Mobile wallet Platform to fast-track your wallet app launch

With SDK.finance mobile wallet software you get a ready backend with a robust API layer – for faster launch and effective scaling of different types of mobile wallet apps. With a powerful transactional engine inside, the platform helps you cut down on the team resources and costs of developing of a digital payment or ewallet application.

One mobile wallet platform, multiple use cases

Catch the tide of the soaring popularity of mobile wallet apps, open up new revenue streams, and power up your business.

Mobile banking wallet

Engage and retain your bank customers plus obtain additional revenue by delivering a mobile wallet application experience to your customers wherever they are.

Stored value wallet

Let your customers operate their assets and make transactions within your ecosystem by using a closed-loop wallet. Help them spend more with you and watch your revenue grow.

Telco wallet

Increase financial inclusion for the unbanked and level up the experience for your banked audience by providing mobile financial services with white-label virtual wallet software.

Robust functionality out of the box

Serving the customers

Client onboarding

Accounts

Transactions

AML/Anti-fraud capabilities

Built-in CRM

User action history

Client onboarding

Self-registration via email or phone

Flexible survey and document uploading (such as identity, utility bills, etc)

KYC

Automated (via pre-integrated vendors)

Manual (via back-office interface)

Two-factor authentication (2FA)

Accounts

Accounts in any currency

Any digital assets: crypto, points, bonuses, etc.

Ledger for accounting and reflection in the system of any currencies or digital assets

Card issuing (via pre-integrated vendor)

IBANs (via pre-integrated vendor)

ACH (via pre-integrated vendor, coming soon)

Transactions

Top-ups and withdrawals

Payment gateway operations (via pre-integrated vendors)

In-system transfers or payments

In-system currency exchange

External currency exchange (via pre-integrated vendors)

Payment link

QR-payments (coming soon)

Refund and chargeback (coming soon)

AML/Anti-fraud capabilities (coming soon)

Identify suspicious transactions promptly

Obtain the client’s confirmation to exclude fraud

Get a proof of income from a client to be AML-compliant

Freeze/unfreeze customer accounts if necessary

Close the case

Built-in CRM (coming soon)

All customer details and activities in one place

Communication with clients and creating notes

Chats with customers via in-system messaging service

Notes about a customer for future

User action history

Log of system activities by clients and team members

Full details: logins, sessions, actions performed

Valuable for investigation purposes

Monetization and finances

Contracts and vendors

Fees and limits

Reconciliation and settlement

Operations with cash

Contracts and vendors

Vendor terms and conditions input

Creating customer contracts with different sets of commissions and limits

Let customers choose the preferred contract type (e.g. with or without monthly fees)

Fees and limits

Customizable fees for any transaction: %, flat fee, or combination of them

Configuring the fee bearer (sender or receiver)

Transaction limits (per period, amount or number of transactions)

Reconciliation and settlement (coming soon)

Company liabilities reconciliation

Liabilities in front of your clients

Liabilities in front of your vendors

Identifying unmatched transactions and discrepancies

Resolving the detected issues

Clear picture of your company’s gains on top of transactions

Operations with cash

Ability to account any type of cash and manage “cash-desk” operations

Mobile wallet platform dedicated development

Use our PayTech software and let the SDK.finance team to bring your digital wallet solution to life

Speed up Product deployment
Ready-made backend Platform
Expert team without hiring headaches
Saved in-house team’s resources

Ready to speed up your path to a robust mobile wallet product?

Share your product vision and see how SDK.finance aligns with your needs

Get in touch

Delight your customers with a feature-rich mobile wallet app

SDK.finance mwallet app software empowers you to build an advanced application to cater to your customers’ financial needs, thanks to its unparalleled flexibility and cutting-edge technology stack.

Deal with any currency/assets

Your ewallet mobile app customers will benefit from an unlimited number of accounts storing any currency or other assets. No limits for the currencies you can create - from fiat currencies to diamonds or grain or any other assets - and more convenience for end-users.

Convenient bank payments

Through integration with a banking network, offer bank digital payments like IBAN and SWIFT to meet your users’ financial and payment needs. Accommodate various customer segments and boost your turnover.

Fast money transfers

From internal P2P transfers to crossborder remittance - offer your wallet customers a hassle-free way to send and receive money instantly. Integrate with payment- and service providers to extend your transfer services range.

Easy bill payments

Let your users save time by paying their bills within their mobile wallet app- from utility bills to mobile top-up and broadband payments. Add support for any vendor you find necessary through API integration.

Expense tracking

Improve your customers’ finances by helping them control their spendings. Visualized via charts and graphs or presented on the map, they offer better finance management opportunities for users.

Currency exchange

Allow customers to seamlessly exchange one currency for another within their digital wallets in seconds while performing transactions, as well as purchase and sell currency.

Future-proof your mobile ewallet app building it on the next-gen platform

Faster release

Use SDK.finance mobile wallet platform as a backbone for your wallet app to enjoy seamless operation and go to market faster, reducing the development time and costs.

Innovative transactional core

Our mobile wallet software is built on a sophisticated ledger layer and cutting-edge tech stack, making your app ultimately future-ready.

Powerful and resilient

Our mobile wallet platform can process thousands of transactions per second and withstand high loads without a hiccup - for frictionless user experience and greater turnover.

Cloud-based deployment

Hosted and deployed in the cloud, SDK.finance platform provides a hassle-free way of running a cloud-based backend wallet application at an affordable cost and without the maintenance headache.

Dynamic scalability

With a robust workload capacity of 2700 TPS* (transactions per second), SDK.finance system handles over 233 million daily transactions even on a basic configuration.

This scalability ensures that the Platform can effortlessly support your business growth, accommodating transaction volumes ranging from 1 thousand to 1 billion+ monthly transactions without any performance hiccups.

Out-of-the-box integrations

The SDK.finance FinTech Platform is equipped with pre-integrated vendors for essential functions like payment acceptance, card issuance, and KYC compliance. This streamlined integration process guarantees a hassle-free setup for your financial operations. More details about integrations here.

Watch our mobile wallet platform in action

Check out a demo video of the mobile wallet app for Android/IOS built by our partners, a software development company KindGeek, on top of the SDK.finance Platform.

SDK.finance mobile wallet software: customer spotlight

Paywell: Telecom wallet and loyalty system

Through integrating telecom wallets into the existing POS network, Paywell built a loyalty system for retailers and developed a mobile application for improved user experience.

Explore

MPAY: An intuitive mobile wallet app

Discover how MPAY transformed their cash-in payment kiosk network into a complete mobile wallet application using the SDK.finance mobile wallet platform.

Explore

Ready to get started?

SDK.finance white label mobile wallet platform FAQs

Is there a demo of the SDK.finance mobile wallet platform available?

Yes, the demo of the SDK.finance mobile wallet solution is available on our product Demo page. You do not need to send a demo request and wait.

If you need more details about our mobile wallet payment solution or have any questions, do reach out to us and we’ll be in touch with you shortly.

Are there any location-related restrictions for using your mobile wallet SDK?

There are no location-related restrictions for using the mobile wallet platform from SDK.finance. The primary databases are under your team’s control, while SDK.finance hosts and maintains the backend application on AWS or another cloud service provider. Consequently, you can comply with regulatory requirements related to sensitive data management and storage.

Is SDK.finance mobile wallet platform cloud-based or on-premise?

There are two versions of the mobile wallet platform available:

The SaaS version is offered with a subscription-based pricing structure on the major cloud providers’ marketplaces like AWS or Azure. The main database is hosted on your own server, and you get the app deployed and maintained on the cloud by us.
An on-premise version comes with the source code license, available for a one-time flat fee.

Can I buy your mobile wallet system source code?

To buy the mobile wallet platform source code you can contact us, and share your product requirements.

The purchasing process takes 3 steps:

Technical audit of the product by your team
Knowledge transfer period from our team to yours
Signing the contract and code handoff.

Learn more about the details of the source code purchase and knowledge transfer.