SDK.finance Embedded Finance Solutions
Monetise financial services with SDK.finance Embedded Finance Solutions – a powerful, modular financial software with full source code access that helps enterprise businesses to embed financial services, integrate payments, accounts, and financial tools to unlock new revenue streams and enhance customer experience, all backed by a pre-developed backend and flexible, API-driven architecture.
PCI-DSS compliant
KYC/KYB/AML capabilities
IBAN ready
Card issuing & acceptance
A comprehensive embedded finance platform
Embedded wallet
AvailableEmbedded wallet enables businesses to integrate account and balance functionality directly into their product, allowing users to store funds, make payments, and manage transactions without leaving the platform.
Embedded payments
AvailableEnable businesses to accept payments directly within their product via integrated checkout and pay-in flows. This allows users to complete transactions without redirection, improving conversion and simplifying payment operations across multiple channels.
Embedded payouts
AvailableSupport automated mass payouts to users, partners, or vendors within a single system. Businesses can manage disbursements, schedule payments, and control fees while maintaining full visibility over transaction flows.
Embedded accounts (IBAN / vIBAN)
AvailableProvide users with dedicated accounts, including IBAN or virtual IBANs, for receiving and managing funds. This enables seamless bank transfers, supports multi-currency operations, and creates a foundation for building full banking-like experiences.
Card issuing (virtual & physical cards)
AvailableIssue branded virtual and physical cards linked to user wallets or accounts. This allows end-users to spend funds online and offline, while businesses control limits, permissions, and transaction rules.
Transactional ledger
AvailableMaintain a real-time record of all financial transactions with a double-entry ledger system. This ensures accurate balance tracking, supports reconciliation, and provides a reliable foundation for financial reporting and compliance.
Benefits of Embedded Finance Solution
Increase CLV
McKinsey reports companies implementing embedded finance solutions see 2-5x higher customer lifetime value and 30% lower acquisition costs
New Revenue Streams
Earn transaction fees, lending margins, and subscription revenues.
Increase Customer Retention
Keep users engaged without redirecting them to external platforms.
Competitive Differentiation
Offer financial services tailored to your customer base.
Why SDK.finance?
Source code license
Gain a competitive edge by obtaining our source code license. Fully customize and tailor your fintech solution to perfection, completely independently from SDK.finance as the vendor.
Accelerated time-to-market
With our pre-built software, you significantly reduce your time-to-market, getting your fintech product up and running faster, ahead of your competition.
High-performance transactional core
Our rock-solid and scalable engine ensures secure and high-performance transaction processing, providing you with the scalability needed to grow your business into an empire.
API-driven architecture
Our platform is built on modern APIs, making it easy to integrate with third-party providers and customize according to your unique requirements.
Success stories from our Clients
Ready to get started?
SDK.finance Embedded Finance Solutions FAQs
What is embedded finance?
Embedded finance refers to the integration of financial services into non-financial platforms, allowing customers to access financial services seamlessly within their daily lives. This concept has revolutionized the way financial services are delivered and consumed, making it easier for businesses to offer financial solutions to their customers. Embedded finance encompasses a range of services, including payments, lending, investments, and insurance, which can be integrated into various industries such as e-commerce, retail, and travel.
What is embedded finance example?
Embedded Payments – Digital wallets, in-app payments (e.g., Apple Pay, Uber).
Embedded Lending – Buy Now, Pay Later (BNPL) from Klarna and Affirm.
Embedded Banking – Shopify Balance, Stripe Treasury.
Embedded Insurance – Travel insurance in booking platforms.
Embedded Investing – Micro-investing tools within fintech apps.
How does embedded finance work?
Embedded finance works by leveraging technology, such as Application Programming Interfaces (APIs), to integrate financial services into non-financial products or ecosystems. This integration enables businesses to offer financial services to their customers without becoming a regulated financial institution themselves. The process involves partnering with financial institutions or fintech companies that provide the necessary infrastructure and expertise to support the embedded financial services. By doing so, businesses can create a seamless customer experience, increase customer loyalty, and generate new revenue streams.
What technology stack is used for the SDK.finance embedded finance solution?
For details on the technologies used for our e-wallet platform, visit our technology page.
Can I buy the SDK.finance Platform source code?
Of course. Check out the code acquisition workflow for details. To buy the e-wallet app source code and get more details about the Platform, contact us.
What is Embedded Finance Ecosystem?
The embedded finance ecosystem consists of various stakeholders, including financial institutions, fintech companies, and non-financial businesses. Financial institutions provide the underlying infrastructure and expertise to support embedded financial services, while fintech companies offer the technology and platforms to facilitate the integration. Non-financial businesses, on the other hand, integrate financial services into their products or ecosystems, providing customers with a seamless experience. The ecosystem is driven by the growing demand for convenient and accessible financial services, and it is expected to continue evolving as technology advances.
