Case study

Government-Issued Social Benefit Card System

A government-backed programme in Central Asia selected the SDK.finance Platform to build a secure and scalable system for issuing and managing social benefit cards.

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Project Overview

A government entity in Central Asia selected the SDK.finance Platform to power its nationwide social benefit card issuance and management system.

Core requirements included a six-month implementation timeline, support for nine distinct categories of social benefits, and adherence to PCI DSS Level 1 standards to ensure maximum security. The platform needed to accommodate high-volume card issuance and provide multi-bank support for flexible fund distribution and settlement.

PCI-DSS certified < / > Source code license Government-grade security

How Social Payment Cards Work?

Social cards give citizens direct access to their government-assigned benefits, enabling them to pay for goods and services, withdraw funds, and manage balances through a secure digital environment built on the SDK.finance Platform.

Government-Issued Social Benefit Card System

Card Issuance

Secure card issuance of social payment cards through government service centers with full KYC verification

Government-Issued Social Benefit Card System

Benefit Distribution

Citizens receive various social benefits directly on their cards, including disability allowances, child support, elderly care assistance, and unemployment benefits.

Government-Issued Social Benefit Card System

Payment Processing

Citizens can make payments at stores, online, and for public services with secure transaction processing

The Solution: SDK.finance Payment Card Issuing Module

Below is a breakdown of the core functionality that met their requirements:

Government-Issued Social Benefit Card System

Card issuing

Secure card issuance and management

PCI DSS level 1 certifiсation

Customisable source code access

Multi-bank integration

High-volume performance

User identity verification (KYC)

Government-Issued Social Benefit Card System

Advanced Features

Multi-category benefit support

Audit and reporting tools

Role-based access control

Interoperable API layer

Auto-scaling capabilities

Why did the government entity choose SDK.finance software?

The SDK.finance Platform met all the key requirements thanks to its security, high scalability, and proven fintech capabilities. Here’s why it stood out:

 
Government-Issued Social Benefit Card System

No vendor lock-in

SDK.finance’s source code license ensures full autonomy, allowing the government's technical team to customise and maintain the system in-house without vendor dependency or licensing restrictions.

 
Government-Issued Social Benefit Card System

Government-grade security and compliance

Delivers public-sector-grade security with PCI DSS Level 1 certification and a robust architecture designed to meet the demands of nationwide government programmes.

 
Government-Issued Social Benefit Card System

Modular and API-first architecture

Its flexible, component-based design and extensive API set allowed seamless integration with existing government systems, banking infrastructure, and mobile services.

 
Government-Issued Social Benefit Card System

Built for high-volume public systems

Proven at scale, with capacity for millions of transactions and 2,700+ per second, ensuring reliable performance for nationwide programmes.

Progressive technology, built by experts

Flexible infrastructure options

Government-Issued Social Benefit Card System
Government-Issued Social Benefit Card System
Government-Issued Social Benefit Card System
Government-Issued Social Benefit Card System
Government-Issued Social Benefit Card System

High code quality

SonarQube
OWASP
TestRail

Security certifications

PCI DSS v4.0.1 Level 1 Service Provider
ISO 27001:2022 certified

Proven expertise, backing your venture

15+ years in FinTech
40+ team members

Modern tech stack

APIs

650+ APIs
OpenAPI v3

Backend

Spring Boot 3.5.12
Hibernate 6.6.44.Final
Java 25 LTS

Data management

PostgreSQL 17.6
MongoDB 8.0.4
Apache Kafka 3.x–4.x

Backoffice

Vue.js 3.5
TypeScript 6

Mobile app

React Native (Expo SDK 55)
TypeScript 5

Version control and CI/CD

GitLab

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    Frequently asked questions

    What is a government-issued social benefit card?

    A government-issued social benefit card gives recipients access to public assistance payments. Depending on the programme, recipients can use it to pay for goods and services, withdraw funds and check their balance.

    How does SDK.finance support social benefit card programmes?

    SDK.finance provides software for card issuance and management, benefit distribution and transaction processing, with identity verification, role-based access and reporting tools.

    Can the platform integrate with existing government and banking systems?

    Yes. SDK.finance supports API-based integration with government systems and banking infrastructure. The project described here required multiple bank connections for benefit distribution and settlement.

    Can one system support multiple types of social benefits?

    Yes. The programme described in this case study required support for nine benefit categories, including disability allowances, child support, elderly care assistance and unemployment benefits.

    Can the government’s technical team customise the platform?

    Yes. A source code licence allows the government’s technical team to customise and maintain the software in-house, including adapting integrations and programme-specific workflows.

    Which countries can use SDK.finance for social benefit card programmes?

    SDK.finance can be adapted for social benefit card programmes in any country. Customisation and localisation allow the platform to accommodate local languages, currencies, banking integrations and programme requirements. Each implementation is tailored to the country’s regulatory and operational needs.