What is SDK.finance?
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SDK.finance is a modular, white-label platform for digital banking, payments, and other financial products that move money. Whether you’re launching a neobank, building a digital wallet, or modernising an existing payment service, SDK.finance gives you the core software to manage accounts, process transactions, and run day-to-day operations without starting from scratch.
SDK.finance connects your product to the wider financial ecosystem through pre-built integrations for identity verification (KYC), crypto services, and payment rails. With 650+ APIs, you can adapt the software to your business model and connect new providers as you expand into new markets or introduce new services.
Ready-made white-label web apps and multilingual mobile apps for iOS and Android let you deliver a branded customer experience from day one.
Products
SDK.finance Transaction Platform
Build and operate a financial product with accounts, wallets, payment workflows, and tools for day-to-day operations. Use ready-made interfaces for customers, merchants, and staff, or connect your own apps through the Platform’s 650+ APIs.
Explore the Transaction Platform
SDK.finance General Ledger
Add an accounting layer to the systems you already use. General Ledger turns financial events such as payments, fees, and refunds into double-entry journal entries based on your accounting rules. Your finance team can trace each entry to its individual postings and see how they affect account balances. Use General Ledger on its own or alongside the Transaction Platform.
| Transaction Platform | General Ledger | |
| Purpose | Operate account-based financial products, including digital wallets and payment services. | Maintain a structured accounting record of payments, transfers, and other financial events. |
| Core functions | Customer accounts, balances, transactions, fees, limits, and operational controls. | Configurable accounting rules, balanced debit and credit entries, ledger accounts, and balances. |
| Role in your system | Provides the transaction core shared by the Admin Panel, customer apps, and Merchant Portal. | Connects to Transaction Platform or an existing transaction system without replacing that system. |
Who uses SDK.finance?
SDK.finance supports teams building financial products, modernising payment infrastructure, or embedding financial services into an existing business.
- Banks, neobanks, and electronic money institutions
- FinTech companies and payment service providers
- Crypto and digital asset companies
- Marketplaces, ecommerce businesses, and super apps
- Telecom providers and enterprises offering embedded finance
- Software development companies and systems integrators building financial products for clients
What you can build with SDK.finance
SDK.finance helps you launch financial products from the ground up or expand existing services with ready-made software, user interfaces, and integration options.
| Your product | Description |
|---|---|
| Digital Banking | White-label digital banking software with customer accounts, payment workflows, and branded web and mobile apps. |
| Payment Solutions | Payment infrastructure for service providers to onboard merchants, accept payments, track transactions, and manage payouts. |
| Digital Wallets | White-label wallet software with multi-currency balances, top-ups, payments, and transaction history. |
| Money Transfers | Software for domestic and cross-border money transfers, with configurable fees, transaction tracking, and connections to payout providers. |
| Card Issuing | Card issuing software for launching and managing virtual or physical cards through an issuing partner. |
| Embedded Finance | Financial software for adding wallets, payments, and payouts directly to marketplaces, ecommerce platforms, and other existing products. |
| Crypto Wallets | White-label wallet software that connects digital asset services with fiat balances and payment flows through integrated providers. |
The white-label model
SDK.finance gives you the software to launch and operate a financial product under your own brand. You can use ready-made customer apps or connect your own, configure how the product works, and integrate the providers your business needs.
- Admin Panel for managing customer accounts, monitoring transactions, and configuring product rules.
- Branded customer apps for the web, iOS, and Android, with multilingual support on mobile.
- Configurable product settings for fees, limits, currencies, and customer verification.
- Provider integrations for payments, currency exchange, card issuing, and identity verification.
SaaS and source code delivery models
- SaaS. SDK.finance hosts and maintains the application and manages scheduled software updates. Your team manages its databases under the agreed deployment setup, configures the product, and connects external providers through APIs and integrations.
- Source code licence. Your team can modify the licensed source code, build new features, and deploy the application on infrastructure you manage. You operate the application and its databases and decide when to roll out changes. Support and software updates are available under the terms of your agreement.