Software for Electronic Money Institutions
SDK.finance provides a ready-to-use software foundation for Electronic Money Institutions that need to issue, manage, and safeguard electronic money without building core infrastructure from scratch.
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Designed for Electronic Money Institutions
SDK.finance is designed for Electronic Money Institutions that need a reliable, production-ready software foundation to issue and manage electronic money, operate client accounts, and maintain operational and accounting control as regulatory and transaction volumes grow.
Licensed Electronic Money Institutions
Licensed EMIs use the Platform to issue and manage electronic money, maintain client balances, and process transactions on top of a ledger-based core. SDK.finance supports structured accounting and clear separation of client funds required for regulated e-money operations.
EMIs Launching Account-Based Products
Electronic Money Institutions launching payment accounts, wallets, or stored-value products rely on SDK.finance to avoid building core infrastructure from scratch. The Platform provides the backend foundation needed to operate e-money products reliably from day one.
EMIs Scaling Operations and Volumes
As EMIs grow, transaction volumes, client activity, and operational complexity increase. SDK.finance is built to support higher throughput, consistent transaction processing, and predictable system behaviour, helping EMIs scale without re-architecting their core systems.
The Core for Building Payment Products
Ewallet
AvailableA ready-to-use foundation for issuing and managing electronic money. EMIs use this product to operate client accounts and wallets, maintain balances, and process internal and external transactions on top of a ledger-based system.
View product pagePayment Processing
AvailableSoftware for processing payments and transfers linked to e-money accounts. Supports internal transfers, outbound payments, and integration with external payment rails while maintaining clear transaction tracking and accounting.
View product pageCard Programme Integration
AvailableInfrastructure for linking e-money accounts to card programmes. Enables EMIs to issue virtual or physical cards connected to client balances, manage card lifecycle events, and process card transactions without building card infrastructure internally.
View product pageBackoffice and Operational Control
AvailableOperational tools for managing clients, accounts, transactions, and limits. Provides EMI teams with visibility over daily operations, reporting, and exception handling required to run regulated e-money services.
View product pageWhy EMIs Choose SDK.finance
Faster Time-to-Market
Electronic Money Institutions use SDK.finance to launch e-money products faster by relying on a ready-to-use software foundation. The Platform removes the need to design and build core systems before going live.
Lower Development and Operational Costs
SDK.finance helps EMIs reduce development and long-term maintenance costs by providing a proven core for accounts, balances, and transactions. Teams avoid ongoing expenses related to custom-built infrastructure.
Secure and PCI DSS Aligned Infrastructure
The Platform operates in line with PCI DSS certification requirements for payment-related operations. This gives EMIs a secure software foundation suitable for handling sensitive transaction data and regulated e-money services.
API-First and Flexible Architecture
SDK.finance is built as API-first software, allowing EMIs to integrate external providers, extend functionality, and adapt product logic as business and regulatory requirements evolve.
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