Mobile Banking App Development Solution, Fully Branded and Customisable
Pre-built mobile banking software for banks, fintechs, EMIs, and PSPs. Launch branded iOS and Android apps with a banking backend, integrations, and customisation tailored to your product.
Book a demoMobile Banking App Development for Banks and Fintechs
Everything you need to build and launch a mobile banking product, from branded iOS and Android apps to a production-ready banking backend, integrations, compliance, and back-office operations.
Branded Mobile Apps
Deploy fully branded iOS and Android banking apps as a white-label user interface for your existing backend, or use them together with the complete SDK.finance banking software. Customise the branding, user experience, and features to fit your business.
Banking Backend & Integrations
Power your mobile app with a production-ready banking backend featuring transaction processing, APIs, payment rails, third-party integrations, and configurable business logic.
Compliance & Back Office
Manage daily operations with built-in KYC and AML capabilities, customer and transaction management, and a comprehensive back-office for support, monitoring, and administration.
Mobile Banking App Features
for Everyday Financial Services
Launch a feature-rich mobile banking app with ready-to-use functionality for payments, accounts, cards, onboarding, and everyday financial services. Fully customise the user experience to match your product.
Accounts & Wallets
- Multi-currency accounts
- Wallet balances
- Virtual IBANs
- Business accounts
- Joint accounts
- Savings pockets
- Multi-asset support
- Transaction history
Digital onboarding
- Customer registration
- Business onboarding
- KYC / KYB
- Document upload
- Biometric verification
- MFA / 2FA
- Device management
- Session management
Payments
- Internal transfers
- P2P payments
- SEPA
- SWIFT
- ACH
- Card payments
- QR payments
- Payment links
- Scheduled payments
- Recurring payments
- Bill payments
- Request to Pay
Cards
- Virtual cards
- Physical cards
- Freeze / unfreeze
- PIN management
- Spending controls
- Card tokenisation
- Apple Pay / Google Pay ready
- Transaction notifications
FX & Multi-currency
- Currency exchange
- Live FX
- Multi-currency balances
- Cross-border transfers
- International payments
Security
- Biometrics
- Passkeys
- Face ID
- Touch ID
- MFA
- Device trust
- Fraud monitoring
- Login alerts
Notifications
- Push notifications
- Email alerts
- SMS alerts
- Payment confirmations
- Low balance alerts
Customer support
- In-app chat
- Secure messaging
- Ticket management
- FAQ
- AI assistant readiness
Business Banking
- Team members
- Roles
- Approvals
- Multi-user access
- Company wallets
- Invoice payments
See the Mobile Banking App in Action
Take a guided tour of the white-label mobile banking application and explore the customer experience, key banking features, and everyday financial journeys. Deploy it with your existing backend or the complete SDK.finance banking platform.
Reduce Mobile Banking
App Development Time and Cost
Building a mobile banking solution from scratch can take years and require extensive resources. With SDK.finance, you get speed, cost-effectiveness and unparalleled customizability.
Time to launch
Development costs
Customisability
Compliance readiness
Building from scratch
1+ years
$$$$
High
Manual
Enterprise choice
SDK.finance
A few weeks
$$
High
PCI-DSS, ISO 27001:2022, GDPR
Build Your Mobile Banking Product Faster
Tell us about your product goals, and we'll show you how SDK.finance can help you launch a branded mobile banking application with the deployment model, integrations, and level of customisation that fit your business.
Book a DemoReady integrations with top providers
The SDK.finance digital banking Platform stands out with its seamless integration capabilities. It comes equipped with pre-integrated vendors for key functionalities such as payment acceptance, card issuance, and KYC/KYB compliance. This streamlined integration process ensures a hassle-free setup for your financial operations.
Success stories from our Clients
Tech stack for mobile banking application development
Flexible infrastructure options
High code quality
SonarQube
OWASP
TestRail
Security certifications
PCI DSS Level 1 Service Provider
ISO 27001:2022 certified
GDPR-ready
Proven expertise, backing your venture
15+ years in FinTech
40+ team members
Modern tech stack
APIs
650+ APIs
OpenAPI
Backend
Spring Boot
Hibernate
Data management
PostgreSQL
MongoDB
Kafka
Backoffice
Vue.js
TypeScript
Mobile app
React Native
Version control and CI/CD
GitLab
Scalable infrastructure to fuel your growth, starting from:
2,700+
transactions per second
34,5M+
transactions per day
1,2B+
transactions per month
12,6B+
transactions per year
The World of Digital Payments
by Pavlo Sidelov, Ph.D.,SDK.finance Co-founder, CTO & Payment Expert
Each financial project is unique. Let’s discuss yours
SDK.finance mobile banking app FAQs
What is included in the SDK.finance mobile banking application?
SDK.finance provides a white-label application for iOS and Android with ready-made flows for customer onboarding, account management, card controls, payments, transfers and in-app support. The features available to your customers depend on the connected backend, configured services and provider integrations.
Can we customise the application for our brand?
Yes. The application can be branded and adapted to your product’s customer experience. It also supports multiple languages. The scope of branding, localisation and changes to user journeys is agreed during project scoping.
Can we use the application with our existing banking backend?
The application is designed to work with SDK.finance APIs. Connecting it to an existing banking backend requires a technical assessment of API compatibility, authentication and supported workflows. Share your architecture and integration requirements so we can define the work needed.
Which payment and card services can we offer through the app?
The application includes customer-facing payment, transfer and card-management flows. The payment methods, currencies, card services and geographical coverage available in your deployment depend on the backend configuration and connected providers. These are confirmed as part of the project scope.
Can our team obtain the mobile application source code?
Source-code access should be confirmed for the specific components included in your agreement. When discussing licensing, specify whether you need the mobile application, banking backend, back-office or a combination of these components, together with your customisation and maintenance requirements.
What determines the launch timeline?
The timeline depends on branding, localisation, backend integration, provider setup and testing. Publishing also requires Apple and Google developer accounts, signing credentials and app-store submission. We assess these requirements before agreeing on a delivery schedule.
Can we see the application before choosing a solution?
Yes. Book a demo to explore the mobile application’s customer journeys and the SDK.finance back-office. Share your priority use cases in advance so the demonstration can focus on the workflows relevant to your product.
