Cloud-Based Digital Wallet Software Platform

Cloud ewallet solution for aspiring businesses willing to tap into the finance market or extend their existing product offering with financial services. With SaaS ewallet software from SDK.finance, you launch faster, operate cheaper, innovate non-stop and conveniently pay as you go.

A game-changing cloud alternative to on-premise digital wallet platforms

Cloud-native

Deployed and operated on the cloud, maintained by SDK.finance, ready to be used by your team

Compliant with regulations

The database is hosted on the company's own server. Regardless of location, forget about cloud compliance issues.

API-driven

Implement a broad set of services for customers fast and cost-efficiently via 400+ API endpoints.

The right solution for standalone or embedded financial products

Banking

Impress your customers with a next-gen solution that fulfills their money transfer and payment needs on the go. Boost existing customers’ engagement and acquire new users by providing impeccable mobile services and top-notch user experience.

Telecom

Add financial services to your offering and leverage your existing customer base to increase your bottom line. Extend financial inclusion for the unbanked and win new audience by letting them make payments right through your app

Retail

Offer your customers the option to store their assets and make transactions within your ecosystem by using a closed-loop ewallet. Help them spend more with you and watch your revenue grow.

Marketplace

Provide the solution to connect sellers and buyers and enable assets exchange between them. Protect the funds by securing them within the system till the buyer confirms the purchase.

POS & Payment acceptance

Implement a merchant wallet to accept payments from customers, revamp your transaction accounting system, speed up settlement process, get equipped for scale and boost customer experience.

FinTech startups

An affordable SaaS ewallet solution for an easy start of your digital payment product. No commitment or hefty investments, no infrastructure expenses or hiring a big dev team. Our cloud software for your bright future.

Meet your customers’ financial services needs

Bank payments

Offer bank payments like IBAN and SWIFT (integration with vendors required). Accommodate various customer segments and boost your turnover.

Money transfers

Let customers send and receive money instantly and effortlessly, whether internal P2P transfers or crossborder remittance. Integrate with payment- and service providers to expand your transfer options range.

Bill payments

From utility bills to mobile top-ups and other payments - help users save time with payment templates. Support local vendors payments through API integration.

Expense tracking

Assist customers with tracking their spendings via visualized expenses charts and graphs or transactions presented as on the map.

Multi-currency system

Configure an unlimited number of currencies within the ewallet system - not limited to fiat currencies. Let users operate any assets - from reward points to diamonds.

Currency exchange

Provide seamless currency exchange between customer wallets within the system (according to the pre-configured exchange rate), plus the options of purchasing and selling currency.

Receive instant access to the core software components

A cloud-hosted backend app with an API layer
Customizable customer front-office UI package (web, responsive)
Customizable team back-office UI package (web, responsive)

Put your cloud based wallet product on the rails and operate it

… faster

We’ve done the heavy lifting to provide a transaction processing engine that empowers your team to refine, customize and launch your product in a few months rather than spend a few years on building it.

… cheaper

Reduce your infrastructure, maintenance and development costs and increase your bottom line through the ewallet SaaS delivery model that enables you to also improve your cost to income ratio via applying lower capital expenditures.

….easier

Use our robust cloud-based virtual wallet platform to let your team focus on integrations and adding custom features on top.

Right software solution to evolve and grow your business

Scale smoothly

Sustain user base expansion and extend your ecosystem without a hiccup as your solution gains traction, without having to worry about system overload.

Own the source code if needed

Change your SaaS ewallet delivery model anytime. Obtain a source code license from us, deploy your wallet on-premise and gain full access to the backend for ultimate independence and no more recurrent payments. Learn more

Accelerate innovation

Since all functions are exposed as API endpoints, available via RESTful APIs, adding new features, integrations and ensuring compliance are less time- and resource-consuming.

SDK.finance cloud-based wallet platform functionality

Currencies management

Currency and issuer creation and status management
Currency exchange rates input – manual or automated (from external feed)

Commission fees and limits management

Setting comission types: flat fee, %-based, combined (flat fee & %-based)
+-% (for currency exchange)
Transfer commission payer: sender / recipient / shared
Comission ranges: different commissions for operations amounts within a specific range
Limits types:
- by turnover during a specific period,
- by the number of operations during a specific period
- by transaction amount

Contracts (pricing plans) management

Grouping fees and limits in a “contract”
Creation of a set of tariffs for customers to choose from

Roles and permissions management

User creation, role and status management
Default roles
Back-office user log history viewing

CRM & customer support

Customer profile information and status management
Default KYC-management
Customer accounts status management
Default log of customer activity in the system

Transaction history

View all customer’s transactions in all statuses