SDK.finance has been recognised by CIO Times among the Most Promising Banking Technology Companies 2026. Our CEO and co-founder, Alex Malyshev, appears on the cover of the magazine’s October issue, alongside a cover story exploring his perspective on financial technology, entrepreneurship, and the future of banking infrastructure.
The feature, “SDK.finance: Building the Software Foundation for Modern Finance,” traces the thinking behind the company and examines how financial institutions can prepare for continued change.
Financial infrastructure designed to evolve
A central theme of the interview is the need for financial infrastructure that can adapt as customer expectations, regulations, and business priorities change.
Alex discusses a modular approach to modernisation, where organisations can introduce new capabilities and strengthen selected parts of their infrastructure while protecting existing technology investments. His emphasis is on building a foundation that supports continued development.
For banks and FinTech businesses, this raises a practical question: how can today’s technology decisions leave room for tomorrow’s products, integrations, and operating requirements?
Technology control in the AI era
The cover story also explores how AI could change financial services and the infrastructure behind them.
Alex distinguishes between the intelligence AI can provide and the execution foundations financial operations require. He highlights structured data, clear APIs, deterministic transaction processing, and auditability as essential considerations as institutions explore AI-assisted workflows.
The discussion connects AI adoption with a broader theme: organisations need to understand and retain control over the technology on which their financial operations depend.
Innovation grounded in customer needs
Alongside technology, Alex reflects on lessons from his entrepreneurial journey. He stresses the importance of testing assumptions, listening to customers, and validating demand before investing in product development.
This perspective brings the interview back to the purpose of innovation: solving tangible business problems and communicating the value of a solution clearly.
We thank CIO Times for the recognition and for the opportunity to share Alex’s perspective. We also thank our team, customers, and partners for their continued trust and collaboration.
Read the full cover story in CIO Times.
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