Launch your closed-loop wallet. Boost loyalty and cut costs
Enhance customer retention with a secure, cost-effective, and customizable closed-loop wallet solution. Our white-label source code empowers you to launch quickly and adapt seamlessly to market demands, ensuring a tailored experience that meets your business needs.
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Smarter payments, stronger
connections
Cut down payment fees
Avoid costly credit card fees by keeping transactions within your own closed-loop ecosystem. Closed-loop wallets help you save on processing fees, keeping more revenue in your business.
Boost customer loyalty
Add loyalty programs, rewards, and incentives directly into your payment flow. This encourages repeat business and stronger engagement, increasing customer lifetime value.
Offline functionality
Supports offline payments, ensuring continuity in low-connectivity scenarios and enhancing customer satisfaction.
Faster and secure transactions
Transactions are confined to your closed loop system, ensuring enhanced security and faster processing times.
No intermediaries
Eliminate the need for third-party vendors and payment processors, reducing costs and giving you greater control over the payment process.
Brand engagement
Reinforce brand loyalty with a seamless, branded payment experience that keeps customers engaged.
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Retail wallets
- Eliminate external processing fees
- Integrate loyalty programs
- Enable gift card and voucher functionality
Corporate benefits wallets
- Meal/travel reimbursements wallets
- Expense tracking within a single ecosystem
- Employee reward points or bonuses
Telecom wallets
- Seamless bill payments and top-ups
- Subscription management and cross-platform payments
- Mobile money payments
Hospitality wallets
- Integrated booking and payment experience
- Cashless payments for in-hotel services
- Rewards points or tier-based benefits
F&B industry wallets
- Integrated wallets for restaurants and cafes
- Preloaded wallets for subscription meal services
- Personalized offers based on purchase history
Gaming wallet
- In-game transactions within the ecosystem
- Player accounts for easy virtual item payments
- Gamified loyalty programs or in-app bonuses
Events wallets
- Cashless payments at concerts, festivals/theme parks
- Reloadable wristbands or event cards
- Bundled ticket packages and loyalty rewards
Ride-sharing wallets
- Ticketing, ride-sharing, or bike rentals
- Frequent rider loyalty programs
- Rewards for sustainable travel behaviors
Healthcare wallets
- Prepaid wallets for services payments
- Appointment scheduling systems with wallets
- Loyalty discounts on recurring visits
End-to-end closed-loop wallet solution
Tailored to your business
Our white-label solution adapts to your unique needs, letting you modify functionalities, add features, and shape your wallet to stay ahead in a changing market.
Ready-to-deploy
Build an e-wallet app or integrate asset accounting seamlessly into your existing system. Create a closed-loop ecosystem for exclusive in-network transactions.
Customizable asset/currency management
Manage unlimited currencies, rewards, and bonuses to align with your business model and enhance customer loyalty.
Effortless integrations
With over 470 APIs, connect smoothly with payment gateways, loyalty programs, and other third-party services.
Built to scale
Handle up to 230 million transactions daily and 2,700 per second, ensuring your wallet grows with your business.
Seamless migration
Easily integrate with diverse database formats for hassle-free data transfer and operational continuity.
Out-of-the-box functionality to accelerate your time-to-launch
All you need for an A-Z closed-loop wallet launch within weeks.
User features
Onboarding & 2FA (two-factor authentication)
Customer profile & settings
KYC/KYB
Accounts in any currencies, crypto, points
Smart cards
Send, request, or exchange assets
Payment links & QR code payments
System management
Currency & assets creation engine
Flexible fees & limits engine
Cashbacks and rewards engine
In-system CRM & chat with clients
Detailed transaction monitoring
Flexible reporting
User action history
iOS/Android mobile app for first-rate customers’ experience
Launch your closed loop wallet or e-wallet quickly with our iOS/Android mobile app. Fully flexible, it allows you to modify, brand, and customize it to fit your business vision, ensuring an exceptional customer experience.
Your strategic advantage?
Full control
Own your wallet’s design and functionality
Always current
Get updates and support to keep growing
Future-ready
Stay ahead with tech that evolves with you
Ready to boost customer loyalty and retention?
Discover how SDK.finance’s closed-loop wallet solution can cut costs, build loyalty, and transform your payment infrastructure.
Connect with our experts and learn how our Platform aligns with your product needs.
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Years on the market
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Our pre-integrated partners
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View product pageFAQs
A closed wallet is a digital payment system that is restricted to specific merchants or brands. It enables customers to store funds and complete transactions within a controlled network, enhancing brand loyalty and customer retention.
A great example of a closed-loop digital wallet is the Starbucks mobile app, which allows customers to make payments and earn rewards exclusively at Starbucks locations.
Open-loop wallets can be used across different merchants and systems, while closed loop wallets are designed to be used within a specific ecosystem, such as a retail store or brand. Closed-loop wallets provide greater control and reduced processing fees, unlike open loop systems.
No, PayPal is an open-loop payment system, which means it can be used across different merchants and platforms rather than being restricted to a specific ecosystem.
Closed-loop wallets enhance customer loyalty by integrating loyalty rewards directly into the payment process, offering incentives and exclusive discounts that encourage repeat business. This personalized approach keeps customers coming back and boosts their lifetime value.