White-Label Digital Wallet Software Platform

Flexible and scalable software to build a standalone digital wallet on top or add electronic asset accounting functionality to your existing product. Accelerate your time-to-launch and conquer new markets with SDK.finance ewallet software.

One-Stop-Shop Digital Wallet Solution

Faster time-to-market

With e-wallets, there’s no one-size-fits-all solution, but SDK.finance streamlines the development process. Deploy our fully-functional ewallet software on your servers and adjust it as necessary. No need to build from scratch - which seriously cuts down the development time and costs.

No vendor lock-in

Our digital wallet platform comes with a source code license. Meaning total independence to customize and modify the software on the front- and backend as needed. No vendor-related limits, no subscription fees. Details of the source code purchase process.

Powerful transactional core

Our ewallet platform is a robust ledger designed using the latest fintech software development technologies. It can handle the influx of users and operations so that your team can focus on creating the custom functionality, with no need to look under the hood. More on the technology.

Standalone or embedded

Launch a full-fledged digital wallet product or add ewallet functionality to your existing product and unlock its cash-generating potential. You can configure and use a virtual or real currency, bonus points, or any other value of an account, which gives you limitless possibilities of extending your offering.

Highly scalable

Whether you handle ten, ten thousand, or ten million transactions a day, SDK.finance has you covered. No matter how fast you grow, we can sustain it seamlessly - so you can focus on developing your business.

Easy integrations

Add new functionality to your e-wallet product via our universal API. Integrate with almost any solution out there to quickly satisfy your customers’ demands and stay ahead of the competition.

Ewallet Solution for Boundless Growth

Multilingual capabilities

Catering for various customers

Customizable fees and limits

Convenient back-office

Enter the new markets

Catch the opportunity to reach the underserved population in areas where the demand for digital wallet services is growing and popular payment providers don’t operate (like the Middle East and Africa). Our platform provides multilingual and multicurrency capabilities to help you acquire customers in any region.

Both for individuals and merchants

Serve individual customers, helping them pay and make purchases, as well as businesses, helping them get paid by accepting payments online, in-store or even on the go.

Open new revenue streams

Our software can be used to build a loyalty or rewards program, provide meal vouchers for employees, gift of prepaid cards etc. – just to name a few of the use cases. Monetize each customer segment via flexible commissions and operations fees and limits. Achieve a balance between delivering value to customers and increasing your bottom line.

Digital wallet software -admin dashboard

Boost team productivity

SDK.finance digital wallet software back-office helps your team get more done. It allows each staff member to focus on important business tasks rather than coping with routine. This, in turn, influences overall customer satisfaction and promotes revenue growth.

Let's talk about how we can help with your ewallet product launch

Build the E-wallet People Will Prefer

SDK.finance offers everything needed to equip your digital wallet product for success and make it your clients’ favourite to meet their financial needs.

Multicurrency/multi asset accounts

From currencies and bonus points to coffee beans and liters, you can deal with almost any type of assets using our transaction core platform as a foundation. Add as many currencies or other asset types to the system as you deem necessary, without any limits.

Bank payments

Integrate with a banking network to provide bank payments: IBAN, SWIFT to satisfy your users’ financial services needs. This is an opportunity for your digital wallet to attract different audience segments and increase the turnover.

Borderless transfers

Provide internal P2P transfers, irrespective of the location. Whether it’s a transfer to a friend at the bar or sending money overseas, let your users do it in a few clicks, saving them from the transfer-related hassle. Enable payments between cards, wallet and mobile via an integration with the corresponding service or payment providers.

Digital consumer banking software - Cards issuing

Popular payments

Integrate local vendors to enable utility bills and broadband payments, mobile phone recharge, and payments for other popular services.

Spendings visualization

Help your customers' track their expenses by displaying them in the form of charts and graphs. Add up to the convenience via a map of transactions based on the location they were made.

Currency exchange

Enable customers to open their wallets in multiple currencies and perform currency exchange within their wallets.

SDK.finance Digital Wallet Solution Use Cases

Thanks to its adaptability and flexibility, our ewallet platform caters for various industries and business types. Below there are just a few examples of how it can be implemented to open new revenue streams for established businesses.

eCommerce/retail marketplaces

Connect sellers and buyers by enabling wallet2wallet transfers between them in different currencies. Create an intermediary role to keep the money after it has been paid till the buyer is satisfied with the purchase to secure the funds.

Asset accounting

Integrate a ledger layer for asset accounting into your existing product or business. Assign a wallet to each unique device, vehicle, or appliance and use it to store, transfer, and monitor any asset of your choice.

Gaming industry

Let your customers store their assets in their wallets and pay using them, for convenience and deeper engagement.

Telecoms

Leverage the software from a digital wallet provider to set up a new revenue stream. Provide customers with an alternative to a bank account - let them receive and send money plus complete payments with their mobile balances.

Banks

Stay competitive and receive additional revenue by providing mobile wallet services to your customers on-the-go.

Loyalty program

Build a rewards program around a closed-wallet system. You can introduce prepaid, gift or bonus cards, maintaining a record of each operation, updating balances in real-time, which will bring more value for your customers or employees.

Choose the digital wallet package that suits you best

Our asset accounting solution can be used in a variety of ways for building versatile products or extending the already existing ones. So, we provide the option to choose the feature-set that’s right for you and not to pay for the functionality you don’t need.

	Basic Digital Wallet Best fit for embeddable ewallet functionality	Advanced Digital Wallet Best for a standalone ewallet

Features for your customers
Digital onboarding	Basic	Advanced
Multi-currency accounts	✓	✓
Internal P2P money/assets transfers	✓	✓
View transaction history	✓	✓
View account balance	✓	✓
Currency exchange	—	✓
Transaction history export	—	✓
Popular payments (utility bills, mobile top-ups, Internet, gaming vouchers, etc. Integration required).	—	✓
Payment gateway operations (integration required)	—	✓
Spendings and balance visualisation (сharts and diagrams)	—	✓

Currencies
Currency and issuer creation and status management	✓	✓
Currency exchange rates input (manual or automated - from external feed, for multi-currency systems)	—	✓

CRM & customer support
Customer profile info and status management	✓	✓
Customer account status management	✓	✓
Log of customer transactions in all statuses	✓	✓
Advanced log of customer activity in the system.	—	✓

Back-end features
Operational databases (on your servers)	✓	✓
Customizable back-end	✓	✓
System management for the team - via API	✓	✓
Clusterization-ready	✓	✓
Multi-tenancy-ready	—	✓
Customizable web UI for end-users	—	✓
Customizable web UI for the team	—	Limited features

Fees & limits
Configurable commission fees and operations limits	—	✓
Contracts creation (grouping all fees and limits in a tariff plan)	—	✓

Users, Roles and permissions management
Back-office user creation, role and status management	—	✓
Default roles for back-office users	—	✓
Back-office user log history	—	✓

Integrations
Internal module for integration with service providers to enable popular payments	—	✓
Internal module for integration with payment gateways	—	✓
Internal module for integration with a card vendor to enable card management	—	✓
Internal module for integration with a banking network to enable bank payments	—	✓

Show all features

How much does it cost?

The price starts at €150,000 and depends on the product package you select. Check out our pricing for exact cost and features details.

See the pricing

Get in touch and let's discuss which ewallet software option works best for you

SDK.finance Digital Wallet Solution FAQs

What are the benefits of using SDK-finance on-premise digital wallet software?

You purchase the code license and get the freedom of modifications as you see fit.
Your team can customize the ready-made ewallet software so that it meets all regulatory, security and compliance standards.
You start off having an essential part of your product at hand – a robust wallet engine designed to be easily extended via integrations, virtually without limits.
There’s one flat fee to pay and no need to bother about the recurrent subscription expenses.

Can I request your retail banking product Demo?

Yes, we provide a detailed video overview at our product Demo page. It’s available there and then, no need to send a demo request and wait.
If you need more details or have any questions, do reach out with your request and we’ll be in touch with you shortly.

What integrations are supported by the SDK.finance neobanking software?

SDK.finance architecture allows integrating any 3rd-party tools for each stage of the customer journey. Our API set makes it easy to connect the ready-made components to your wallet engine rather than having to develop the necessary functonality from scratch.