FinTech software development company
Custom FinTech software development services backed by a ready-made Platform
Build secure banking, payment, digital wallet and money transfer software with a dedicated FinTech development team, 15+ years of expertise and a pre-built technology foundation.
Reduce development time and technical risk while creating scalable financial software tailored to your business model, integrations and regulatory requirements.
Get a project estimate
More than FinTech development services
Skip the most time-and resource resource-consuming part of your financial product development and seriously accelerate the launch.
Choosing a financial software development company with industry-specific knowledge and a strong emphasis on security can significantly streamline your project.
Dedicated FinTech development team + pre-developed software
Build custom financial software with SDK.finance’s dedicated team of PayTech experts and a ready-made backend Platform. Combine 15+ years of FinTech development experience with pre-built technology to launch your product faster, reduce technical risks, and avoid building core financial infrastructure from scratch.
- Faster product development and launch
- Ready-made financial backend Platform
- Dedicated FinTech experts without lengthy hiring
- Lower development costs and workload for your internal team
Custom FinTech software development for various financial products
We provide custom FinTech software development services and offer the ready-made SDK.finance Platform as a powerful financial backend that accelerates the development process.
Our team can customize the Platform to your business model, product requirements, integrations, and regulatory needs, helping you launch secure and scalable banking, payment, wallet, and other financial products faster.
Neobanking and online banking service
Disrupt the traditional banking landscape with a fully digital and customer-centric neobank. Create a modern and user-friendly platform that provides banking services
Digital wallet products
Empower your customers with seamless and secure digital wallet solutions, enabling users to manage funds, make payments, and conduct financial transactions with ease.
Money transfer services
Enable hassle-free remittance with a customized money transfer solution. Whether domestic or international transfers, we can help develop a service that ensures speed, security, and convenience.
Payment processing systems
Simplify and streamline payment operations with a custom-built payment processing system. From online payments to POS and QR payments and recurring billing, create a robust product that ensures secure and efficient transactions.
Mobile banking apps
Tap into the growing mobile market with a dedicated mobile wallet app. Enable users to store payment credentials, make mobile payments, track transaction history, and enjoy other value-added features.
Currency exchange
Facilitate currency exchange for your customers using our FinTech software solution. Integrate real-time exchange rates, offer secure transactions, and provide users with transparent and competitive rates for currency conversions.
Custom FinTech development powered by proven technology
Our FinTech developers combine a modern technology stack with the ready-made SDK.finance backend Platform to build and customize secure, scalable financial products faster.
- Backend development: Java 17 LTS, Spring Boot, Spring and Hibernate
- Data and messaging: PostgreSQL 16, MongoDB 7 and Kafka 3.7
- APIs and integrations: 570+ API endpoints, OpenAPI 3, Swagger, REST, gRPC and webhooks
- Frontend development: Vue.js back office and React Native mobile applications
Custom FinTech backend development
570+ APIs and webhooks
Modern FinTech tech stack
Scalable architecture
PCI DSS-ready security
Flexible CI/CD and deployment
…and end-to-end FinTech development services
Get a reliable partner to entrust the entire software development process to and focus on what you’re good at while we do the tech stuff.
Share your product vision.
Share all functional, non-functional, and technical requirements to create a solution that aligns with your business needs.
Gap analysis
Our BA team identifies the gaps and functionalities that require custom development. Leverage their decade-long expertise in FinTech development to assist you every step of the way.
Choose the delivery mode.
Select a hybrid-cloud or on-premise version of our Platform. The difference lies in the delivery, business process customizations, and the volume of third-party integrations.
Start your way towards launch.
Our development team will focus on creating the product as per your roadmap, keeping you abreast of the progress, and taking care of all the complexities.
Why choose SDK.finance financial software development services?
Streamlined integrations
SDK.finance software platform has 570+ API endpoints and is designed for easy integrations with payment gateways, and other necessary third-party service vendors. We also provide pre-integrated vendors for payment acceptance, card issuance, and KYC compliance.
Dynamic scalability
With a workload capacity of 2700 transactions per second (TPS), SDK.finance effortlessly accommodates over 34 million daily transactions on a basic configuration. Whether your business processes 1 thousand or 1 billion-plus monthly transactions, SDK.finance ensures smooth operations, without any performance hiccups.
Advanced tech stack
We use the most progressive technology standards for the current solution: Java 17 LTS, PostgreSQL 13, MongoDB 6.
Expert team of financial software developers
Our full-time seasoned FinTech software development team has been developings robust financial services industry solutions for over 15 years, recognized by a number of FinTech awards.
Get in touch to discuss your custom FinTech software development needs
Fintech software development FAQs
FinTech software development refers to the creation of specialized software solutions tailored to the needs of the financial technology (FinTech) industry. It involves the design, development, and implementation of innovative financial products and services that leverage technology to enhance and innovate various financial services, including banking, payments, lending, investments, and insurance.
Unlike general software development, FinTech projects require expertise in financial workflows, security, scalability, third-party integrations, and regulatory requirements.
SDK.finance provides custom FinTech software development services backed by a ready-made financial backend Platform.
Our team can customize business logic and workflows, develop customer-facing and back-office interfaces, integrate third-party services, and adapt the software to your product, business model, market, and regulatory requirements.
Yes. The SDK.finance Platform provides a ready-made financial backend that our team can customize for your specific product.
We can adapt business logic and operational workflows, develop additional functionality, customize customer-facing and back-office interfaces, and integrate the external services your product requires. This approach combines the flexibility of custom FinTech development with the speed of a pre-developed technology foundation.
SDK.finance can help develop and customize a wide range of financial products, including:
- Digital banking and neobanking platforms
- Digital and mobile wallets
- Payment processing systems
- Money transfer and remittance services
- Mobile banking applications
- Currency exchange products
- Merchant payment solutions
- Crypto-to-fiat products
- Financial products for marketplaces and other enterprises
The final functionality and architecture are tailored to the product requirements, business model, integrations, and target market.
FinTech software development outsourcing offers numerous benefits for businesses, including: reducing the time and cost associated with financial transactions, enhanced customer experience, and competitive advantage, staying ahead in a rapidly evolving market is crucial, and FinTech software development enables businesses to adapt quickly to new trends and regulatory changes.
Outsourcing gives you access to experienced FinTech specialists without lengthy recruitment, onboarding, and team-building processes. It can help close internal expertise gaps, reduce the workload of your team, and make development time and costs more predictable.
The process begins with an analysis of your product vision, business model, functional requirements, integrations, security needs, and regulatory environment.
We identify which requirements are already covered by the SDK.finance Platform and which components require configuration or custom development. Our team then customizes the backend, develops the required interfaces and functionality, implements integrations, tests the solution, and supports its deployment.
The exact development process and delivery plan are defined according to the scope and complexity of the project.
The time it takes to develop a FinTech software solution can vary widely depending on the complexity of the project, the size of the development team engaged, and the development process used. However, the FinTech app development will take at least a few months.
Using the ready-made SDK.finance backend Platform can shorten the process because the project starts with existing financial functionality, system architecture, and APIs rather than core infrastructure built from scratch.
We provide a more accurate timeline after reviewing your product requirements.
The cost depends on the product scope, required customizations, user interfaces, third-party integrations, deployment model, and development resources involved.
With SDK.finance, the total cost may include the selected Platform delivery model—cloud-based software or an on-premise source code license—as well as customization, development, integration, infrastructure, and support costs.
Contact our team to receive an estimate based on your requirements.
SDK.finance supports integrations through 570+ API endpoints, RESTful APIs, gRPC, OpenAPI documentation, and webhooks.
The Platform can connect with payment gateways, KYC and AML providers, card issuers, banks, accounting systems, identity verification services, and other internal or third-party systems. Our development team can design and implement the integrations required for your product.
Yes. SDK.finance is available as an on-premise solution with a source code license. This model gives your team greater control over deployment, infrastructure, customization, security, and future product development.
A cloud-based delivery option is also available for businesses that prefer SDK.finance to manage the backend infrastructure.
Yes. SDK.finance provides customizable backend software, a back-office interface, and customer-facing UI components that can be adapted to your brand and product requirements.
Our team can further customize the functionality, workflows, interfaces, and integrations to create a financial product tailored to your business.
SDK.finance is PCI DSS compliant and ISO/IEC 27001 certified, with security and data protection practices aligned with GDPR requirements.
Security is integrated throughout the architecture, development, integration, and deployment process. The Platform includes encrypted data transmission, secure authentication, role-based access control, activity logs, API and network protection, and fraud-prevention capabilities.
Our FinTech development team can customize the solution to meet your specific security, data protection, regulatory, and jurisdictional requirements.