White-Label Payment Gateway Software
Launch your own payment brand with SDK.finance white-label payment gateway software.
Start with pre-built interfaces, custom branding, and an ecosystem of pre-integrated partners. Connect your payment services through 650+ APIs and manage transactions in one place. Choose SaaS for a managed backend or a source code licence for deeper customisation.
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Build and run your white-label payment gateway
Launch under your brand
Adapt pre-built interfaces to your identity and give merchants a consistent payment experience.
Connect your payment partners
Use existing integrations and 650+ APIs to connect the acquirers and providers your business needs.
Offer more ways to pay
Enable card, wallet, and bank-transfer payments through providers serving your target markets.
Control your payment revenue
Configure merchant fees and commissions. Track transaction balances and settlement records.
Run operations in one place
Review payments, merchant activity, and reconciliation exceptions from a single admin panel.
The software foundation for your white-label payment gateway
A white-label payment gateway solution that combines branded interfaces, payment connections, and operational tools.
Payment connections
- Pre-integrated partners, including MPGS and Cybersource
- Card, wallet, and bank-transfer payment connections
- Configurable transaction workflows
- Multi-currency transaction records
- Webhooks for payment status updates
Branded merchant experience
- Pre-built interfaces with custom branding
- Merchant onboarding and approval workflows
- KYC checks through integrated services
- Merchant portal with balances and payment history
- Store management and withdrawal requests
Operational control
- 650+ APIs to connect and extend your service
- Configurable merchant fees and commissions
- Real-time ledger and multi-currency accounts
- Reporting, reconciliation, and role-based access
- SaaS or source code licensing
Your brand. Your merchant portal.
Give merchants a familiar place to track payments, check balances, manage stores, and request withdrawals. See the pre-built portal you can adapt for your white-label gateway.
Your white-label payment gateway provider
Launch with a working foundation and choose how much control you need.
Go live in weeks
Start with a ready-made backend and pre-built interfaces. Agree your launch scope, connect providers, and complete testing before going live.
Make the experience yours
Apply custom branding to your merchant experience. Extend workflows with 650+ APIs or customise the backend under a source code licence.
Build on certified software
Work with a PCI DSS Level 1-certified software provider. Define the security responsibilities for your deployment and payment connections.
Keep costs clear
Agree the software and implementation scope upfront. Choose SaaS or source code licensing and plan for integrations, hosting, and provider fees.
A pre-integrated ecosystem for your white-label payment gateway
Start with an ecosystem of pre-integrated payment and financial service providers. Offer merchants more ways to get paid, expand into new markets, and grow your gateway without building every connection from scratch.
These are just some of the providers you can connect. Explore all integrations.
White-label payment gateway software, on your terms
Source Code License
AvailableLicense the SDK.finance backend to customise your white-label payment gateway solution. Deploy on-premise or in your preferred cloud, extend integrations, and control your development roadmap.
SaaS
AvailableLaunch on a subscription-based backend with platform updates managed by SDK.finance. Use the agreed interfaces and integrations to run your branded payment service with less infrastructure work.
White-label payment gateway: build or buy?
Build your payment gateway on a ready-made backend or develop the core in-house
SDK.finance
- Go live in weeks
- PCI DSS-certified platform
- Pre-integrated partner ecosystem
- 650+ APIs
- Pre-built interfaces
- Custom branding
- No hidden costs
Build from scratch
- Build and test before launch
- Implement PCI DSS controls
- Build partner integrations
- Develop and maintain APIs
- Design interfaces from scratch
- Implement your brand design
- Fund development and upkeep
Ready to launch your white-label payment gateway?
See your branded payment gateway in action. Discuss your payment methods, integrations, launch timeline, and white-label payment gateway cost with our team.
White-label payment gateway FAQ
A white-label payment gateway lets you offer payment services under your own brand using an existing technology platform. Also called a private label payment gateway, it connects payment requests to processors or acquirers. SDK.finance supplies the software foundation, branded interfaces, and APIs for connecting your chosen financial providers.
Define your markets and payment methods, choose SaaS or source code licensing, and adapt the interfaces to your brand. Connect your providers, configure merchant fees, and test the full payment flow before launch. Pre-built functionality reduces the core software your team needs to develop.
Choose a white-label payment gateway provider whose integrations, branding options, and deployment model fit your business. Check the software scope, implementation support, ongoing costs, and security responsibilities. SDK.finance combines pre-built interfaces, 650+ APIs, and a choice of SaaS or source code licensing.
A gateway connects payment requests to processors or acquirers. PSP software covers the wider business around those payments, including merchant onboarding, accounts, fees, settlement, and reporting. SDK.finance can provide that operational backend for your gateway project. Explore our white-label PSP software if you need the broader platform for running a payment service provider.
SDK.finance supplies the software infrastructure. Payment authorisation, acquiring, and actual fund movement are handled by the banks, acquirers, and payment providers connected to your implementation. You select those partners and arrange the agreements and licences appropriate to your payment business.
Your white-label payment gateway price depends on SaaS or source code licensing, integrations, customisation, and hosting. We agree the project scope and pricing upfront. Include external provider fees and ongoing operations in your budget. Request a quote based on your markets and payment flows.
SDK.finance offers a commercial licence to its platform source code. Customise the backend and deploy it on-premise or in your preferred cloud. When evaluating payment gateway source code, confirm the included components and integrations. The licence does not include ownership of third-party acquiring or processing systems.
Yes. Adapt pre-built interfaces and the merchant portal to your brand. Merchants can view payment history and balances, manage stores, and request withdrawals. Branding and workflow customisation are agreed as part of your implementation.
The backend records transaction and balance movements in its ledger and supports configurable merchant fees and commissions. Your team can use the back office to manage settlement operations, review reports, and investigate reconciliation exceptions. Settlement transfers and payouts are executed through the connected financial providers.
SDK.finance is PCI DSS Level 1 certified, with an assessment covering software development and security governance. Your organisation and connected providers remain responsible for card-data handling, deployment controls, and their own compliance obligations. We clarify these responsibilities during technical evaluation.
SDK.finance provides 650+ APIs, webhooks, and a sandbox for integration testing. The platform supports connections with payment gateways, acquirers, banks, KYC/KYB services, and other external systems. Acquiring integrations include MPGS and Cybersource; confirm the available methods, markets, and implementation requirements for each connection with the team.
Go live in weeks when your project scope uses available functionality and integrations. Your delivery plan depends on provider onboarding, branding, testing, and deployment readiness. Additional integrations or custom development can extend the timeline.
The SDK.finance backend suits PSPs, EMIs, payment aggregators, and fintech teams building or expanding a branded payment service. E-commerce and telecom platforms can also use it to develop payment capabilities around their business. The right setup depends on your operating model, target markets, and chosen financial partners.