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Ewallet app development company with a ready  backend

Spearhead the digital payments industry via SDK.finance ewallet app development services. Save costs and accelerate launch with a digital wallet app built on the pre-developed FinTech Platform by a team of dedicated financial software developers.

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ewallet app development services illustration

All features of an irresistible wallet app.
Out of the box

Cater to all of your customers’ financial needs to earn their loyalty and trust.

Asset accounts icon Accounts holding any currency White label fintech Currency exchange No vendor lock in Card issuing P2P transfers icon P2P transfers remote onboarding icon Remote onboarding Source code license available icon Bill payments

Intuitive back-office for your team

The white-label software from SDK.finance provides a solid base for your financial product to succeed – from configuring the system to empowering your team to exceed customer expectations with impeccable service.

cloud wallet icon Serving the customers
Client onboarding
Accounts
Transactions
AML/Anti-fraud
Customer support
User action history
Client onboarding

Self-registration via email or phone

Flexible survey and document uploading (such as identity, utility bills, etc)

KYC

Automated (via pre-integrated vendors)

Manual (via back-office interface)

Two-factor authentication (2FA)

client onboarding
Accounts

Accounts in any currency

Any digital assets: crypto, points, bonuses, etc.

Ledger for accounting and reflection in the system of any currencies or digital assets

Card issuing (via pre-integrated vendor)

IBANs (via pre-integrated vendor)

ACH (via pre-integrated vendor, coming soon)

cloud wallet accounts
Transactions

Top-ups and withdrawals

Payment gateway operations (via pre-integrated vendors)

In-system transfers or payments

In-system currency exchange

External currency exchange (via pre-integrated vendors)

Payment link

QR-payments (coming soon)

Refund and chargeback (coming soon)

cloud wallet transaction
AML/Anti-fraud (coming soon)

Identify suspicious transactions promptly

Obtain the client’s confirmation to exclude fraud

Get a proof of income from a client to be AML-compliant

Freeze/unfreeze customer accounts if necessary

Close the case

anti fraud capabilities
Customer support (coming soon)

All customer details and activities in one place

Communication with clients and creating notes

Chats with customers via in-system messaging service

Notes about a customer for future

built in crm
User action history

Log of system activities by clients and team members

Full details: logins, sessions, actions performed

Valuable for investigation purposes

user action history
cloud wallet icon Monetization and finances
Contracts and vendors
Fees and limits
Reconciliation and settlement
Operations with cash
Contracts and vendors

Vendor terms and conditions input

Creating customer contracts with different sets of commissions and limits

Let customers choose the preferred contract type (e.g. with or without monthly fees)

contracts and vendors
Fees and limits

Customizable fees for any transaction: %, flat fee, or combination of them

Configuring the fee bearer (sender or receiver)

Transaction limits (per period, amount or number of transactions)

fees and limits
Reconciliation and settlement (coming soon)

Company liabilities reconciliation

Liabilities in front of your clients

Liabilities in front of your vendors

Identifying unmatched transactions and discrepancies

Resolving the detected issues

Clear picture of your company’s gains on top of transactions

reconciliation and settlement
Operations with cash

Ability to account any type of cash and manage “cash-desk” operations

ewaller and cashout for ecommerce

Accelerate the release with a pre-developed digital wallet Platform

Save months for building your wallet app with SDK.finance battle-tested combo: digital wallet app development on top of a ready white-label core payment platform.

Have a team of seasoned experts with 15+ years in FinTech and ewallet app development build your product using the SDK.finance FinTech Platform to save development time and costs.

ewallet app development services illustration

Dedicated development team

Our experts will help with mobile wallet app development from the idea to its implementation in code and interface using our Platform.

  • Accelerated ewallet product deployment
  • Ready backend Platform.
  • An expert team without hiring headaches
  • Saved in-house team’s resources
Digital wallet development

Let's discuss your digital wallet product development needs

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Developing all types of ewallet apps

We provide custom mobile & digital wallet solutions using innovative technology and integrations. Leverage our expertise to get your fully secured, intuitive ewallet product with top-notch back office and UI/UX design.

currency exchange business

Closed-loop wallet
Allow users to make transactions within a defined ecosystem, like a retail chain or an amusement park, offering convenienе and seamless purchases.

White label fintech platformscale any paytech product

Open wallet
Enable users to store multiple payment options, such as credit/debit cards, offering a broad range of payment choices for various services and merchants.

fintech platform to develop and scale any paytech product

Semi-closed wallet

It is an ideal choice for niche use cases and partnerships, as it allows users to make transactions only at specific merchant locations or services.

Paytech product

Mobile wallet

Develop a mobile application that securely stores payment information and allows users to transact and make payments swiftly and conveniently.

to develop and scale any paytech product

Stored value wallet
Create a preloaded digital wallet for users to store a set amount of money for future transactions, eliminating the need to carry physical cash and simplifying payments.

 

Digital retail banking software

Telco wallet
Allow users to pay for products and services directly using their mobile phone accounts, merging communication and payment capabilities.

Paytech product

Transportation wallet
Create an ewallet that caters to urban mobility services, like taxis, rideshares, and public transport, simplifying and improving the commuting experience.

payment service provider

Cashback/rewards wallet
Offers users a unique perk by providing cashback on purchases or accumulating loyalty rewards points, incentivizing spending, and fostering customer loyalty.

Choose the delivery model and customization level

The combination of pre-developed software and digital or mobile wallet app development services empowers our customers with the choice of how they need their solutions delivered and maintained. They can go for top customizability and vendor independence, or opt for a more affordable solution maintained by our in-house team.

Full controlBest for enterprise level businesses
Top efficiencyBest fit for startups and SMBs
Delivery On-premise Hybrid cloud
License Source code Subscription
Customizability Unlimited UI/UX, third party services integrations
App maintenance A responsibility of the customer’s team On the SDK.finance team*
Main database maintenance A responsibility of the customer’s team A responsibility of the customer’s team
Payment One-time source-code license payment Monthly payments

Why SDK.finance ewallet software development company?

 

Faster development

We use our proprietary transaction engine to power a bespoke solution for you. So, you enjoy the speed of implementing an off-the-shelf software and have it tailored, scaled and extended to meet your ewallet app requirements on a significantly lower budget compared to building the same bespoke solution from scratch.

 

Seamless integrations

Our Platform features out-of-the-box integrations and 400+ API endpoints for easy integration with almost any third-party service provider or solution. This strengthens our ewallet Platform’s time- and money-saving potential and frees developers from many integrations-related headaches.

 

Your data is yours only

Our software only processes the transactions and doesn’t store data. Plus, your main database is entirely under your control, hosted on-premise or in a private cloud, without compromising its security by third-party access.

Success stories from our Clients

Mobile wallet

MPAY - Mobile Payment App

Learn how MPAY transformed a network of cash-in kiosks into a mobile payment app by integrating SDK.finance software, launching digital wallet capabilities, and expanding into a full-scale payment ecosystem.
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mpay
Payment acceptance

Geidea – 75% of Saudi Arabia’s Acquiring Market

Geidea is a leading payment acceptance provider in MENA, serving over 530,000 merchants. See how it integrated SDK.finance with its POS network to transform transaction settlement and expand across three countries.
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Crypto exchange

Nebeus – Crypto-to-Fiat Solution

Explore how Nebeus improved crypto-to-fiat connectivity and streamlined currency exchange with SDK.finance. The financial app supports 42k+ active monthly users and has processed over €350 million in transactions.
Explore more
nebeus
Super app

Super App for 6M+ Users: Rides, Delivery & Payments

Discover how a leading Maghreb-based super app fast-tracked its fintech infrastructure using the SDK.finance source code Platform, supporting digital payments for more than 130,000 drivers and merchants across its ecosystem.
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Super app
GovTech

Government-Issued Social Benefit Card System

A national government built a secure, scalable social payment card system using the SDK.finance Platform under a Source Code License - in just 6 months.
Explore more
Government-Issued Social Benefit Card System
Mobile money

Paywell – mobile money payment provider

Discover how Paywell, a provider of digital payment solutions in EMEA, enabled mobile money payments using telecom wallet funds and enhanced financial inclusion by leveraging SDK.finance payment software.
Explore more
paywell
Money transfer

TheOneGate – Corporate Money Transfer Platform

Explore how TheOneGate, a Swiss financial platform, uses SDK.finance to bring multi-currency accounts, global payments, money transfers, and corporate cards together in one place for businesses.
Explore more
onegate

Reach out and get your digital wallet app built by experts!

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    Ewallet app development FAQs

    How long does it take to develop an eWallet app?

    The time required to develop an eWallet app can vary depending on the complexity of the app, the number of features, and the development process used. A simple eWallet app can take anywhere from a few weeks to several months to develop.

    With SDK.finance digital wallet software and a professional team, you can build your payment app faster, without starting from scratch.

    How much does eWallet app development cost?

    The cost of mobile wallet application development depends on many factors, including the complexity of the app, the number of features required, the skills and experience of the development team, and the location of the development team.

    Typically, costs range from a few thousand dollars to hundreds of thousands of dollars or more for a more complex system.

    SDK.finance offers two versions for purchasing the digital wallet platform: an affordable cloud-based version with a subscription-based pricing structure and an on-premise version that includes a source code license and is available for a one-time flat fee.

    What is the process for developing an eWallet app?

    The process for developing an eWallet or mobile wallet app typically involves several phases, including requirements gathering, design, development, testing, and deployment.

    Our development team works closely with you to ensure that the app meets their specific needs, is user-friendly, and complies with relevant regulations and security standards.

    How do I integrate an eWallet app with my existing systems?

    Integrating an eWallet app with existing systems depends on the systems in question and may require the use of APIs, data mapping, and other integration tools.

    The SDK.finance software Platform has more than 400 API endpoints which facilitate the integration with payment gateways and other necessary third-party services.