Cloud Digital Wallet Software Platform
Cloud ewallet solution for aspiring businesses willing to tap into the finance market or extend their existing product offering with financial services. With SaaS ewallet software from SDK.finance, you launch faster, operate cheaper, innovate non-stop and conveniently pay as you go.Contact us
A game-changing cloud alternative to on-premise digital wallet platforms
Deployed and operated on the cloud, maintained by SDK.finance, ready to be used by your team
Compliant with regulations
The database is hosted on the company's own server. Regardless of location, forget about cloud compliance issues.
Implement a broad set of services for customers fast and cost-efficiently via 400+ API endpoints.
The right solution for standalone or embedded financial products
Impress your customers with a next-gen solution that fulfills their money transfer and payment needs on the go. Boost existing customers’ engagement and acquire new users by providing impeccable mobile services and top-notch user experience.
Add financial services to your offering and leverage your existing customer base to increase your bottom line. Extend financial inclusion for the unbanked and win new audience by letting them make payments right through your app
Offer your customers the option to store their assets and make transactions within your ecosystem by using a closed-loop ewallet. Help them spend more with you and watch your revenue grow.
Provide the solution to connect sellers and buyers and enable assets exchange between them. Protect the funds by securing them within the system till the buyer confirms the purchase.
POS & Payment acceptance
Implement a merchant wallet to accept payments from customers, revamp your transaction accounting system, speed up settlement process, get equipped for scale and boost customer experience.
An affordable SaaS ewallet solution for an easy start of your digital payment product. No commitment or hefty investments, no infrastructure expenses or hiring a big dev team. Our cloud software for your bright future.
Read the cases of how our solution is used by business
SDK.finance helped regional payment heavy business to build the business process upon our digital ledger layer for retail banks.
Leading MENA PSP revamps its transaction accounting system
Explore how a leading payment service provider (NDA) from one of MENA countries transforms its core transaction accounting system by integrating SDK.finance on-premise ledger layer software with its existing POS software.Read more
Building a multi-channel payment management platform
Find out how we helped a regional player putting cash-in payment kiosks into one system at first and added functionality for e-commerce on top of the business flow later on.Read more
Meet your customers’ financial services needs
Offer bank payments like IBAN and SWIFT (integration with vendors required). Accommodate various customer segments and boost your turnover.
Let customers send and receive money instantly and effortlessly, whether internal P2P transfers or crossborder remittance. Integrate with payment- and service providers to expand your transfer options range.
From utility bills to mobile top-ups and other payments - help users save time with payment templates. Support local vendors payments through API integration.
Assist customers with tracking their spendings via visualized expenses charts and graphs or transactions presented as on the map.
Configure an unlimited number of currencies within the ewallet system - not limited to fiat currencies. Let users operate any assets - from reward points to diamonds.
Provide seamless currency exchange between customer wallets within the system (according to the pre-configured exchange rate), plus the options of purchasing and selling currency.
Receive instant access to the core software components
Put your cloud based wallet product on the rails and operate it
We’ve done the heavy lifting to provide a transaction processing engine that empowers your team to refine, customize and launch your product in a few months rather than spend a few years on building it.
Reduce your infrastructure, maintenance and development costs and increase your bottom line through the ewallet SaaS delivery model that enables you to also improve your cost to income ratio via applying lower capital expenditures.
Use our robust cloud-based virtual wallet platform to let your team focus on integrations and adding custom features on top.
Right software solution to evolve and grow your business
Sustain user base expansion and extend your ecosystem without a hiccup as your solution gains traction, without having to worry about system overload.
Own the source code if needed
Change your SaaS ewallet delivery model anytime. Obtain a source code license from us, deploy your wallet on-premise and gain full access to the backend for ultimate independence and no more recurrent payments. Learn more
Since all functions are exposed as API endpoints, available via RESTful APIs, adding new features, integrations and ensuring compliance are less time- and resource-consuming.
SDK.finance cloud-based wallet platform functionality
- Currency and issuer creation and status management
- Currency exchange rates input – manual or automated (from external feed)
Commission fees and limits management
- Setting comission types: flat fee, %-based, combined (flat fee & %-based)
- +-% (for currency exchange)
- Transfer commission payer: sender / recipient / shared
- Comission ranges: different commissions for operations amounts within a specific range
- Limits types:
- by turnover during a specific period,
- by the number of operations during a specific period
- by transaction amount
Contracts (pricing plans) management
- Grouping fees and limits in a “contract”
- Creation of a set of tariffs for customers to choose from
Roles and permissions management
- User creation, role and status management
- Default roles
- Back-office user log history viewing
CRM & customer support
- Customer profile information and status management
- Default KYC-management
- Customer accounts status management
- Default log of customer activity in the system
Eager to discuss the details?
Reach out and let’s talk!
SDK.finance Cloud Digital Wallet Software FAQs
The hybrid cloud wallet software involves running applications in different environments simultaneously. It is used to manage finance app portability to provide a flexible distributed computing environment for easy scaling.
The backend app can be hosted on AWS or other cloud infrastructure while our team provides maintenance services. In the same vein, your team will host, manage and maintain the main databases according to cloud management regulations.
The hybrid cloud model in e-wallet software provides the following benefits:
- You buy an affordable hybrid cloud software and save money by reducing development and infrastructure costs.
- The hybrid cloud solution can store sensitive information on your private server—according to data handling and management regulations.
- The application becomes more scalable and flexible by easily modernizing your e-wallet and implementing new features.
To buy the digital wallet source code you can , and share your product ideas.
The purchasing process takes 3 steps:
- Technical audit of the product by your team
- Knowledge transfer period from our team to yours
- Signing the contract and code handoff.
With SDK.finance cloud-banking platform you can easily integrate third-party tools at any stage of the customer onboarding or transaction process. Our API-first approach allows you to connect the right tools to your application, adding new features and functionalities.
There are no location-related restrictions for using digital banking software. Your team will have control over the main databases while the backend app can be hosted on AWS or other cloud infrastructure and be maintained by our team.