Ewallet app development company with a ready backend

Spearhead the digital payments industry via SDK.finance ewallet app development services. Save costs and accelerate launch with a digital wallet app built on the pre-developed FinTech Platform by a team of dedicated financial software developers.

All features of an irresistible wallet app.
Out of the box

Cater to all of your customers’ financial needs to earn their loyalty and trust.

Accounts holding any currency

Intuitive back-office for your team

The white-label software from SDK.finance provides a solid base for your financial product to succeed – from configuring the system to empowering your team to exceed customer expectations with impeccable service.

Serving the customers

Client onboarding

Accounts

Transactions

AML/Anti-fraud

Customer support

User action history

Client onboarding

Self-registration via email or phone

Flexible survey and document uploading (such as identity, utility bills, etc)

KYC

Automated (via pre-integrated vendors)

Manual (via back-office interface)

Two-factor authentication (2FA)

Accounts

Accounts in any currency

Any digital assets: crypto, points, bonuses, etc.

Ledger for accounting and reflection in the system of any currencies or digital assets

Card issuing (via pre-integrated vendor)

IBANs (via pre-integrated vendor)

ACH (via pre-integrated vendor, coming soon)

Transactions

Top-ups and withdrawals

Payment gateway operations (via pre-integrated vendors)

In-system transfers or payments

In-system currency exchange

External currency exchange (via pre-integrated vendors)

Payment link

QR-payments (coming soon)

Refund and chargeback (coming soon)

AML/Anti-fraud (coming soon)

Identify suspicious transactions promptly

Obtain the client’s confirmation to exclude fraud

Get a proof of income from a client to be AML-compliant

Freeze/unfreeze customer accounts if necessary

Close the case

Customer support (coming soon)

All customer details and activities in one place

Communication with clients and creating notes

Chats with customers via in-system messaging service

Notes about a customer for future

User action history

Log of system activities by clients and team members

Full details: logins, sessions, actions performed

Valuable for investigation purposes

Monetization and finances

Contracts and vendors

Fees and limits

Reconciliation and settlement

Operations with cash

Contracts and vendors

Vendor terms and conditions input

Creating customer contracts with different sets of commissions and limits

Let customers choose the preferred contract type (e.g. with or without monthly fees)

Fees and limits

Customizable fees for any transaction: %, flat fee, or combination of them

Configuring the fee bearer (sender or receiver)

Transaction limits (per period, amount or number of transactions)

Reconciliation and settlement (coming soon)

Company liabilities reconciliation

Liabilities in front of your clients

Liabilities in front of your vendors

Identifying unmatched transactions and discrepancies

Resolving the detected issues

Clear picture of your company’s gains on top of transactions

Operations with cash

Ability to account any type of cash and manage “cash-desk” operations

Accelerate the release with a pre-developed digital wallet Platform

Save months for building your wallet app with SDK.finance battle-tested combo: digital wallet app development on top of a ready white-label core payment platform.

Have a team of seasoned experts with 15+ years in FinTech and ewallet app development build your product using the SDK.finance FinTech Platform to save development time and costs.

Dedicated development team

Our experts will help with mobile wallet app development from the idea to its implementation in code and interface using our Platform.

Accelerated ewallet product deployment
Ready backend Platform.
An expert team without hiring headaches
Saved in-house team’s resources

Let's discuss your digital wallet product development needs

Developing all types of ewallet apps

We provide custom mobile & digital wallet solutions using innovative technology and integrations. Leverage our expertise to get your fully secured, intuitive ewallet product with top-notch back office and UI/UX design.

Closed-loop wallet
allow users to make transactions within a defined ecosystem, like a retail chain or an amusement park, offering convenienе and seamless purchases.

Open wallet
enable users to store multiple payment options, such as credit/debit cards, offering a broad range of payment choices for various services and merchants.

Semi-closed wallet
it is an ideal choice for niche use cases and partnerships, as it allows users to make transactions at specific merchant locations or services only.

Mobile wallet
develop a mobile application that securely stores payment information and allows users to transact and make payments swiftly and conveniently.

Stored value wallet
create a preloaded digital wallet for users to store a set amount of money for future transactions, eliminating the need to carry physical cash and simplifying payments.

Telco wallet
Allow users to pay for products and services directly using their mobile phone accounts, merging communication and payment capabilities.

Transportation wallet
Create an ewallet that caters to urban mobility services, like taxis, rideshares, and public transport, simplifying and improving the commuting experience.

Cashback/rewards wallet
Offers users a unique perk by providing cashback on purchases or accumulating loyalty rewards points, incentivizing spending, and fostering customer loyalty.

Choose the delivery model and customization level

The combination of pre-developed software and digital or mobile wallet app development services empowers our customers with the choice of how they need their solutions delivered and maintained. They can go for top customizability and vendor independence, or opt for a more affordable solution maintained by our in-house team.

	Full controlBest for enterprise level businesses	Top efficiencyBest fit for startups and SMBs
Delivery	On-premise	Hybrid cloud
License	Source code	Subscription
Customizability	Unlimited	UI/UX, third party services integrations
App maintenance	A responsibility of the customer’s team	On the SDK.finance team*
Main database maintenance	A responsibility of the customer’s team	A responsibility of the customer’s team
Payment	One-time source-code license payment	Monthly payments

Why SDK.finance ewallet software development company?

Faster development

We use our proprietary transaction engine to power a bespoke solution for you. So, you enjoy the speed of implementing an off-the-shelf software and have it tailored, scaled and extended to meet your ewallet app requirements on a significantly lower budget compared to building the same bespoke solution from scratch.

Seamless integrations

Our Platform features out-of-the-box integrations and 400+ API endpoints for easy integration with almost any third-party service provider or solution. This strengthens our ewallet Platform’s time- and money-saving potential and frees developers from many integrations-related headaches.

Your data is yours only

Our software only processes the transactions and doesn’t store data. Plus, your main database is entirely under your control, hosted on-premise or in a private cloud, without compromising its security by third-party access.

Ewallet software development case studies

Geidea, a leading MENA PSP, revamps transaction accounting system

Investigate how a MENA country's large payment service provider Geidea improves its main transaction accounting system by combining SDK.finance on-premise core software with their existing POS software.

Explore

MPAY - a payment app with ewallet

Discover how MPAY transformed their cash-in payment kiosk network into a complete mobile Learn how MPAY transformed a network of cash-in payment kiosks into a full-scale payment app using SDK.finance ewallet software and developing on top of it.

Explore

Reach out and get your digital wallet app built by experts!

Connect with our experts and learn how our Platform aligns with your product needs.

from 2,700

Transactions per second

11+

Years on the market

470+

APIs

60+

modules

Our pre-integrated partners

Ewallet app development FAQs

How long does it take to develop an eWallet app?

The time required to develop an eWallet app can vary depending on the complexity of the app, the number of features, and the development process used. A simple eWallet app can take anywhere from a few weeks to several months to develop.

With SDK.finance digital wallet software and a professional team, you can build your payment app faster, without starting from scratch.

How much does eWallet app development cost?

The cost of mobile wallet application development depends on many factors, including the complexity of the app, the number of features required, the skills and experience of the development team, and the location of the development team.

Typically, costs range from a few thousand dollars to hundreds of thousands of dollars or more for a more complex system.

SDK.finance offers two versions for purchasing the digital wallet platform: an affordable cloud-based version with a subscription-based pricing structure and an on-premise version that includes a source code license and is available for a one-time flat fee.

What is the process for developing an eWallet app?

The process for developing an eWallet or mobile wallet app typically involves several phases, including requirements gathering, design, development, testing, and deployment.

Our development team works closely with you to ensure that the app meets their specific needs, is user-friendly, and complies with relevant regulations and security standards.

How do I integrate an eWallet app with my existing systems?

Integrating an eWallet app with existing systems depends on the systems in question and may require the use of APIs, data mapping, and other integration tools.

The SDK.finance software Platform has more than 400 API endpoints which facilitate the integration with payment gateways and other necessary third-party services.