Enterprise-Grade FinTech Platform
A powerful, modular financial software with full source code access that helps enterprise businesses build, modernize or scale their financial and payment solutions, all backed by a pre-developed backend and flexible, API-driven architecture.
All the features for a finance product, out of the box
Back-office capabilities
- Flexible KYC/KYB documents collection
- KYC/KYB verification:
- Automated via pre-integrated providers
- Manual
- Sanctions checks
Client features:
- Remote registration via email or phone number
- Secure identification documents uploading
- Two-factor authentication (2FA)
Back-office capabilities:
- Creating an unlimited number of currencies in the system
- Support for any digital assets
- Configuration options for currency or asset type
Client features:
- Accounts in any fiat currency
- Accounts for reward points, bonuses, crypto etc.
- Real-time balance in selected currency from all accounts
Back-office capabilities:
- Payment management: top-ups, withdrawals
- Bank, bill payments (via integration with providers)
- Currency exchange (internal/external)
- Configurable payment links
Client features:
- Account top ups & withdrawals
- In-system transfers
- Bank payments
- Bill payments
- Recurrent and scheduled payments
- Payment requests and QR payments
Back-office capabilities:
- Smart card issuance (prepaid, closed-loop cards)
- Branded debit card issuance through integrated providers (e.g., Marqeta)
Client features:
- Card payments (in store and online)
- Secure PIN management
- Card spending control
Backoffice capabilities:
- Management of cash-desk operations for any cashflow
- Cash-in/cash-out operations
- Support for physical and digital cash transactions
- Reconciliation of cash balances
Client features:
- In-person transactions at cashpoints
- Cash-in/out through integrated kiosks
Internal system management
AML officer’s workspace
- AML officer’s workspace
- Monitoring transactions
- Manual AML investigation options
- Account freezing and transaction logging
- CRM for complete client information access
- Interaction history tracking
- In-app chat functionality
- Customer notes
- Detailed tracking of all system activities for clients and administrators
- Granular transaction fee configuration (%, flat, or hybrid)
- Transaction limits configuration (transactions number, period, amount)
- Vendor terms and fee structure management
- Scheduled reconciliation
- Discrepancy detection and resolution tools
- Automated commission calculations
- Rollback/rewind transactions
- Open banking support through SaltEdge integration
- Unified account balance viewing
- Seamless A2A payments and transfers
- POS payments acceptance
- Online payment acceptance (via integration with payment gateways)
- Customizable checkout page
- Dispute resolution management:
- Refunds
- Chargebacks
- Payouts and payment requests
Functionality available via pre-integrated vendors
Backoffice for your team + frontend for your clients
SDK.finance is built with progressive technologies and structured for seamless integration into enterprise environments.
Sophisticated system roles
Financial management
- CFO (Chief Financial Officer)
- Financial specialist
- Accountant
- Cashier
Compliance officers
- KYC/KYB Specialist
- AML Specialist
- Anti Fraud Specialist
Administrative control
- Administrator
- CEO
Revenue management
- CRO (Chief Revenue Officer)
- Revenue specialist
- Revenue analyst
Customer service
- Customer Success Specialist
Powerful ledger for accurate accounting
SDK.finance is based on a robust ledger engine ensuring that every transaction is accurately recorded, audited, and reconciled, offering a reliable foundation for financial management, compliance, and business insights.
Real-time transaction recording
Every financial transaction, from deposits to transfers, is logged instantly within the ledger.
Granular transaction details
Each transaction includes detailed metadata, providing visibility into fees, currency conversions, and other transaction specifics.
Atomic operations and reversals
The ledger treats each transaction as an atomic operation, preventing partial updates and enabling seamless reversals for error correction and compliance.
Multi-currency support
Supports accounts and transactions in multiple currencies, allowing payment businesses to operate globally.
Comprehensive reconciliation tools
Automated reconciliation and matching of transactions against bank statements or vendor reports.
Adjustable settlement cycles
Configure settlement frequencies (e.g., daily, weekly) to align with business needs, for an efficient cash flow management.
Why SDK.finance?
Source code license
Gain a competitive edge by obtaining our source code license. Fully customize and tailor your fintech solution to perfection, completely independently from SDK.finance as the vendor.
Accelerated time-to-market
With our pre-built software, you significantly reduce your time-to-market, getting your fintech product up and running faster, ahead of your competition.
High-performance transactional core
Our rock-solid and scalable engine ensures secure and high-performance transaction processing, providing you with the scalability needed to grow your business into an empire.
API-driven architecture
Our platform is built on modern APIs, making it easy to integrate with third-party providers and customize according to your unique requirements.
Ready to get started?
Connect with our experts and learn how our Platform aligns with your product needs.
Transactions per second
Years on the market
APIs
modules
Our pre-integrated partners