Mobile Banking App Development Solution, Fully Branded and Customisable
Pre-built mobile banking software for banks, fintechs, EMIs, and PSPs. Launch branded iOS and Android apps with a banking backend, integrations, and customisation tailored to your product.
Book a demoMobile Banking App Development for Banks and Fintechs
Everything you need to build and launch a mobile banking product, from branded iOS and Android apps to a production-ready banking backend, integrations, compliance, and back-office operations.
Branded Mobile Apps
Deploy fully branded iOS and Android banking apps as a white-label user interface for your existing backend, or use them together with the complete SDK.finance banking software. Customise the branding, user experience, and features to fit your business.
Banking Backend & Integrations
Power your mobile app with a production-ready banking backend featuring transaction processing, APIs, payment rails, third-party integrations, and configurable business logic.
Compliance & Back Office
Manage daily operations with built-in KYC and AML capabilities, customer and transaction management, and a comprehensive back-office for support, monitoring, and administration.
Mobile Banking App Features
for Everyday Financial Services
Launch a feature-rich mobile banking app with ready-to-use functionality for payments, accounts, cards, onboarding, and everyday financial services. Fully customise the user experience to match your product.
Accounts & Wallets
- Multi-currency accounts
- Wallet balances
- Virtual IBANs
- Business accounts
- Joint accounts
- Savings pockets
- Multi-asset support
- Transaction history
Digital onboarding
- Customer registration
- Business onboarding
- KYC / KYB
- Document upload
- Biometric verification
- MFA / 2FA
- Device management
- Session management
Payments
- Internal transfers
- P2P payments
- SEPA
- SWIFT
- ACH
- Card payments
- QR payments
- Payment links
- Scheduled payments
- Recurring payments
- Bill payments
- Request to Pay
Cards
- Virtual cards
- Physical cards
- Freeze / unfreeze
- PIN management
- Spending controls
- Card tokenisation
- Apple Pay / Google Pay ready
- Transaction notifications
FX & Multi-currency
- Currency exchange
- Live FX
- Multi-currency balances
- Cross-border transfers
- International payments
Security
- Biometrics
- Passkeys
- Face ID
- Touch ID
- MFA
- Device trust
- Fraud monitoring
- Login alerts
Notifications
- Push notifications
- Email alerts
- SMS alerts
- Payment confirmations
- Low balance alerts
Customer support
- In-app chat
- Secure messaging
- Ticket management
- FAQ
- AI assistant readiness
Business Banking
- Team members
- Roles
- Approvals
- Multi-user access
- Company wallets
- Invoice payments
See the Mobile Banking App in Action
Take a guided tour of the white-label mobile banking application and explore the customer experience, key banking features, and everyday financial journeys. Deploy it with your existing backend or the complete SDK.finance banking platform.
Reduce Mobile Banking
App Development Time and Cost
Building a mobile banking solution from scratch can take years and require extensive resources. With SDK.finance, you get speed, cost-effectiveness and unparalleled customizability.
Time to launch
Development costs
Customisability
Compliance readiness
Building from scratch
1+ years
$$$$
High
Manual
Enterprise choice
SDK.finance
A few weeks
$$
High
PCI-DSS, ISO 27001:2022, GDPR
Build Your Mobile Banking Product Faster
Tell us about your product goals, and we'll show you how SDK.finance can help you launch a branded mobile banking application with the deployment model, integrations, and level of customisation that fit your business.
Book a DemoReady integrations with top providers
The SDK.finance digital banking Platform stands out with its seamless integration capabilities. It comes equipped with pre-integrated vendors for key functionalities such as payment acceptance, card issuance, and KYC/KYB compliance. This streamlined integration process ensures a hassle-free setup for your financial operations.
Success stories from our Clients
Tech stack for mobile banking application development
Flexible infrastructure options
High code quality
SonarQube
OWASP
TestRail
Security certifications
PCI DSS Level 1 Service Provider
ISO 27001:2022 certified
GDPR-ready
Proven expertise, backing your venture
15+ years in FinTech
40+ team members
Modern tech stack
APIs
650+ APIs
OpenAPI
Backend
Spring Boot
Hibernate
Data management
PostgreSQL
MongoDB
Kafka
Backoffice
Vue.js
TypeScript
Mobile app
React Native
Version control and CI/CD
GitLab
Scalable infrastructure to fuel your growth, starting from:
2,700+
transactions per second
34,5M+
transactions per day
1,2B+
transactions per month
12,6B+
transactions per year
The World of Digital Payments
by Pavlo Sidelov, Ph.D.,SDK.finance Co-founder, CTO & Payment Expert
Each financial project is unique. Let’s discuss yours
SDK.finance mobile banking app FAQs
How to build mobile banking application?
With SDK.finance banking app software, you get a ready banking app source code with a robust API layer, which allows for faster launch and effective scaling of different types of mobile wallet apps.
Is there a demo of the SDK.finance mobile banking application available?
Yes, we offer demos of the backoffice for your team and mobile app for your clients.
If you need more details about our mobile banking application project or have any questions, do reach out to us and we’ll be in touch with you shortly.
Are there any location-related restrictions for using your mobile banking app?
There are no location-related restrictions for using the mobile banking app from SDK.finance. The primary databases are under your team’s control, while SDK.finance hosts and maintains the backend application on AWS or another cloud service provider. Consequently, you can comply with regulatory requirements related to sensitive data management and storage.
Is SDK.finance mobile banking app solution cloud-based or on-premise?
There are two versions of the mobile banking app available:
- The PaaS version is offered with a subscription-based pricing structure on the major cloud providers’ marketplaces like AWS or Azure. The main database is hosted on your own server, and you get the app deployed and maintained on the cloud by us.
- An on-premise version comes with the source code license, available for a one-time flat fee.
Can I buy your mobile banking app source code?
Of course. Learn more about the details of the source code purchase before making the decision about buying the mobile wallet Platform source code.
Feel free to contact us and discuss your project with one of our experts to see how our Platform aligns with your requirements.
What payment methods are supported by your mobile banking app solution?
Our mobile wallet Platform supports a wide range of payment methods, including credit and debit cards, bank transfers, and various digital payment services. Additionally, we are constantly updating our Platform to include new and emerging payment technologies to ensure a seamless and comprehensive payment experience for your users.
Latest insights from the SDK.finance blog
See the Mobile Banking App in Action
Take a guided tour of the white-label mobile banking application and explore the customer experience, key banking features, and everyday financial journeys. Deploy it with your existing backend or the complete SDK.finance banking platform.