White Label Mobile Wallet Solution

Launch a mobile wallet under your brand with SDK.finance. Our white label mobile wallet solution gives you a ready backend, 650+ APIs and a source code license to customize your product. Build the app experience your customers need and reduce the time and resources required to develop core wallet functionality.

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Mobile banking app SDK.finance

Watch our mobile wallet platform in action

Explore the mobile app demo to see how customers can manage accounts and payments with a wallet built on SDK.finance.

Build a feature-rich white label mobile wallet app

Give your customers the tools to manage balances, send money and make payments in an app under your brand. SDK.finance mobile wallet software provides the backend foundation, with a flexible technology stack and integrations to support your chosen services.

Accounts storing any currency/assets

From fiat currencies and bonus points to coffee beans and liters, deal with almost any type of assets using our transactional engine as a foundation. Add as many different currencies or other asset types to the pre built digital wallet system as you deem necessary, without any limits.

Bank payments

Through integration with a banking network, offer bank digital payments like IBAN and SWIFT to meet your users’ bank account, financial, and payment needs, as well as your business needs. Accommodate various customer segments and boost your turnover.

Fast money transfers

From internal P2P transfers to cross-border remittances, offer your wallet customers a hassle-free way to send money and receive it instantly. Integrate with payment and service providers to extend your transfer services range.

Easy bill payments

Let your users save time by paying their bills within their mobile wallet app – from utility bills to mobile top-up and broadband payments. Add support for any vendor you find necessary through API integration.

Currency exchange

Empower your customers with seamless cross-border transactions by enabling instant currency exchange within their wallet app. Leverage our white-label digital payment solutions to deliver a frictionless user experience.

Card issuing

Provide seamless virtual and physical card issuing for managing debit cards hassle-free and your users’ convenience.

Transaction history

Improve your customers’ finances by helping them control their spending. Providing granular user friendly transaction history with exhaustive details and sophisticated filtering functionality offers better finance management opportunities for users.

A white label mobile wallet platform built for flexibility

Faster release

Use a ready mobile wallet backend to shorten development time. Focus your team on the customer experience, branding and integrations instead of building core wallet functionality from scratch.

Complete core control

Get a source code license to customize your mobile wallet software and control its core functionality. Adapt the platform to your workflows and extend it as your product evolves.

Powerful and resilient

Our digital wallet Platform can process thousands of transactions per second and withstand high loads without a hiccup - for frictionless user experience and greater turnover.

Cloud-based & On-premise deployment

Choose flexible on-premise hosting for full data control and customization or cloud hosting for rapid scalability and lower upfront costs—delivering security and performance for your mobile wallet solution.

Ready to speed up your mobile wallet app launch?

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Connect your mobile wallet to payment and identity providers

Use 650+ APIs to connect your mobile wallet app to the SDK.finance backend and extend its functionality. Ready integrations support payment acceptance, card issuance and KYC/KYB checks. Choose the providers and services that match your market and business requirements.

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One mobile wallet platform, multiple use cases

Adapt your white label mobile wallet to the customers you serve. Build mobile wallet solutions for banking, telecom, retail and loyalty programs using the same backend foundation.

 

Mobile banking wallet

Engage and retain your bank customers plus obtain additional revenue by delivering a mobile wallet application experience to your customers wherever they are.

 

Closed-loop wallet

Let your customers operate their assets and make transactions within your ecosystem by using a closed-loop wallet. Provide them with more value, help them spend more with you, and watch your revenue grow.

 

Telco wallet

Increase financial inclusion for the unbanked and level up the experience for your banked audience by providing mobile financial services with white-label virtual wallet software enriched with new features.

 

Mobile payment app

Build a fully-fledged payment app, leverage open banking to connect to thousands of financial institutions, and deliver an optimized user experience that enables users to manage finances, send, and receive money seamlessly.

 

Retail wallet

Deliver a seamless financial experience to your customers with a digital wallet built on the SDK.finance white-label Platform. Drive engagement and boost your revenue while enhancing the user experience.

 

Loyalty wallet

Develop a loyalty wallet system to enhance your loyalty programs and rewards initiatives. Enable prepaid, gift, or bonus card functionalities while ensuring real-time balance updates and accurate transaction tracking.

Software to sustain your growth

With a workload capacity starting from 2,700 TPS* (transactions per second), SDK.finance can easily handle over 34 million daily transactions on a basic configuration, with enough room for optimization.
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2,700
transactions per second
34,5M
transactions per day
1B
transactions per month
12,6B+
transactions per year

Related products

Launch branded iOS and Android banking apps with accounts, payments and card management. Connect your existing backend or use the SDK.finance banking platform.

View product page

Build a white label digital wallet with multi-currency accounts, transfers and payments. Customize the platform and connect the services your customers need.

View product page

Success stories from our Clients

mena region payment acceptance giant
Payment acceptance

Geidea – Powering 75% of Saudi Arabia’s Acquiring Market

Geidea is one of the leading payment acceptance providers in the MENA region, serving more than 530,000 merchants across Saudi Arabia and beyond. Explore how the company transformed its transaction settlement system by integrating SDK.finance software into its existing POS network and successfully expanded operations across 3 countries.

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MPAY-wallet-and-payment-app
Digital wallet

MPAY – Mobile Payment App

Learn how MPAY transformed a network of cash-in kiosks into a mobile payment app by integrating SDK.finance software, launching digital wallet capabilities, and expanding into a full-scale payment ecosystem.

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Nebeus multi-currency accounts, linked to Crypto & Fiat
Crypto exchange

Crypto-to-Fiat Solution for Nebeus with 42k+ Active Monthly Users

Explore how Nebeus, a financial app operating under the Bank of Spain’s regulatory registry, improved crypto-to-fiat connectivity and streamlined currency exchange using the SDK.finance ledger-based Platform. Today, Nebeus supports 42k+ active monthly users and has processed more than €350 million in transactions.

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Super app
Super app

A Super App with 6M+ Users: Taxi, Food & Grocery Delivery, and Digital Payments

Discover how a leading Maghreb-based super app fast-tracked its fintech infrastructure using the SDK.finance source code Platform, supporting digital payments for more than 130,000 drivers and merchants across its ecosystem.

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Gevernment social benefits cards issuing SDK.finance Case study
GovTech

Government-Issued Social Benefit Card System

A national government built a secure, scalable social payment card system using the SDK.finance Platform under a Source Code License – in just 6 months.

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paywell logo
Mobile money

Paywell – mobile money payment provider

Discover how Paywell, a provider of digital payment solutions in EMEA, enabled mobile money payments using telecom wallet funds and enhanced financial inclusion by leveraging SDK.finance payment software.

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Each financial project is unique. Let’s discuss yours

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    White label mobile wallet solution FAQs

    What is a white label mobile wallet solution?

    A white label mobile wallet solution provides a software foundation for launching a wallet under your own brand. SDK.finance supplies a ready backend for accounts, balances, transfers and transaction management. Your team can build the customer-facing app experience and connect the payment and identity services your product needs, reducing the work required to develop core wallet functionality from scratch.

    Can I customize the mobile wallet software and buy its source code?

    Yes. A source code license lets your team customize the SDK.finance mobile wallet software, adapt backend workflows and extend its functionality. You can tailor the wallet experience to your brand and business requirements. Review the source code purchase process and discuss the license scope, app requirements and integrations with our team.

    Can the white label mobile wallet platform run in the cloud or on-premise?

    SDK.finance supports cloud and on-premise deployment options. With a source code license, your team can deploy and manage the mobile wallet platform in your chosen infrastructure. The deployment model determines who operates the backend and databases. Contact us to discuss hosting, maintenance and data-storage requirements for your project.

    What payments and integrations does your mobile wallet API support?

    SDK.finance provides 650+ APIs to connect your mobile wallet app to backend functionality and external services. The platform supports internal transfers and integrates with providers for card payments, bank transfers, bill payments, card issuance and KYC/KYB checks. The payment methods available to your customers depend on the providers and integrations configured for your product. Explore our available integrations.

    Can I see a demo of a white label mobile wallet app?

    Yes. Explore the mobile app demo to see the customer experience and the back-office demo to see the tools for your operations team. For a guided walkthrough of how the white label mobile wallet solution could support your product, book a demo with our team.