Cloud Wallet as a Service Software Platform
Wallet as a service solution for aspiring businesses willing to tap into the finance market or extend their existing product offering with financial services. With SaaS ewallet software from SDK.finance, you launch faster, operate cheaper, innovate non-stop, and conveniently pay as you go.
Contact usA game-changing cloud alternative to on-premise digital wallet platforms
Cloud-native
Deployed and operated on the cloud, maintained by SDK.finance, ready to be used by your team
Compliant with regulations
The database is hosted on the company's own server. Regardless of location, forget about cloud compliance issues.
API-driven
Implement a broad set of services for customers fast and cost-efficiently via 400+ API endpoints.
The right solution for standalone or embedded financial products
Banking wallet
Impress your customers with a next-gen solution that fulfills their money transfer and payment needs on the go. Boost existing customers’ engagement and acquire new users by providing impeccable mobile services and top-notch user experience.
Telecom wallet
Add financial services to your offering and leverage your existing customer base to increase your bottom line. Extend financial inclusion for the unbanked and win new audience by letting them make payments right through your app
Retail wallet
Offer your customers the option to store their assets and make transactions within your ecosystem by using a closed-loop ewallet. Help them spend more with you and watch your revenue grow.
Marketplace wallet
Provide the solution to connect sellers and buyers and enable assets exchange between them. Protect the funds by securing them within the system till the buyer confirms the purchase.
Merchant wallet
Implement a merchant wallet to accept payments from customers, revamp your transaction accounting system, speed up settlement process, get equipped for scale and boost customer experience.
FinTech wallet
An affordable wallet as a service solution for an easy start of your digital payment product. No commitment or hefty investments, no infrastructure expenses or hiring a big dev team. Our cloud software for your bright future.
Meet your customers’ financial services needs
Bank payments
Offer bank payments like IBAN and SWIFT (integration with vendors required). Accommodate various customer segments and boost your turnover.
Money transfers
Let customers send and receive money instantly and effortlessly, whether internal P2P transfers or crossborder remittance. Integrate with payment- and service providers to expand your transfer options range.
Bill payments
From utility bills to mobile top-ups and other payments - help users save time with payment templates. Support local vendors payments through API integration.
Expense tracking
Assist customers with tracking their spendings via visualized expenses charts and graphs or transactions presented as on the map.
Multi-currency system
Configure an unlimited number of currencies within the ewallet system - not limited to fiat currencies. Let users operate any assets - from reward points to diamonds.
Currency exchange
Provide seamless currency exchange between customer wallets within the system (according to the pre-configured exchange rate), plus the options of purchasing and selling currency.
Receive instant access to the core wallet as a service software components
Put your wallet product on the rails and operate it
… faster
We’ve done the heavy lifting to provide a transaction processing engine that empowers your team to refine, customize and launch your product in a few months rather than spend a few years on building it.
… cheaper
Reduce your infrastructure, maintenance and development costs and increase your bottom line through the wallet as a service hybrid cloud delivery model that enables you to also improve your cost to income ratio via applying lower capital expenditures.
….easier
Use our robust cloud-based wallet platform to let your team focus on integrations and adding custom features on top.
Right software solution to evolve and grow your business
Scale smoothly
Sustain user base expansion and extend your ecosystem without a hiccup as your solution gains traction, without having to worry about system overload.
Own the source code if needed
Change your wallet as a service SaaS model anytime. Obtain a source code license from us, deploy your wallet on-premise and gain full access to the backend for ultimate independence and no more recurrent payments. Learn more
Accelerate innovation
Since all functions are exposed as API endpoints, available via RESTful APIs, adding new features, integrations and ensuring compliance are less time- and resource-consuming.
SDK.finance wallet as a service Platform functionality
Currencies management
- Work with any fiat currencies or other assets
- Currency and issuer creation and status management
- Currency exchange rates input – manual or automated (from external feed)
Commission fees and limits management
- Setting comission types: flat fee, %-based, combined (flat fee & %-based)
- +-% (for currency exchange)
- Transfer commission payer: sender / recipient / shared
- Comission ranges: different commissions for operations amounts within a specific range
- Limits types:
- by turnover during a specific period,
- by the number of operations during a specific period
- by transaction amount
Contracts (pricing plans) management
- Grouping fees and limits in a “contract”
- Creation of a set of tariffs for customers to choose from

Roles and permissions management
- User creation, role and status management
- Default roles
- Back-office user log history viewing
CRM & customer support
- Customer profile information and status management
- Default KYC-management
- Customer accounts status management
- Default log of customer activity in the system
Transaction history
- View all customer’s transactions in all statuses
Choose your Development type
SDK.finance will support you from the idea to its implementation in code and interface.
Dedicated development team
Turbocharge your cloud-wallet product with SDK.finance experts
Let our team of FinTech experts transform your payment product into reality through the use of our Platform.
- Accelerated cloud-wallet release.
- Pre-developed PayTech backend Platform.
- Experienced team without hiring headaches
- Saved in-house team’s resources
Self-service development
Provide your team with the SDK.finance Platform to streamline and enhance your development process.
Empower your technical team with a pre-developed foundation for faster and more efficient product development on the SDK.finance Platform.
- Ready cloud wallet foundation software to build on
- No need to start from scratch
- Efficient development for in-house tech team
- SaaS and Source Code software mode available
Eager to discuss the details?
Reach out and let’s talk!
SDK.finance Wallet as a Service FAQs
The hybrid cloud wallet as a service software involves running applications in different environments simultaneously. It is used to manage finance app portability to provide a flexible distributed computing environment for easy scaling.
The backend app can be hosted on AWS or other cloud infrastructure while our team provides maintenance services. In the same vein, your team will host, manage and maintain the main databases according to cloud management regulations.
The hybrid cloud model in e-wallet software provides the following benefits:
- You buy affordable hybrid cloud software and save money by reducing development and infrastructure costs.
- The hybrid cloud solution can store sensitive information on your private server—according to data handling and management regulations.
- The application becomes more scalable and flexible by efficiently modernizing your e-wallet and implementing new features.
To buy the digital wallet source code you should take 3 steps:
- Technical audit of the product by your team
- Knowledge transfer period from our team to yours
- Signing the contract and code handoff.
Yes, we provide an interactive sandbox demo environment on our product Demo page. It’s available there and then, no need to send a demo request and wait.
If you need more details or have any questions, do reach out to us and we’ll be in touch with you shortly.
With SDK.finance SaaS ewallet Platform you can easily integrate third-party tools at any stage of the customer onboarding or transaction process. Our API-first approach allows you to connect the right tools to your application, adding new features and functionalities.
There are no location-related restrictions for using our ewallet software. Your team will have control over the main databases while the backend app can be hosted on AWS or other cloud infrastructure and be maintained by our team.