Cloud payment acceptance software platform for MSPs and PSPs
Start growing your revenue by providing a complete stack of online and offline payment acceptance services for merchants using the payment platform by SDK.finance, without having to start from scratch.
Get in touchThe software you need to build a world-class
payment service provider business
Catering for all business types
Empower different types of businesses – from online ecommerce to marketplaces to brick-and-mortar stores meet their payments needs across various channels.
Streamlined payment acceptance
Get maximum flexibility to customize the payment transaction flow and offer frictionless payment experience both in-store and online.
Multi-currency and multi-channel
Support an unlimited number of currencies and let merchants accept cards, digital wallets, bank debit payments etc.

Build on top of the payment rails that help you succeed
Accelerated time-to-market
SDK.finance merchant payment processing platform offers a shortcut to the product development cycle, putting you right on the doorstep of product launch, rather than starting from the ground up, which saves 1 year of active development at the very least.
Facilitated integrations
Save on feature development and speed up the releases thanks to the integration-ready architecture of SDK.finance software for payment acceptance. 400+ API endpoints let you connect a broad set of customer services fast and cost-effectively.
Flexible delivery
Start with a hybrid cloud-based model for an affordable and quick launch and then move to an on-premise source code version for full control and independence from the vendor.
Simplified compliance
Hybrid cloud model lets you have your app hosted on a public cloud provider and maintained by our team, while you host your entire database with sensitive details on premise or private cloud for top security and facilitated regulatory compliance.
Fast track your product launch and evolution
Launch your product up to 3-5 times faster* by integrating the necessary functionality via SDK.finance 400+ RESTful APIs with lower Capital expenditure (CAPEX).
*compared to building them from the ground up
The latest innovations at your service
Easily integrate with the best solutions on the market to expand the core feature set of your merchant payment processing software.
Beat the competition
Get to win the race for customers by being the first to cater for their emerging needs and introduce new features thanks to SDK.finance merchant payment provider software integration-focused architecture.
Grow your profit
Get the most out of flexible transaction fees and limits configuration possibilities to maximize your revenue, plus attract and retain customers via personalized tariffs
Independent pricing for transactions and products
Manage deposit and payment fees apart from payment cards fees and wire transfers (SWIFT/SEPA) for maximum flexibility
Personalized tariffs
Easily tweak pricing for the previously set up customer segments. Leverage individual tariffs to meet specific business contract terms
Impose money flow limits
Manage potential risk by activating turnover and transaction limits for specific merchant segments, based on the risk level.
Deep dive in the out-of-the-box feature set
Show your audience you understand their routine and ensure they don’t waste time on trivial tasks. Attract customers with the top-notch UI that streamlines and optimizes business processes for them. Help them achieve higher efficiency and reap the rewards of a quickly growing customer base and profits.
- Online account creation
- Documents uploading
- Manual KYC-related data collection
- Ability to integrate a KYC-vendor
- Transaction history
- View details of each transaction (currency, amount, type, time and date)
- Transaction history export
- Transactions on the map
- online POS registration
- web-payments acceptance via:
- hosted payment page
- host-to-host integration
- Configurable checkout page
- send invoices and payment requests via:
- push notifications
- dynamic QR-codes with POS data and transaction sum
- a payment link via email, messengers or SMS
- In-store payments:
- Via credit or debit cards
- from digital wallet
- from bank account
- Online payments (checkout page):
- by credit or debit cards
- from digital wallet
- from bank account
- Tips acceptance
- Receiving settlement amounts to the merchant’s:
- bank account
- card
- mobile phone
- digital wallet
- manually, from transaction history
- via sending email receipts after the transaction
- initiating refund transactions on the customer’s demand
- opening a digital wallet for the merchant’s personal use
- individual
- merchant
- administrator
- accountant
- compliance manager
Ready to get started? Get in touch with us!
SDK.finance Cloud Payment Acceptance Software FAQs
Yes, we provide an interactive sandbox demo environment on our Product Demo page. It’s available there and then, no need to send a demo request and wait.
If you need more details about payment processing software or have any questions, do reach out to us and we’ll be in touch with you shortly.
There aren’t location-related restrictions for using our payment acceptance software, because the SDK.finance platform can be easily customized, which allows you to comply with the regulatory requirements. With the hybrid-cloud SaaS version, you manage and host the main database, which helps to adhere to the location-related restrictions.
SDK.finance uses the most advanced technology stack for building its payment acceptance platform. We develop code on the Java 17 LTS. SDK.finance provides security testing with JUnit, Arquillian and OWASP security scanner. We review the code quality with SonarQube, UpSource and FindBugs.
The implemented REST and gRPC API architecture helps to facilitate integration with third-party providers and services and assists in driving your banking or payment product innovation.
The SDK.finance payment processing solution is available as SaaS version or with the source code license. It is possible to download and modify our front-office and back-office UI packs/UI kits on GitHub, but all functionality lies in using the APIs of the SDK.finance backend app.
Our digital payment processing solution is available in two variants:
- The hybrid-cloud version is available on major cloud providers marketplaces like AWS or Azure, with a subscription-based payment model. You get the app deployed on the cloud, the database is hosted on your own server for the sake of compliance with regulations and security.
- An on-premise version comes with the source code license, available for a one-time flat fee.
Learn more about the details of the source code purchase and knowledge transfer.
To buy the payment acceptance platform source code you can contact us, and share your product vision.
The purchasing process takes 3 steps:
- Technical audit of the product by your team
- Knowledge transfer period from our team to yours
- Signing the contract and code handoff.