Banking Ledger Software for Neobanks, Ewallets, PSPs
For electronic money institutions (EMI) or payment institutions (PI) like neobanks, payment or money transfer apps, and payment service providers (PSPs), efficient accounting is critical due to stringent compliance and reporting requirements.
SDK.finance ledger software offers a real-time accounting model that provides a breakthrough alternative for processing and accounting your financial transactions.Request a quote
What is SDK.finance ledger?
The SDK.finance Platform is a ledger layer-based FinTech software serving as the backbone for a range of financial services products. It provides a real-time transaction accounting model founded on the principle of splitting and merging transactions in a dynamic way, as opposed to traditional double-entry, fact-based accounting.
Advantages of the SDK.finance banking ledger over the traditional ledger
Creation of complex business processes
While the traditional general ledger works perfectly well for simple business processes, SDK.finance banking ledger caters to the complex ones that require flexibility, like authorization, rolling of the reserve account, affiliate program, transaction with anti-fraud check, etc.
Business process automation
With SDK.finance ledger you can program business processes by setting rules for automatic calculation, execution, and recording of all technical transactions within the business process flow, such as commission extraction to a system’s commission account, affiliate reward extraction to the affiliate’s technical account, transfer of payment to the merchant’s account, etc.
Real-time transaction execution and accounting
Our accounting model works in real time and ensures that every transaction is executed and recorded immediately, providing access to up-to-date financial information at all times.
SDK.finance banking ledger automates the manual work traditionally performed by accountants. The system executes and records all transactions according to the previously designed and programmed business processes.
Traditional data available
SDK.finance banking ledger can present accounting data as traditional entries, maintaining compatibility with established accounting practices.
Rewind, rollback, and cancellation of transactions
Unlike traditional accounting systems, SDK.finance allows you to rewind, roll back or cancel initiated transactions at any point in their execution. This gives you flexibility and control over your accounting records.
With SDK.finance banking ledger, payment service providers can seamlessly facilitate fund transfers to merchant accounts and deduct commissions instantly, enabling merchants to access their funds without delay.
SDK.finance ledger helps reduce the time it takes to complete financial transactions which enhances customer satisfaction and optimizes business operations.
Empower your financial product with a real-time accounting model
SDK.finance banking ledger’s robust architecture leverages several key entities to manage transaction accounting operations effectively.
Each business process contains a flow, representing the transaction sequence within it.
Flows dictate the order and execution of transactions. They can be designed to reflect business processes of any complexity.
Transactions form the building blocks of flows. They can be split and merged, allowing for flexible and adaptive accounting flows that align with your specific requirements.
Our accounting model treats each wallet in the system as a container with properties similar to an object in programming. This enables effective wallet management and control over funds movement.
Choose your Development way
Our team will help you from the idea to the implementation of the Banking Ledger system.
Dedicated development team
Turbocharge your Banking Ledger product with SDK.finance experts
Let SDK.finance team of financial professionals with 10+ years of experience bring your PayTech product with our Platform.
- Accelerated Product deployment.
- Ready-made PayTech backend Platform.
- Experienced team without hiring headaches
- Saved in-house team’s resources
Get the pre-developed FinTech Platform for streamlined Banking Ledger development
Provide your development team with a ready foundation by SDK.finance for faster Product launch
- Pre-developed backend software to build on top
- No need to start from scratch
- Efficient development for in-house tech team
- SaaS and Source Code software versions available
SDK.finance banking ledger software – customer spotlight
Leading PSP (MENA): Revitalized payment lifecycle, improved scalability, enhanced accounting
The SDK.finance ledger has empowered our customers to optimize their accounting processes, deliver exceptional user experiences, expand their market reach, and unlock new growth potential in the fintech landscape.Explore
MPAY: An intuitive payment app on top of ledger layer software
Learn how MPAY successfully converted their network of cash-in payment kiosks into a comprehensive payment app by seamlessly integrating with the SDK.finance ledger software and leveraging its robust foundation.Explore