Seamless virtual and physical card issuing
Issue payment cards, manage virtual and physical card issuing, and process card transactions at scale, worldwide, through our API integration with leading card issuing providers.
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Boost your revenue by issuing payment cards
Flexible card issuing options
Create virtual or physical cards directly from the web or mobile app, depending on your preferred card products and plans.
Customized design
Choose from a wide range of designs for the physical cards and customize them to suit your branding as well as preferences.
Robust card management
Manage your cards' status - activate, deactivate, or reissue them as needed, plus manage lost, stolen, or damaged cards.
Digital wallets management
Enable linking cards to an internal digital wallet within the system to let customers easily fund and withdraw money from their e-wallets.
Spending control
Help customers manage expenses by setting limits on transaction amounts, frequency, and payments for selected merchants or categories.
Different card funding types
Offer a variety of card funding options, including just-in-time funding for more convenience.
Watch our card issuing Platform in action
Check out a demo video of virtual and physical card issuing for managing debit cards hassle-free via our easy-to-use card issuance API.
Top use cases for issuing debit cards
Neobanks
Enrich the digital banking experience for your customers with a refined payment card program, increasing engagement and building loyalty.
Digital wallets
Enable your ewallet product customers easily create, access, and conduct real time payments using their cards issued by your institution.
Payment apps
Create an app that enables your customers to go cashless using their mobile devices and make payments in different currencies via virtual or physical debit cards linked to their accounts.
How does your business benefit by issuing cards?
Increase the revenue streams
Becoming a card issuer, you can earn interchange fees on transactions made by cardholders, creating additional revenue streams for your business.
Enhance user experience
Offer users convenient and flexible payment options, which will improve customer satisfaction and increase loyalty to your brand.
Expand your market
Tap into a wider audience, attracting consumers that prefer traditional payment methods such as debit cards.
Talk to our experts about your card issuance needs
And get a pro consultation on implementation
FAQ
SDK.finance provides the software and API layer for connecting a fintech app to a third-party card issuing provider. Your business can create card products, submit requests for virtual or physical cards, and manage card records and statuses. After the provider issues a card, SDK.finance creates its record and links it to the customer account specified in the request.
A virtual card issuing API connects your fintech app to the card issuing workflow. With SDK.finance, your app can create card products, submit issuance requests to an integrated third-party provider, receive the issued card record, and link it to the customer account specified in the request. Available card data and features depend on the provider integration and card program.
SDK.finance provides the software and API layer for card issuing workflows; it is not a bank or card issuer. Card issuance and BIN sponsorship are supplied through third-party issuing or BaaS providers. You can connect an appropriate provider based on your target markets and card program requirements.
Coverage depends on the integrated card issuing provider, BIN sponsor, applicable licences, and your card program. The available countries, currencies, card networks, and cardholder eligibility should be confirmed for your intended market and provider setup.
The timeline depends on provider onboarding, compliance readiness, required integrations, card program configuration, and any custom development. SDK.finance can review your target markets, card types, existing technology stack, and preferred provider to estimate the implementation scope and timeline.
Yes. SDK.finance supports virtual and physical card issuing workflows through integration with a third-party provider. Depending on the integration, card management can include activation, blocking or freezing, status management, and spending limits. Physical card production, delivery, and available controls depend on the provider and your card program.