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Oracle FLEXCUBE vs. Finacle: Core Banking Platforms Comparison

Competition in the banking industry is intensifying. Next-generation banks are winning market share by targeting lucrative niches in the value chain, forcing incumbent banks to review their legacy platforms.

The good news is that there are many tools to help reduce risk and adaptability for other next-generation core banking platforms.”


10% of the World’s banked population have an account powered by Oracle FLEXCUBE. 600+ financial institutions use the company’s universal banking solution in 140+ countries across the globe.

The comprehensive, interoperable, and modular solution addresses core banking needs, enables knowledge workers, and reduces time-to-market for new products. FLEXCUBE’s front-to-back digital capabilities help financial institutions to innovate and create next-generation digital customer experiences. 

With access to advanced automation tools that rely on Machine Learning, the company’s clients can generate better insights and enhance straight-through processing. Oracle FLEXCUBE is ideally suited to help companies jumpstart their digital transformation. 

White-label digital banking software

Check out an affordable Finacle and FLEXCUBE alternative

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Finacle, developed by Infosys, is a cloud-based banking solution that helps financial institutions modernize their core banking capabilities. The platform is used by banks in 100+ countries and serves 1 billion end-customers worldwide. 

With open APIs, embedded customer insights, and a real-time processing engine, Finacle offers a comprehensive set of products that are sure to accelerate innovation-led growth. The highly modular solution was designed to speed up the production of new products and accelerate digital adoption. 

A trusted partner to over 1,300 clients, Finacle delivers faster, safer, and fully personalized core banking services. – an affordable alternative to Finacle and Oracle FLEXCUBE banking solutions

Oracle FLEXCUBE vs. Finacle: Core Banking Platforms ComparisonThere are many worthy next-generation companies competing in the banking services market. and our white-label banking platform has been particularly successful at leveraging modern tools to help financial institutions modernize their services quickly and easily., founded in 2013 and based in Vilnius, Lithuania, offers a cloud API-driven platform to build a range of fintech products on top and take the lead in the banking world. 

Benefits of the cloud-based FinTech Platform

  • Focus on growing your business while we take care of the technology
  • Create a customer-centric bank on top of a powerful payment platform 
  • Get more than technology, tap into over 15+ years of our experience in fintech development

Why choose

  • Leverage our cloud-hosted backend app for a quick start of your project, without hefty investments.
  • Build your product on top of the reliable foundation that saves you at least 1 year of development
  • Start from an affordable cloud-based subsription model with an option to obtain the source code license anytime.
  • Easily integrate platform with the needed vendors and providers via 400+ RESTful APIs
  • Overcome the potential cloud compliance issues via a hybrid cloud model – while the backend app hosting is taken care of by our team, you host the database on your server, to comply with the data storage regulations. neobanking software

Choose a cloud delivery model or obtain a source code license

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Compare Finacle vs. Oracle FLEXCUBE vs.

HeadquartersBangalore, IndiaMumbai, IndiaVilnius, Lithuania
Customer profileRetail, corporate, universal, community, and Islamic banks; lending and payment providersUniversal, direct, private, and Islamic banks; financial and lending institutions.Businesses with EMI or banking license looking to launch a digital bank, PSPs, payment-related businesses
Number of employees1 billion9,00060
SolutionsCorporate, Retail, Universal, Community Banking Suites
Payments Connect
Digital Engagement Hub
Core banking software
Enterprise limits
Collateral management
Investor Servicing
Financial Services Lending and Leasing
Digital retail banking software
Digital wallet software
Marketplace payment solution
Payment acceptance software
Cloud ewallet solution

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