Wallet and Payment Software for Marketplaces and Ecommerce Platforms

SDK.finance provides a core software foundation for marketplaces and ecommerce platforms that need to manage payments, balances, and settlements across buyers, sellers, and partners without building financial infrastructure from scratch.

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White-Label Digital Wallet Software Platform
PCI-DSS certified KYC/KYB/AML IBAN ready Card issuing & acceptance

Designed for Super App Platforms

Taxi, scooter &
car rental
Food & grocery
delivery apps
Financial & banking apps
Travel & hospitality apps
Logistics &
on-demand services
E-commerce &
retail marketplaces
Social Media & communication apps
Fitness & wellness apps

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SDK.finance Solutions for Super Apps

Super apps use e-wallet infrastructure to store user funds, manage balances, and support internal payments across multiple services. The wallet acts as a central financial layer that enables instant payments, refunds, peer-to-peer transfers, and service-level balance separation within the app.

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Payment processing solutions enable super apps to accept and route payments across different services and business models. The Platform supports transaction processing, fee calculation, split payments, and settlement logic required for complex, multi-service ecosystems.

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Embedded finance allows super apps to integrate financial functionality directly into non-financial user journeys. SDK.finance supports embedded accounts, payments, and financial flows that operate seamlessly inside the super app, without redirecting users to external banking or payment systems.

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Super apps offering crypto functionality use crypto wallet infrastructure to manage digital asset balances alongside fiat wallets. SDK.finance provides a unified ledger foundation to support crypto wallets, internal transfers, and crypto-to-fiat flows within a single super app environment.

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Why Super App Teams Choose SDK.finance

Diversify Income Streams Through Embedded Finance

Super app teams use SDK.finance to monetise transactions through fees, in-app payments, subscriptions, and service-level commissions. A unified wallet and payment layer enables multiple revenue models within a single ecosystem.

Increase User Retention

Super apps demonstrate significantly higher retention compared to traditional apps. With embedded wallets and payments, users stay inside the ecosystem instead of switching between services, supporting retention rates of up to 98.3% after 7 days versus an industry average of 12%.

Boost User Activity Through Convenience

57% of consumers prefer super apps due to their convenience and integrated experience. SDK.finance supports seamless payment and wallet flows across services, reducing friction and encouraging more frequent user interactions.

Strengthen Customer Loyalty

A fully integrated payment, wallet, and financial ecosystem increases lifetime value per user. By keeping financial activity inside the super app, platforms gain stronger control over user relationships and long-term engagement.

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