What is PSD2?
PSD2 is a European regulation for electronic payment services. It seeks to make payments more secure in Europe, boost innovation, and help banking services adapt to new technologies. PSD2 is evidence of the increasing importance Application Program Interfaces (APIs) are acquiring in different financial sectors.
The list of PSD2 Countries
Take a look at the full list of countries and territories within the European Economic Area (EEA) subject to PSD2 regulation.
Notes for Payment Services Directive 2 Countries table above:
1. Excluding the Faroe Islands and Greenland.
2. Including the Aland Islands.
3. Including Martinique, Guadeloupe, French Guiana, and Réunion, Saint Martin and Saint Barthélemy but excluding St Pierre et Miquelon, Mayotte, New Caledonia, and Dependencies, French Polynesia, French Southern, and Antarctic Territories, and the Wallis and Futuna Islands.
4. Excluding Aruba and the Netherlands Antilles.
5. Including Azores and Madeira.
6. Including the Canary Islands, Ceuta, and Melilla.
7. Including Gibraltar but excluding the Isle of Man, Guernsey, Jersey, Anguilla, Cayman Islands, Falkland Islands, South Georgia, and the South Sandwich Islands, Montserrat, Pitcairn, Saint Helena and Dependencies, British Antarctic Territory, British Indian Ocean Territory, Turks and Caicos Islands, and the British Virgin Islands.
Read about the main functions of PSD2 regulations in this article.