White Label Neobank Platform to Launch Your Digital Bank
Accelerate your neobank launch with SDK.finance’s PCI DSS-certified white-label neobank platform. Use ready-made web and mobile apps, back-office software, and 650+ APIs to reduce development costs and speed up time to market.
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Ready-made features for your white-label neobank
Remote onboarding
Onboard customers with KYC and account verification built into your neobank platform.
Multi-currency accounts
Let customers hold, manage, and transfer funds in multiple currencies.
Currency exchange
Enable fast currency conversion with configurable exchange rates.
Card issuing
Issue Visa and Mastercard cards through pre-integrated providers.
Payments and top-ups
Support bill payments, mobile top-ups, card payments, and other services.
P2P money transfers
Enable instant transfers between customers within your neobank app.
Neobank Platform capabilities by use case
For individual & corporate clients
- Onboarding & 2FA (two-factor authentication)
- Customer profile & settings
- Ongoing KYC/KYB with a trusted vendor
- Accounts in any currencies, crypto, points
- Cards & IBAN linked to accounts
- Real-time currency exchange
- Transfer, request, or exchange funds
- Payment links & QR code payments
- Cash points
For merchants
- Payment acceptance offline (POS, QR codes)
- Payment acceptance online (gateway)
- Checkout page experience
- Dispute resolution: refunds & chargebacks
- Flexible reporting
System management
- Currency & assets creation engine
- Fees & limits engine
- Built-in CRM & chat
- Transaction monitoring
- Reporting
- AML/Anti-fraud officers’ workspace
- User action history
- Reconciliation & settlement
- Roles & permissions
Pre-built neobank apps, customized for your brand
Customize web, iOS, and Android apps for your end users, along with back-office tools for your team.
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Build your neobank faster with a ready-made Platform
Reduce custom development scope
Use ready-made banking infrastructure instead of building core functionality from scratch.
Customize web and mobile apps
Adapt the interface, branding, and customer journeys to your business needs.
Connect local providers via 650+ APIs
Integrate payment, KYC/AML, card issuing, and other third-party services.
Choose cloud or source code deployment
Launch faster in the cloud or get full control with a source code license.
Ecosystem of pre-integrated partners
SDK.finance neobank software is designed to streamline your financial operations with seamless integrations. Our Platform comes with a range of pre-integrated vendors, ensuring a hassle-free experience for payment acceptance, card issuance, and KYC/KYB compliance. Explore more information about integrations here.
Software to sustain your growth
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View product pageWhite-Label Neobank Platform FAQs
A white-label neobank platform provides ready-made banking infrastructure, including a transactional backend, back-office software, web and mobile apps, APIs, and integrations with payment, KYC/AML, card issuing, and other financial service providers. It can be customized with your branding, products, fees, limits, and customer journeys.
SDK.finance includes a transactional backend, back-office tools, customizable web and mobile apps, 650+ RESTful APIs, and integrations with third-party financial service providers.
Yes. SDK.finance provides customizable web, iOS, and Android apps for end users, along with back-office tools for your team.
Yes. You can customize the branding, user interface, customer journeys, functionality, fees, limits, roles, and third-party integrations to fit your business model.
The 650+ RESTful APIs connect the SDK.finance backend with customer apps, back-office tools, and external services such as KYC, payments, card issuing, and currency exchange.
SDK.finance supports integrations with KYC/AML providers, card issuers, payment processors, payment orchestration services, open banking platforms, and currency exchange providers.
The cloud-based model offers faster deployment and managed backend hosting, while the source code licence provides greater control over infrastructure, development, and customization.
The timeline depends on the deployment model, required customization, integrations, and regulatory readiness, but using ready-made software significantly reduces development time compared with building from scratch.
SDK.finance provides ready-made neobank software and can support custom integrations and additional development subject to project scope and prior agreement.
The cost depends on the selected cloud or source code model, required functionality, customization, and integrations; contact SDK.finance for a tailored estimate.