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White-label money transfer software to launch a P2P payment or remittance app

Respond to increased market demand for speedy money transfers with a progressive P2P transfer system, packed with the features your audience needs and values. Go to market in weeks, without breaking the budget.

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Implement your money transfer app vision

In FinTech, there’s no one-size fits all solution. Use our FinTech ledger platform as a powerful and reliable basis to build the remittance system that will meet YOUR customers’ financial needs and will comply with your target money transfer business location regulations.

 
White-label money transfer software to launch a P2P payment or remittance app

Fully digital onboarding

Provide easy remote signup and authorization, plus the ability to upload documents for KYC procedure if necessary.

 
White-label money transfer software to launch a P2P payment or remittance app

Accounts in ANY currency

Let your customers deal with any currency (fiat or not) you configure within the system. No limits as to asset type or the number of accounts per user.

 
White-label money transfer software to launch a P2P payment or remittance app

Borderless remittance services

Offer P2P transfers between users of the app out of the box. Integrate with payment or service providers to enable transfers between cards, wallets and mobile.

 
White-label money transfer software to launch a P2P payment or remittance app

Bank&card payments

Integrate with a banking network to provide bank payments like IBAN, SWIFT, or with card vendors for card payment functionality.

 
White-label money transfer software to launch a P2P payment or remittance app

Bill payments

Integrate with local service providers to offer utility bill payments, mobile top-ups, or any other popular payments that bring value to your users.

 
White-label money transfer software to launch a P2P payment or remittance app

Currency exchange

Allow customers to create accounts in multiple currencies and conduct currency exchange between their accounts. Manage currency exchange rates manually or configure automated rates updates, powered by CurrencyCloud.

Features out of the box

Serving the customers
Tailored for
Client onboarding
Accounts
Transactions
AML/Anti-fraud capabilities
Built-in CRM
User action history
Tailored for

Individuals (ewallet, neobank, money remittance, currency exchange)

Merchants (payment acceptance via POS or online)

Corporate (neobank for corporate clients) (coming soon)

White-label money transfer software to launch a P2P payment or remittance app
Client onboarding

Self-registration via email or phone

Flexible survey and document uploading (such as identity, utility bills, etc)

KYC

Automated (via pre-integrated vendors)

Manual (via back-office interface)

Two-factor authentication (2FA)

White-label money transfer software to launch a P2P payment or remittance app
Accounts

Accounts in any currency

Any digital assets: crypto, points, bonuses, etc.

Ledger for accounting and reflection in the system of any currencies or digital assets

Card issuing (via pre-integrated vendor)

IBANs (via pre-integrated vendor)

ACH (via pre-integrated vendor, coming soon)

White-label money transfer software to launch a P2P payment or remittance app
Transactions

Top-ups and withdrawals

Payment gateway operations (via pre-integrated vendors)

In-system transfers or payments

In-system currency exchange

External currency exchange (via pre-integrated vendors)

Payment link

QR-payments (coming soon)

Refund and chargeback (coming soon)

White-label money transfer software to launch a P2P payment or remittance app
AML/Anti-fraud capabilities (coming soon)

Identify suspicious transactions promptly

Obtain the client’s confirmation to exclude fraud

Get a proof of income from a client to be AML-compliant

Freeze/unfreeze customer accounts if necessary

Close the case

White-label money transfer software to launch a P2P payment or remittance app
Built-in CRM (coming soon)

All customer details and activities in one place

Communication with clients and creating notes

Chats with customers via in-system messaging service

Notes about a customer for future

White-label money transfer software to launch a P2P payment or remittance app
User action history

Log of system activities by clients and team members

Full details: logins, sessions, actions performed

Valuable for investigation purposes

White-label money transfer software to launch a P2P payment or remittance app
Monetization and finances
Contracts and vendors
Fees and limits
Reconciliation and settlement
Operations with cash
Contracts and vendors

Vendor terms and conditions input

Creating customer contracts with different sets of commissions and limits

Let customers choose the preferred contract type (e.g. with or without monthly fees)

White-label money transfer software to launch a P2P payment or remittance app
Fees and limits

Customizable fees for any transaction: %, flat fee, or combination of them

Configuring the fee bearer (sender or receiver)

Transaction limits (per period, amount or number of transactions)

White-label money transfer software to launch a P2P payment or remittance app
Reconciliation and settlement (coming soon)

Company liabilities reconciliation

Liabilities in front of your clients

Liabilities in front of your vendors

Identifying unmatched transactions and discrepancies

Resolving the detected issues

Clear picture of your company’s gains on top of transactions

White-label money transfer software to launch a P2P payment or remittance app
Operations with cash

Ability to account any type of cash and manage “cash-desk” operations

White-label money transfer software to launch a P2P payment or remittance app

Drive improved performance for your payment business

 
White-label money transfer software to launch a P2P payment or remittance app

Shorten time to market

Our money transfer platform offers a kind of payment SDK to tailor it to your business needs and cuts down the development time in half at least.

 
White-label money transfer software to launch a P2P payment or remittance app

Enhanced scalability

SDK.finance can handle over 34 million daily transactions on a basic configuration, thanks to its workload capacity of 400 transactions per second.

 
White-label money transfer software to launch a P2P payment or remittance app

Out-of-the-box integations

SDK.finance money transfer software offers pre-integrated vendors for payment acceptance, card issuance, and KYC compliance. More information about integrations here.

Dedicated money transfer app development

From the idea to the launch of the money transfer system, SDK.finance helps you with your FinTech product.

  • Accelerated Product deployment.
  • Ready PayTech money transfer Platform.
  • Expert team without hiring headaches
  • Save resources of internal team
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Cloud-based remittance Platform

 
White-label money transfer software to launch a P2P payment or remittance app

Cloud-based model

Affordable monthly subscription fee for the backend money transfer app hosted and maintained by us. No hefty upfront infrastructure investments, no commitment.

 
White-label money transfer software to launch a P2P payment or remittance app

Easier compliance

We host your money transfer software application on the cloud, while you host your database on your own server. Fewer security risks, no third-party access to the customers’ sensitive details and easier to ensure regulatory compliance. A win-win.

 
White-label money transfer software to launch a P2P payment or remittance app

API-driven platform

400+ APIs let you integrate your instance of the remittance software with virtually any third-party provider or service, quickly and cost-effectively.

Case studies: money transfer solution in action

 

Leading MENA Payment Service Provider

Learn about how a leading payment service provider (NDA) in the MENA region has improved its transaction accounting system by incorporating SDK.finance software into its existing point-of-sale network.

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MPAY: A user-friendly payment app

Discover how MPAY successfully utilized the SDK.finance Platform to revolutionize their cash-in payment kiosk network, resulting in a comprehensive application that caters to all of their customers' payment needs.

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Talk to our experts about your vision of a remittance software product

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    SDK.finance Money Transfer Software FAQs

    How to start up a money remittance business?

    To start a money remittance business with SDK.finance you need to follow these 5 steps:

    1. Clarify the product requirements.
    2. Cooperate with a software partner, like SDK.finance.
    3. Choose between a hybrid cloud or on-premise version of the software.
    4. Create a money transfer application.
    5. Launch your money remittance business.
    How do money remittance businesses work?

    Money remittance businesses provide money transfer services, collecting money from the sender and delivering it to the beneficiary. It can be a local service within one country or an international service between two or more countries.

    The process of money transfer takes 3 steps:

    1. The amount of money must be accessible in the sender’s bank account before a wire transfer may be carried out.
    2. When a transaction is issued, money is sent to the recipient’s bank.
    3. Once the funds are in the bank, a bank fee and an exchange rate are applied.

     

    How do remittance businesses make money?

    Remittance businesses make money by charging a fee or commission for the service. The fee is variable and depends on the amount of money being sent. Remittance businesses can also earn by purchasing the currency in advance and selling it while transferring at the current rate.

    How to set up an online money transfer business?

    Follow these 6 steps to set up an online money transfer business:

    1. Consult legal experts in the field.
    2. Create your business model.
    3. Find a software partner, like SDK.finance company.
    4. Get a license.
    5. Build a money transfer software.
    6. Launch your money remittance business.