P2P Payment App Development Services
Lead the digital payments business with SDK.finance money transfer app development services. Save money and time by having your mobile payment solution built by a team of dedicated fintech software engineers on a pre-developed fintech platform.
Contact usAccelerate the release by using a pre-built payment platform
SDK.finance can save you at least a year of development time via its tried-and-true combination: cost-effective remittance app development on top of a white-label core transaction engine.
Have a team of seasoned specialists with more than 15 years of experience in fintech and payment solutions development to work on your mobile payment app utilizing the SDK.finance fintech software as a shortcut.
Developing all types of payment products
We provide customized mobile payment and remittance solutions that make use of cutting-edge technology. Employ our skills to get completely protected, user-friendly p2p payment software with outstanding UI/UX design.
Why do customers entrust mobile payment software development to SDK.finance?
Faster development
We use our powerful transaction engine to build a customized solution for you. So you gain the advantage of the speed of adopting off-the-shelf software and have it adjusted, scaled, and expanded to match your payment app requirements at a much more affordable cost than designing the same customised solution from scratch.
Seamless integrations
Our platform includes 400+ API endpoints, allowing for easy integration with virtually any third-party service provider or solution. This increases the time and money savings potential of our p2p transfer software while relieving developers of numerous integration-related hassles.
Your data is yours only
Your data is yours regardless of the delivery method you choose. Our software just handles transactions and does not store any data. Furthermore, your primary database is totally under your control, whether hosted on-premises or in a private cloud, with no third-party access jeopardizing its security.
Money transfer app development: out of the box back-end features

Multiple wallets in different currencies can be created
Available through integrations with the vendors via API
Available out of the box
APIs for integration available
Available between the user’s own accounts
- Email notifications APIs
- SMS notifications APIs
APIs for integration available
- Currency and issuer creation and status management
- Currency exchange rates input – manual or automated (from external feed)
APIs for manual approval and for integration with third-party KYC services are available
- Setting comission types: flat fee, %-based, combined (flat fee & %-based)
+-% (for currency exchange) - Transfer commission payer: sender / recipient / shared
- Comission ranges: different commissions for operations amounts within a specific range
- Limits types:
- by turnover during a specific period
- by the number of operations during a specific period
- by transaction amount
- grouping fees and limits in a “contract”;
- creation of a set of tariffs for customers to choose from
- user creation, role and
- status management
- default roles
- back-office user log history viewing
- Customer profile information and status management
- Default KYC-management
- Customer accounts status management
- Default log of customer activity in the system
Choose the suitable delivery and modifications level
The combination of pre-developed software and payment app development services gives our clients the option of having their solutions delivered and maintained in the way that is most convenient for them. They may choose between the high customizability and vendor independence of a source code license and a more cost-effective SaaS option, managed by our in-house staff.
Full controlBest for enterprise level businesses | Top efficiencyBest fit for startups and SMBs | ||
---|---|---|---|
Delivery | On-premise | Hybrid cloud | |
License | Source code | SaaS | |
Customizability | Unlimited | UI/UX, third party services integrations | |
App maintenance | A responsibility of the customer’s team | On the SDK.finance team* | |
Main database maintenance | A responsibility of the customer’s team | A responsibility of the customer’s team | |
Payment | One-time source-code license payment | Monthly payments |
Our customers’ stories
MPAY - a payment app with ewallet
Learn how MPAY used SDK.finance ewallet software to turn a network of cash-in payment kiosks into a full-scale payment app.
Learn moreA MENA PSP revamps transaction accounting system
Examine how a MENA nation's big payment service provider (NDA) payment service provider (NDA) in a MENA nation optimizes its main transaction accounting system by merging SDK.finance on-premise core software with its existing POS software.
Learn more