Pre-developed digital retail banking software
Looking for a flexible and scalable fintech solution to create a digital retail bank? Our Platform provides a powerful core to build your consumer banking product, helping get to market faster and save your dev team’s resources.
Request a quoteBuild the retail bank your customers will stay with
SDK.finance Platform offers the features needed to doom your neobank for success and make it the primary hub for all your clients’ banking needs thanks to its customer-centric approach.
Accounts in ANY currency
Let your clients keep their funds in the currencies of their choice. Configure unlimited currencies to the system, from fiat to any other type of assets.
Currency exchange
Allow customers to operate any currency they need. Automated currency exchange is in place for transactions involving different currencies.
Expense visualization
Categorize your users’ spendings and present them as charts and diagrams. Show a map of transactions based on the location they have been performed at.
Visa/MasterCard issuing
Offer a full set of cardholder services via issuing Visa/MasterCard cards linked to the customer's account (vendor integration required).
Popular payments
Integrate local vendors to enable utility bills and internet payments, cell phone top-ups, and payments for other popular services (provider integration needed)
Deeper overview of retail banking software features
SDK.finance Platform also presents a robust foundation to add a number of must-haves to your future-ready neo banking solution.
Customer onboarding
Fully remote process of account creation and KYC data collection. Our retail banking software solution allows you to streamline the KYC tool integration via its API.
Customer support
Basic functionality to communicate with your bank users on their requests. Unlimited integration possibilities if you need a more proficient solution.
Payment templates
Saving payment details for the client's recurrent transactions.
Reconciliation and settlement
Automated reconciliations on schedule, quick data mismatch spotting, and convenient exceptions management.
"4-eyes principle”
A classical mechanism - an operation requires an approval from two people before it can be performed. It is also referred to as the two-man rule or the maker-checker principle.
Roles & permissions management
Manage team access to the back-office by customizing the pre-configured roles’ permissions or creating new ones.
Learn how our Platform can accelerate your banking product launch
Contact usFuture-proof your digital retail bank
Accelerate time-to-market
SDK.finance offers a development cycle shortcut for your retail banking software, putting you right on the doorstep of your banking business launch. Get your digital-only bank on the rails ASAP and turn the first several years of development into the first years of growing your customer base and revenue.
SaaS or Source code
The digital banking system from SDK.finance comes in two versions – cloud-based SaaS or on-premise with the source code license.
- Choose the SaaS for an affordable start. A cloud-hosted backend app with APIs is maintained by our team, and a database is run by yours.
- Choose an on-premise version with source code and have the whole system in your hands for deep customizations as per your product roadmap.
Performance without compromise
Base your neobank on a reliable banking core that is the essence of the knowledge and expertise of our expert team with 15+ years of experience in building payment and banking products. SDK.finance retail banking system is able to handle the influx of users and transactions, serving as a solid foundation for any features you decide to build on top of it.
Learn more about the technology here.
Choose your Development approach
Our company supports you in the implementation of your idea, from the conception to the implementation of your FinTech product.
Proficient development team
Turbocharge your digital bank development with SDK.finance experts
Let SDK.finance team of FinTech experts with more than 10 years of experience bring your product to life with our Platform.
- Accelerated Product launch.
- Pre-developed FinTech Platform.
- Expert team without hiring headaches
- Saved in-house team’s resources
Self-service development
Equip your team with SDK.finance Platform for streamlined neobank development
Empower your tech team with a ready foundation for faster and more efficient digital bank development on top of the SDK.finance Platform.
- Ready-made backend software to build on top
- No need to start from scratch
- Efficient development for internal technical team
- SaaS and Source Code software mode available
Ready to get started?
SDK.finance Digital Retail Banking Software FAQs
- SDK.finance offers a robust ledger layer-based software that serves as a reliable foundation for building a digital retail bank. You are free to shape your product according to your product vision, shortening the period of active development and saving team resources. A better option than starting from scratch.
- Your team can tailor your banking software to meet all industry regulations, security, and compliance standards.
- You receive a stable, reliable engine for your banking business which you can easily extend via integrations, virtually without restrictions.
- You can use the cloud-based version of our software for a quick start without commitments and huge investments.
- We offer the option to switch to the on-premise version by purchasing the source code license for total control and independence anytime.
Since we offer a foundation for building a digital retail bank, not the ready product, you can access the interactive demo here to get the idea of what the Platform is capable of. If you’d like more details, reach out with your request and we’ll be in touch with you shortly.
SDK.finance architecture allows integrating any 3rd-party tools for each stage of the customer journey. Our open digital banking API set makes it easy to connect the ready-made components to the banking engine rather than having to develop them from scratch.
Our Platform is available both as a cloud-hosted SaaS version and an on-premise one with the source code license. Find out the details of the source code purchase and knowledge transfer.
There are no location-related restrictions for using digital banking software from SDK.finance. The primary databases are under your team’s control in both SaaS and source code variants.
In the SaaS version, the SDK.finance hosts and maintains only the backend application on AWS or another cloud service provider. Consequently, you can comply with regulatory requirements related to sensitive data management and storage.
SDK.finance uses the cutting-edge technology stack. The software is developed on the Java 17 LTS. Our team performs security testing via JUnit, Arquillian, and OWASP security scanner. We review the code quality with SonarQube, UpSource, and FindBugs.
The implemented REST and gRPC API architecture helps to facilitate integration with third-party providers and services and assists in driving your banking or payment product innovation.
The SDK.finance system is available as a SaaS version by subscription or one-time source code license purchase. You can download and modify our front-office and back-office UI packs/UI kits at GitHub, but all functionality lies in using the APIs of the SDK.finance backend app.