Cloud Wallet as a Service Software Platform

Wallet as a service solution for aspiring businesses willing to tap into the finance market or extend their existing product offering with financial services. With SaaS ewallet software from SDK.finance, you launch faster, operate cheaper, innovate non-stop, and conveniently pay as you go.

A game-changing cloud alternative to on-premise digital wallet platforms

Cloud-native

Deployed and operated on the cloud, maintained by SDK.finance, ready to be used by your team

Compliant with regulations

The database is hosted on the company's own server. Regardless of location, forget about cloud compliance issues.

API-driven

Implement a broad set of services for customers fast and cost-efficiently via 400+ API endpoints.

The right solution for standalone or embedded financial products

Banking wallet

Impress your customers with a next-gen solution that fulfills their money transfer and payment needs on the go. Boost existing customers’ engagement and acquire new users by providing impeccable mobile services and top-notch user experience.

Telecom wallet

Add financial services to your offering and leverage your existing customer base to increase your bottom line. Extend financial inclusion for the unbanked and win new audience by letting them make payments right through your app

Retail wallet

Offer your customers the option to store their assets and make transactions within your ecosystem by using a closed-loop ewallet. Help them spend more with you and watch your revenue grow.

Marketplace wallet

Provide the solution to connect sellers and buyers and enable assets exchange between them. Protect the funds by securing them within the system till the buyer confirms the purchase.

Merchant wallet

Implement a merchant wallet to accept payments from customers, revamp your transaction accounting system, speed up settlement process, get equipped for scale and boost customer experience.

FinTech wallet

An affordable wallet as a service solution for an easy start of your digital payment product. No commitment or hefty investments, no infrastructure expenses or hiring a big dev team. Our cloud software for your bright future.

Meet your customers’ financial services needs

Bank payments

Offer bank payments like IBAN and SWIFT (integration with vendors required). Accommodate various customer segments and boost your turnover.

Money transfers

Let customers send and receive money instantly and effortlessly, whether internal P2P transfers or crossborder remittance. Integrate with payment- and service providers to expand your transfer options range.

Bill payments

From utility bills to mobile top-ups and other payments - help users save time with payment templates. Support local vendors payments through API integration.

Expense tracking

Assist customers with tracking their spendings via visualized expenses charts and graphs or transactions presented as on the map.

Multi-currency system

Configure an unlimited number of currencies within the ewallet system - not limited to fiat currencies. Let users operate any assets - from reward points to diamonds.

Currency exchange

Provide seamless currency exchange between customer wallets within the system (according to the pre-configured exchange rate), plus the options of purchasing and selling currency.

Receive instant access to the core wallet as a service software components

A cloud-hosted backend app with an API layer
Customizable customer front-office UI package (web, responsive)
Customizable team back-office UI package (web, responsive)

Put your wallet product on the rails and operate it

… faster

We’ve done the heavy lifting to provide a transaction processing engine that empowers your team to refine, customize and launch your product in a few months rather than spend a few years on building it.

… cheaper

Reduce your infrastructure, maintenance and development costs and increase your bottom line through the wallet as a service hybrid cloud delivery model that enables you to also improve your cost to income ratio via applying lower capital expenditures.

….easier

Use our robust cloud-based wallet platform to let your team focus on integrations and adding custom features on top.

Right software solution to evolve and grow your business

Scale smoothly

Sustain user base expansion and extend your ecosystem without a hiccup as your solution gains traction, without having to worry about system overload.

Own the source code if needed

Change your wallet as a service SaaS model anytime. Obtain a source code license from us, deploy your wallet on-premise and gain full access to the backend for ultimate independence and no more recurrent payments. Learn more

Accelerate innovation

Since all functions are exposed as API endpoints, available via RESTful APIs, adding new features, integrations and ensuring compliance are less time- and resource-consuming.

SDK.finance wallet as a service Platform functionality

Currencies management

Work with any fiat currencies or other assets
Currency and issuer creation and status management
Currency exchange rates input – manual or automated (from external feed)

Commission fees and limits management

Setting comission types: flat fee, %-based, combined (flat fee & %-based)
+-% (for currency exchange)
Transfer commission payer: sender / recipient / shared
Comission ranges: different commissions for operations amounts within a specific range
Limits types:
- by turnover during a specific period,
- by the number of operations during a specific period
- by transaction amount

Contracts (pricing plans) management

Grouping fees and limits in a “contract”
Creation of a set of tariffs for customers to choose from

Roles and permissions management

User creation, role and status management
Default roles
Back-office user log history viewing

CRM & customer support

Customer profile information and status management
Default KYC-management
Customer accounts status management
Default log of customer activity in the system

Transaction history

View all customer’s transactions in all statuses

Choose your Development type

SDK.finance will support you from the idea to its implementation in code and interface.

Dedicated development team

Turbocharge your cloud-wallet product with SDK.finance experts

Let our team of FinTech experts transform your payment product into reality through the use of our Platform.

Accelerated cloud-wallet release.
Pre-developed PayTech backend Platform.
Experienced team without hiring headaches
Saved in-house team’s resources

Self-service development

Provide your team with the SDK.finance Platform to streamline and enhance your development process.

Empower your technical team with a pre-developed foundation for faster and more efficient product development on the SDK.finance Platform.

Ready cloud wallet foundation software to build on
No need to start from scratch
Efficient development for in-house tech team
SaaS and Source Code software mode available

More info

SDK.finance wallet as a service software – case studies

Leading PSP (MENA): Faster payouts, real-time transaction accounting

SDK.finance's wallet software has enabled customers to streamline their accounting processes, enhance user experiences, broaden their market reach, and tap into new growth opportunities within the fintech industry.

Explore

MPAY: An intuitive payment app on top of ewallet system

MPAY effectively transformed their cash-in payment kiosks network into a comprehensive payment application by seamlessly integrating with the SDK.finance cloud wallet software, utilizing it as a foundation.

Explore

Eager to discuss the details?
Reach out and let’s talk!

SDK.finance Wallet as a Service FAQs

How does the hybrid cloud wallet software by SDK.finance work?

The hybrid cloud wallet as a service software involves running applications in different environments simultaneously. It is used to manage finance app portability to provide a flexible distributed computing environment for easy scaling.

The backend app can be hosted on AWS or other cloud infrastructure while our team provides maintenance services. In the same vein, your team will host, manage and maintain the main databases according to cloud management regulations.

What are the benefits of the hybrid cloud model in e-wallet software?

The hybrid cloud model in e-wallet software provides the following benefits:

You buy affordable hybrid cloud software and save money by reducing development and infrastructure costs.
The hybrid cloud solution can store sensitive information on your private server—according to data handling and management regulations.
The application becomes more scalable and flexible by efficiently modernizing your e-wallet and implementing new features.

Can I buy your digital wallet source code?

To buy the digital wallet source code you should take 3 steps:

Technical audit of the product by your team
Knowledge transfer period from our team to yours
Signing the contract and code handoff.

Can I request your wallet as a service software Demo?

Yes, we provide an interactive sandbox demo environment on our product Demo page. It’s available there and then, no need to send a demo request and wait.
If you need more details or have any questions, do reach out to us and we’ll be in touch with you shortly.

What integrations does SDK.finance cloud ewallet Platform support?

With SDK.finance SaaS ewallet Platform you can easily integrate third-party tools at any stage of the customer onboarding or transaction process. Our API-first approach allows you to connect the right tools to your application, adding new features and functionalities.

Are there any location-related restrictions for using your wallet as a service Platform?

There are no location-related restrictions for using our ewallet software. Your team will have control over the main databases while the backend app can be hosted on AWS or other cloud infrastructure and be maintained by our team.