

150,000

White-Label Digital Wallet Software Platform

Flexible and scalable ledger layer software to build a standalone digital wallet on top or add electronic asset accounting functionality to your existing product. Accelerate your time-to-launch and conquer new markets with SDK.finance ewallet software.

Create an ewallet solution for boundless growth

Catering for various customers

Multilingual capabilities

Customizable fees and limits

Convenient back-office

Both for individuals and merchants

Serve individual customers, helping them pay and make purchases, as well as businesses, helping them get paid by accepting payments online, in-store or even on the go.

Enter the new markets

Catch the opportunity to reach the underserved population in areas where the demand for digital wallet services is growing and popular payment providers don’t operate (like the Middle East and Africa). Leverage multilingual and multicurrency capabilities to acquire customers in any region.

Open new revenue streams

Our software can be used to build a loyalty or rewards program, provide meal vouchers for employees, gift of prepaid cards etc. – just to name a few of the use cases. Monetize each customer segment via flexible commissions and operations fees and limits. Achieve a balance between delivering value to customers and increasing your bottom line.

Boost team productivity

SDK.finance digital wallet software backoffice can help your team get more done. Enable each staff member to focus on important business tasks rather than coping with routine to influence overall customer satisfaction and promote revenue growth.

Cloud-hosted digital wallet software for a quick start

No commitment or hefty investments. Enjoy the convenience of the pay-as-you-go pricing model and let us handle app maintentance.

Cloud-native

Cloud-deployed and hosted backend app, maintained completely by the SDK.finance team

Works in any country

Your database is hosted on your company's server. Regardless of location, regulatory compliance will be easier to ensure.

API-driven

400+ API endpoints let you connect a broad set of customer services fast and cost-effectively.

Build the ewallet people will prefer

SDK.finance offers the foundation needed to equip your digital wallet product for success and make it your clients’ favourite to meet their financial needs.

Multicurrency/multi asset accounts

From currencies and bonus points to coffee beans and liters, deal with almost any type of assets using our transaction core platform as a foundation. Add as many currencies or other asset types to the system as you deem necessary, without any limits.

Bank payments

Integrate with a banking network to provide bank payments: IBAN, SWIFT to satisfy your users’ financial services needs. This is an opportunity for your digital wallet to attract different audience segments and increase the turnover.

Borderless transfers

Provide internal P2P transfers, irrespective of the location. Whether it’s a transfer to a friend at the bar or sending money overseas, let your users do it in a few clicks, saving them from the transfer-related hassle. Enable payments between cards, wallet and mobile via an integration with the corresponding service or payment providers.

Popular payments

Integrate local vendors to enable utility bills and broadband payments, mobile phone recharge, and payments for other popular services.

Spendings visualization

Help your customers' track their expenses by displaying them in the form of charts and graphs. Add up to the convenience via a map of transactions based on the location they were made.

Currency exchange

Enable customers to open their wallets in multiple currencies and perform currency exchange within their wallets.

SDK.finance digital wallet solution use cases

Thanks to its adaptability and flexibility, our ewallet platform caters for various industries and business types. Below there are just a few examples of how it can be implemented to open new revenue streams for established businesses.

eCommerce/retail marketplaces

Connect sellers and buyers by enabling wallet2wallet transfers between them in different currencies. Create an intermediary role to keep the money after it has been paid till the buyer is satisfied with the purchase to secure the funds.

Asset accounting

Integrate a ledger layer for asset accounting into your existing product or business. Assign a wallet to each unique device, vehicle, or appliance and use it to store, transfer, and monitor any asset of your choice.

Gaming industry

Let your customers store their assets in their wallets and pay using them, for convenience and deeper engagement.

Telecoms

Leverage the software from a digital wallet provider to set up a new revenue stream. Provide customers with an alternative to a bank account - let them receive and send money plus complete payments with their mobile balances.

Banks

Stay competitive and receive additional revenue by providing mobile wallet services 24/7 to your customers on-the-go.

Loyalty program

Build a rewards program around a closed-wallet system. You can introduce prepaid, gift or bonus cards, maintaining a record of each operation, updating balances in real-time, which will bring more value for your customers or employees.

Let's talk about how we can help with your ewallet product launch

One-stop-shop digital wallet solution

Faster time-to-market

With e-wallets, there’s no one-size-fits-all solution, but SDK.finance streamlines the development process. Deploy your ewallet software on your servers or use its cloud-hosted version for even faster start. No need to build from scratch - which seriously cuts down the development time and costs.

Easy start

Our digital wallet platform is cloud-based, with a subscription pricing model. No commitment or investing large sums upfront. Benefit from a cloud-hosted software without any maintenance-related fuss. But if you're looking for an on-premise software, we've got you covered too. More info.

Powerful transactional core

Our ewallet platform is a robust ledger designed using the latest fintech software development technologies. It can handle the influx of users and operations so that your team can focus on creating the custom functionality, with no need to look under the hood. More on the technology.

Standalone or embedded

Launch a full-fledged digital wallet product or add ewallet functionality to your existing product and unlock its cash-generating potential. You can configure and use a virtual or real currency, bonus points, or any other value of an account, which gives you limitless possibilities of extending your offering.

Highly scalable

Whether you handle ten, ten thousand, or ten million transactions a day, SDK.finance has you covered. No matter how fast you grow, we can sustain it seamlessly - so you can focus on developing your business.

Streamlined integrations

Add new functionality to your e-wallet product via our universal API. Integrate with almost any solution out there to quickly satisfy your customers’ demands and stay ahead of the competition.

Choose the digital wallet package that suits you best

Our ledger layer solution can be used in a variety of ways for building versatile products or extending the already existing ones. So, we provide the option to choose the feature-set that’s right for you and not to pay for the functionality you don’t need.

	Cloud-based SaaS version Best fit for startups and SMBs	On-premise version Best for enterprise level businesses


Source code license	—	✓
Price	from €900/month	€400,000 flat fee

Features for your customers
Digital onboarding	Advanced	Advanced
Multi-currency accounts	✓	✓
Internal P2P money/assets transfers	✓	✓
View transaction history	✓	✓
View account balance	✓	✓
Currency exchange	✓	✓
Transaction history export	✓	✓
Popular payments (utility bills, mobile top-ups, Internet, gaming vouchers, etc. Integration required).	✓	✓
Payment gateway operations (integration required)	✓	✓
Spendings and balance visualisation (сharts and diagrams)	✓	✓

Currencies
Currency and issuer creation and status management	✓	✓
Currency exchange rates input (manual or automated - from external feed, for multi-currency systems)	✓	✓

CRM & customer support
Customer profile info and status management	✓	✓
Customer account status management	✓	✓
Log of customer transactions in all statuses	✓	✓
Advanced log of customer activity in the system.	✓	✓

Back-end features
Operational databases (on your servers)	✓	✓
Customizable back-end	✓	✓
System management for the team - via API	✓	✓
Clusterization-ready	✓	✓
Multi-tenancy-ready	✓	✓
Customizable web UI for end-users	✓	✓
Customizable web UI for the team	Limited features	Limited features

Fees & limits
Configurable commission fees and operations limits	✓	✓
Contracts creation (grouping all fees and limits in a tariff plan)	✓	✓

Users, roles and permissions management
Back-office user creation, role and status management	✓	✓
Default roles for back-office users	✓	✓
Back-office user log history	✓	✓

Integrations
Internal module for integration with service providers to enable popular payments	✓	✓
Internal module for integration with payment gateways	✓	✓
Internal module for integration with a card vendor to enable card management	✓	✓
Internal module for integration with a banking network to enable bank payments	✓	✓

Get in touch and let's discuss which ewallet software option works best for you

SDK.finance Digital Wallet Solution FAQs

What are the benefits of using SDK-finance on-premise digital wallet software?

You purchase the code license and get the freedom of modifications as you see fit.
Your team can customize the ready-made ewallet software so that it meets all regulatory, security and compliance standards.
You start off having an essential part of your product at hand – a robust wallet engine designed to be easily extended via integrations, virtually without limits.
There’s one flat fee to pay and no need to bother about the recurrent subscription expenses.

Can I request your digital wallet product Demo?

Yes, we provide an interactive sandbox demo at our product Demo page. It’s available there and then, no need to send a demo request and wait.
If you need more details or have any questions, do reach out to us and we’ll be in touch with you shortly.

What integrations are supported by the SDK.finance ewallet software?

SDK.finance architecture allows integrating any 3rd-party tools for each stage of the customer journey. Our 400+ RESTful API set makes it easy to connect the ready-made components to your wallet engine rather than having to develop the necessary functonality from scratch.