White-label money transfer and remittance platform
Money transfer software for branded remittance products
Build and operate a money transfer or remittance app with multi-currency wallets, configurable fees and limits, 570+ APIs, and integrations with banking, payment, KYC and FX providers. Choose SaaS or source-code delivery.
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What you get with SDK.finance money transfer software
Use a configurable software foundation to build and operate a branded money transfer or remittance product. Start with a transaction backend, back office, customer applications and API layer, then connect the providers required for your market.
Transaction and wallet core
Manage customer wallets, balances, internal transfers, multi-currency assets, exchange operations, transaction history, fees and limits within one ledger-based system.
Branded customer applications
Provide individual and business customers with customisable web, iOS and Android applications for onboarding, account management, transfers, currency exchange and transaction tracking.
Back-office operations
Give operations, finance and compliance teams tools to manage customers, transactions, roles, contracts, fees, limits, reconciliation and system activity.
APIs and provider integrations
Use 570+ API endpoints, REST, gRPC, OpenAPI and webhooks to connect banking partners, payment gateways, KYC services, card issuers, FX providers and other third-party systems.
Launch your branded money transfer and remittance app
Use customisable mobile interfaces for customer onboarding, multi-currency wallets, transfers, currency exchange and transaction tracking.
Discuss Your Remittance Project
How money transfer and remittance processing works
Manage the complete transfer workflow—from customer onboarding to transaction reconciliation—while connecting the payment and compliance providers required for your market.
Onboard and verify
Fund the wallet
Calculate fees and FX
Process the transfer
Track and reconcile
Essential features for money transfer and remittance operations
Customer onboarding
Self-registration
Document upload
KYC/KYB workflows
Two-factor authentication
Multi-currency wallets
Customer balances
Multiple configurable assets
Beneficiary management
Transaction history
Transfers and payouts
Internal transfers
Bank and card integrations
Cash-in and cash-out
Payout workflows
Fees, limits and FX
Fixed and percentage fees
Sender or receiver fee rules
Transaction limits
Configurable exchange rates
APIs and integrations
570+ API endpoints
REST, gRPC and OpenAPI
Webhooks
Third-party provider integrations
Operations and reconciliation
Back-office controls
Roles and permissions
Transaction monitoring
Reconciliation and reporting
Connect your money transfer product with pre-integrated providers
Use 570+ API endpoints and pre-developed integrations to connect payment rails, card issuing, KYC and currency exchange providers.
Manage remittance operations from one back office
Configure fees, limits and exchange rates, monitor transactions, manage customer accounts and reconcile transfer activity from a single operational interface.
Choose the right delivery model for your remittance product
We offer licensing options designed to match your preferences,
business model and growth trajectory.
SaaS
- Faster implementation
- Branded customer interfaces
- Essential platform functionality
- Standardised setup
- Limited customisation
Source Code
- Full source-code access
- Extensive customisation
- Infrastructure of your choice
- Vendor independence
- Annual or lifetime licence
Get in touch. We’re eager to hear more about your project
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View product pageSDK.finance money transfer software FAQs
Money transfer and remittance software provides the technical infrastructure for managing customer wallets, balances, transfers, fees, exchange operations and transaction records. External payment execution depends on integrations with banking and payment providers.
Start with a transaction backend, customer application and back office, then configure transfer workflows, fees, currencies and compliance processes. You will also need the appropriate financial licence and integrations with the providers that move funds in your target market.
Yes. SDK.finance provides customisable mobile and web interfaces connected to the same transaction backend and API layer. The applications can be adapted to your branding, customer journeys and required integrations.
Remittance processing software manages the workflow from customer onboarding and wallet funding to fee calculation, FX, transfer processing, status tracking and reconciliation. External transactions are routed through the payment providers connected to the platform.
SDK.finance provides 570+ API endpoints, including REST and gRPC APIs, OpenAPI documentation and webhooks. They can be used to connect customer applications, internal systems, banking partners and third-party service providers.
The platform can be integrated with bank transfers, Open Banking services, payment gateways, card providers and other local or cross-border payment rails. Availability and coverage depend on the selected provider and separate commercial agreements.
Yes. You can configure multiple fiat or digital assets, create customer wallets and perform currency exchange between supported accounts. Exchange rates can be managed within the platform or received from an integrated FX provider.
Yes. The platform supports fixed, percentage and combined commission models, including sender-, receiver- and shared-fee rules. Limits can be configured by transaction amount, number of operations and time period.
The platform supports customer onboarding, document collection and manual KYC workflows. Automated KYC, sanctions screening and AML transaction monitoring depend on integrations with specialised compliance providers.
SaaS is suitable for a faster launch with branded interfaces, essential ready-to-use functionality and limited customisation. The source-code model provides full control, extensive customisation and deployment within your preferred cloud or on-premises infrastructure.
The timeline depends on the delivery model, required customisation, provider integrations, licensing and the readiness of your implementation team. A pre-built platform reduces foundational development, but it does not remove regulatory and integration work.
No. SDK.finance provides the software infrastructure and does not operate as a bank, EMI or payment institution. Your company remains responsible for licensing, regulatory approval and agreements with banking and payment providers.
