Agentic Banking
Bring AI agents into banking and FinTech workflows with the agentic layer in the SDK.finance Transaction Platform.
Connect AI-driven tasks with financial data, banking APIs, and transaction workflows. Define how agents interact with your platform around the processes your business needs.
Discuss your use case
An agentic banking platform built on financial infrastructure
SDK.finance Agentic Banking brings an AI agent layer into the platform that manages your financial workflows.
It connects agent-driven tasks with account information, transaction processes, and operational tools. For banks and FinTechs, this creates a foundation for applying agentic AI to specific workflows within their financial product.
Financial data and context
Accounts, balances, and transaction records provide the financial context for agent-assisted tasks. The workflow determines which information an agent needs and can access.
Banking APIs and workflows
The SDK.finance Transaction Platform provides an API-based foundation for account management, payments, and transaction processing. The agentic layer connects AI-driven tasks with these platform capabilities.
Permissions and oversight
Each workflow needs a defined scope: the data an agent can access, the actions it can perform, and the points where a person reviews the next step.
AI agents for banking and FinTech workflows
Account information and servicing
Use account details, balances, and transaction history as context for agent-assisted servicing workflows. Example task: gather the account information needed to review a customer request.
Agentic payments
Explore payment workflows that connect an instruction with the information and steps needed to progress it. Example task: prepare a payment instruction and follow its processing status within the agreed workflow.
Transaction investigation
Bring relevant transaction records together to support operational questions and exception review. Example task: check a transaction’s status and prepare the available information for an operations specialist.
Financial operations
Apply AI agents to information-gathering and preparation tasks across account and transaction workflows. Example task: summarise account activity for a backoffice review.
Define permissions and oversight for agentic banking
Access to financial information and authority to perform a financial action are separate decisions. Plan both around the workflow and the responsibilities of your team.
Data access
Specify which accounts, records, and information the agent needs for its task.
Action boundaries
Define the operations involved, their limits, and any approval required before execution.
Human oversight
Identify where your team reviews a request, handles an exception, or decides how the workflow should continue.
How agentic banking works
An agentic banking workflow connects a business task with financial context, platform actions, and a result that your team can review.
Banking task
AI agent
SDK.finance APIs
Financial workflow
Transaction status
Discuss your agentic banking use case
Tell us what you want AI agents to do. Let’s discuss how SDK.finance fits your workflow.
Agentic banking FAQ
Agentic banking uses AI agents to work towards a defined objective across banking workflows. Depending on their configuration and permissions, agents can retrieve information, prepare actions, and interact with systems involved in execution.
Agentic Banking is a layer within the SDK.finance Transaction Platform. It connects AI-driven tasks with the platform’s financial data, APIs, and transaction workflows.
Account servicing, payment operations, transaction investigation, and financial operations are starting points. The scope depends on the task, available information, integrations, and execution requirements.
Through interfaces such as APIs. The integration defines which information is available, which actions an agent can request or perform, and how the workflow returns its result.
No. A workflow can combine agent-assisted tasks with human decisions and approvals. The appropriate level of autonomy depends on the action and the controls required by your business.
