FinTech software development services

Looking for expert FinTech software developers to work on your FinTech or PayTech project? With SDK.finance, you get even more.

Our Platform provides complete backend software for financial products like digital wallets, banking, and payment apps, payment processing systems, etc.

In the hands of our experienced financial software developers, it accelerates your product launch or powers digital transformation.

More than fintech development

Skip the most time-and resource resource-consuming part of your financial product development and seriously accelerate the launch.

Dedicated development team + pre-developed software

Have SDK.finance team of PayTech professionals with 10+ years of experience bring your product to life using our Platform.

Accelerated product delivery
Ready-made financial backend Platform
An expert team without hiring headaches
Saved resources of the internal team

We specialize in various financial products

SDK.finance Platform serves as a reliable foundation for a range of payment, banking, and payment processing products.

Available as a hybrid-cloud software or as an on-premise solution with a source code license, it empowers a fintech developer team with unparalleled flexibility and scalability.

Neobanking and online banking service

Disrupt the traditional banking landscape with a fully digital and customer-centric neobank. Create a modern and user-friendly platform that provides banking services

Digital wallet products

Empower your customers with seamless and secure digital wallet solutions, enabling users to manage funds, make payments, and conduct financial transactions with ease.

Money transfer services

Enable hassle-free remittance with a customized money transfer solution. Whether domestic or international transfers, we can help develop a service that ensures speed, security, and convenience.

Payment processing systems

Simplify and streamline payment operations with a custom-built payment processing system. From online payments to POS and QR payments and recurring billing, create a robust product that ensures secure and efficient transactions.

Mobile banking apps

Tap into the growing mobile market with a dedicated mobile wallet app. Enable users to store payment credentials, make mobile payments, track transaction history, and enjoy other value-added features.

Currency exchange

Facilitate currency exchange for your customers using our fintech software solution. Integrate real-time exchange rates, offer secure transactions, and provide users with transparent and competitive rates for currency conversions.

Benefit from the developer-centric technology...

Get a reliable foundation to boost the fintech development team’s operational efficiency

A backend app with an API layer (cloud-hosted or on-premise)
Customizable customer front-office UI package
Customizable team back-office UI package

API-first approach (400+ RESTful APIs)

Cutting-edge technology stack

Scalable infrastructure

Security by design

Flexible CI/CD

Fault-tolerancе

…and end-to-end development services

Get a reliable partner to entrust the entire software development process to and focus on what you’re good at while we do the tech stuff.

Share your product vision.
Share all functional, non-functional, and technical requirements to create a solution that aligns with your business needs.

Gap analysis

Our BA team identifies the gaps and functionalities that require custom development. Leverage their decade-long expertise in fintech development to assist you every step of the way.

Choose the delivery mode.
Select a hybrid-cloud or on-premise version of our Platform. The difference lies in the delivery, business process customizations, and the volume of third-party integrations.

Start your way towards launch.
Our development team will focus on creating the product as per your roadmap, keeping you abreast of the progress, and taking care of all the complexities.

Share your product requirements

And see how SDK.finance aligns with your needs

Get in touch

Why choose SDK.finance financial software development services?

Streamlined integrations

SDK.finance software platform has 400+ API endpoints and is designed for easy integrations with payment gateways, and other necessary third-party service vendors. We also provide pre-integrated vendors for payment acceptance, card issuance, and KYC compliance.

Dynamic scalability

With a workload capacity of 400 transactions per second (TPS), SDK.finance effortlessly accommodates over 34 million daily transactions on a basic configuration. Whether your business processes 1 thousand or 1 billion-plus monthly transactions, SDK.finance ensures smooth operations, without any performance hiccups.

Advanced tech stack

We use the most progressive technology standards for the current solution: Java 17 LTS, PostgreSQL 13, MongoDB 6.

Expert team of financial software developers

Our full-time seasoned fintech development team has been developings robust financial services industry solutions for over 15 years, recognized by a number of fintech awards.

Features out of the box

Serving the customers

Tailored for

Client onboarding

Accounts

Transactions

AML/Anti-fraud capabilities

Built-in CRM

User action history

Tailored for

Individuals (ewallet, neobank, money remittance, currency exchange)

Merchants (payment acceptance via POS or online)

Corporate (neobank for corporate clients) (coming soon)

Client onboarding

Self-registration via email or phone

Flexible survey and document uploading (such as identity, utility bills, etc)

KYC

Automated (via pre-integrated vendors)

Manual (via back-office interface)

Two-factor authentication (2FA)

Accounts

Accounts in any currency

Any digital assets: crypto, points, bonuses, etc.

Ledger for accounting and reflection in the system of any currencies or digital assets

Card issuing (via pre-integrated vendor)

IBANs (via pre-integrated vendor)

ACH (via pre-integrated vendor, coming soon)

Transactions

Top-ups and withdrawals

Payment gateway operations (via pre-integrated vendors)

In-system transfers or payments

In-system currency exchange

External currency exchange (via pre-integrated vendors)

Payment link

QR-payments (coming soon)

Refund and chargeback (coming soon)

AML/Anti-fraud capabilities (coming soon)

Identify suspicious transactions promptly

Obtain the client’s confirmation to exclude fraud

Get a proof of income from a client to be AML-compliant

Freeze/unfreeze customer accounts if necessary

Close the case

Built-in CRM (coming soon)

All customer details and activities in one place

Communication with clients and creating notes

Chats with customers via in-system messaging service

Notes about a customer for future

User action history

Log of system activities by clients and team members

Full details: logins, sessions, actions performed

Valuable for investigation purposes

Monetization and finances

Contracts and vendors

Fees and limits

Reconciliation and settlement

Operations with cash

Contracts and vendors

Vendor terms and conditions input

Creating customer contracts with different sets of commissions and limits

Let customers choose the preferred contract type (e.g. with or without monthly fees)

Fees and limits

Customizable fees for any transaction: %, flat fee, or combination of them

Configuring the fee bearer (sender or receiver)

Transaction limits (per period, amount or number of transactions)

Reconciliation and settlement (coming soon)

Company liabilities reconciliation

Liabilities in front of your clients

Liabilities in front of your vendors

Identifying unmatched transactions and discrepancies

Resolving the detected issues

Clear picture of your company’s gains on top of transactions

Operations with cash

Ability to account any type of cash and manage “cash-desk” operations

Case studies: fintech software development services in action

Payment acceptance

Geidea: MENA payment acceptance giant

Examine how a payment service provider Geidea in the MENA region enhances its primary transaction accounting system by integrating SDK.finance's on-premise core software with its current POS software.

Explore

Digital wallet

MPAY wallet and payment app

MPAY successfully transformed their network of cash-in payment kiosks into a comprehensive mobile payment app by utilizing SDK.finance's FinTech software and building on top of it.

Explore

Get in touch to discuss your custom fintech software development needs

Connect with our experts and learn how our Platform aligns with your product needs.

from 2,700

Transactions per second

11+

Years on the market

470+

APIs

60+

modules

Our pre-integrated partners

Fintech software development FAQs

How long does it take to develop a FinTech software solution using SDK.finance?

The time it takes to develop a FinTech software solution can vary widely depending on the complexity of the project, the size of the development team engaged, and the development process used. However, the fintech app development will take a few months at least.

How much does FinTech software development cost?

The cost of FinTech software development varies depending on the size and complexity of the project, the features required, and the size of the development team.

When using SDK.finance to accelerate the launch, the cost will depend on the delivery mode – cloud-based software or Source code, with monthly payments or a one-time license fee accordingly, plus the rates of the development team and infrastructure costs.

What is the process for developing a financial software solution on top of SDK.finance Platform?

The development process for FinTech software solutions is no different from any other and typically involves several stages, including requirements gathering, design, development, testing, and deployment. The development team works closely with the customer to ensure that the solution meets their specific needs, is user-friendly, and complies with relevant regulations and security standards.

How do I integrate SDK.finance FinTech software with my existing systems?

The process and complexity will vary depending on the specific systems involved, but in case of SDK.finance Platform, it has 400+ API endpoints and exhaustive API documentation that facilitate integrations with third-party providers or existing systems.