Blog

European banking system and PSD2 progress

Written by on Jun, 14, 2019

PSD2: Background and progress PSD2 and Open Banking are the two concepts being heavily discussed by market participants, experts and all the interested parties since first offered in 2013. We have also previously spoken on the subject. But the more time passes the more interesting it is to watch

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How to spot a good API

Written by on Nov, 12, 2018

The value and importance of APIs in business transformation today cannot be overstated. They are increasingly becoming a major integral part of how companies will conduct their business in the coming months and years. APIs have enabled businesses to optimize their internal efficiencies, reach

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Is there a real contradiction between GDPR and PSD2?

Written by on Oct, 19, 2018

GDPR: Protecting consumer data On 25th may 2018, the new GDPR laws established by EU commissioner pertaining to EU economic area and European Union citizens and residents came to life. The new rules announced two years prior, promised steep penalties starting at $10million or 2% of annual

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How to Choose a Payment API for P2P Transfers?

Written by on Oct, 02, 2018

The payments industry is undergoing a rapid transformation. The expansion and modification of payment applications, the proliferation of gadgets & devices, evolving socioeconomics, the need for financial inclusion, and the imperative for innovation have all prompted the rise of another

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Open Banking Report 2018 by the Paypers

Written by on Oct, 01, 2018

Though in Europe there are more than 6000 credit institutions, banks, financial companies, and more, top payment consultancy INNOPAY has listed only 32 banks who work with Open APIs. SDK.finance's core banking technology team headed by our CTO, Pavlo Sidelov decided to perform our own analysis of

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