Mobile wallet solution with source code to fast-track your wallet app launch

With SDK.finance mobile wallet software source code you get a ready backend with a robust API layer – for faster launch and effective scaling of different types of mobile wallet apps. With a powerful transactional engine inside, the Platform helps you cut down on the team resources and costs of developing a digital payment or mobile wallet app.

Watch our mobile wallet Platform in action

Check out a demo video of the mobile wallet app built on the SDK.finance Platform.

Delight your customers
with a feature-rich mobile wallet app

SDK.finance mobile wallet app software empowers you to build an advanced application to cater to your customers’ financial needs, thanks to its unparalleled flexibility and advanced technology stack.

Accounts storing any currency/assets

From fiat currencies and bonus points to coffee beans and liters, deal with almost any type of assets using our transactional engine as a foundation. Add as many currencies or other asset types to the digital wallet system as you deem necessary, without any limits.

Bank payments

Through integration with a banking network, offer bank digital payments like IBAN and SWIFT to meet your users’ financial and payment needs. Accommodate various customer segments and boost your turnover.

Fast money transfers

From internal P2P transfers to cross-border remittance, offer your wallet customers a hassle-free way to send and receive money instantly. Integrate with payment and service providers to extend your transfer services range.

Easy bill payments

Let your users save time by paying their bills within their mobile wallet app – from utility bills to mobile top-up and broadband payments. Add support for any vendor you find necessary through API integration.

Currency exchange

Empower your customers with seamless cross-border transactions by enabling instant currency exchange within their wallet app. Leverage our white-label online payment solutions to deliver a frictionless user experience.

Card issuing

Provide seamless virtual and physical card issuing for managing debit cards hassle-free and your users’ convenience.

Transaction history

Improve your customers’ finances by helping them control their spending. Providing granular transaction history with exhaustive details and sophisticated filtering functionality offers better finance management opportunities for users.

Future-proof your mobile ewallet app building it on the next-gen Platform

Faster release

Use SDK.finance mobile wallet platform as a backbone for your wallet app to enjoy seamless operation and go to market faster, reducing the development time and costs.

Complete core control

Get complete control over your mobile wallet solution by acquiring the source code license for maximum flexibility and no subscription fees.

Powerful and resilient

Our mobile wallet Platform can process thousands of transactions per second and withstand high loads without a hiccup - for frictionless user experience and greater turnover.

Cloud-based & On-premise deployment

Choose flexible on-premise hosting for full data control and customization or cloud hosting for rapid scalability and lower upfront costs—delivering security and performance for your mobile wallet solution.

Robust functionality, out of the box

Ensure impeccable service

Client onboarding

Accounts

Transactions

AML/Anti-fraud capabilities

Built-in CRM

User action history

Client onboarding

Self-registration via email or phone

Flexible survey and document uploading (such as identity, utility bills, etc)

KYC

Automated (via pre-integrated vendors)

Manual (via back-office interface)

Two-factor authentication (2FA)

Accounts

Accounts in any currency

Any digital assets: crypto, points, bonuses, etc.

Ledger for accounting and reflection in the system of any currencies or digital assets

Card issuing (via pre-integrated vendor)

IBANs (via pre-integrated vendor)

ACH (via pre-integrated vendor, coming soon)

Transactions

Top-ups and withdrawals

Payment gateway operations (via pre-integrated vendors)

In-system transfers or payments

In-system currency exchange

External currency exchange (via pre-integrated vendors)

Payment link

QR-payments (coming soon)

Refund and chargeback (coming soon)

AML/Anti-fraud capabilities (coming soon)

Identify suspicious transactions promptly

Obtain the client’s confirmation to exclude fraud

Get a proof of income from a client to be AML-compliant

Freeze/unfreeze customer accounts if necessary

Close the case

Built-in CRM (coming soon)

All customer details and activities in one place

Communication with clients and creating notes

Chats with customers via in-system messaging service

Notes about a customer for future

User action history

Log of system activities by clients and team members

Full details: logins, sessions, actions performed

Valuable for investigation purposes

Boost your revenue

Contracts and vendors

Fees and limits

Reconciliation and settlement

Operations with cash

Contracts and vendors

Vendor terms and conditions input

Creating customer contracts with different sets of commissions and limits

Let customers choose the preferred contract type (e.g. with or without monthly fees)

Fees and limits

Customizable fees for any transaction: %, flat fee, or combination of them

Configuring the fee bearer (sender or receiver)

Transaction limits (per period, amount or number of transactions)

Reconciliation and settlement (coming soon)

Company liabilities reconciliation

Liabilities in front of your clients

Liabilities in front of your vendors

Identifying unmatched transactions and discrepancies

Resolving the detected issues

Clear picture of your company’s gains on top of transactions

Operations with cash

Ability to account any type of cash and manage “cash-desk” operations

Ready to speed up your mobile wallet app launch?

Share your vision and see how SDK.finance aligns with your needs

Get in touch

Ready integrations with top providers

The SDK.finance digital wallet Platform stands out with its seamless integration capabilities. It comes equipped with pre-integrated vendors for key functionalities such as payment acceptance, card issuance, and KYC compliance. This streamlined integration process ensures a hassle-free setup for your financial operations.

See all integrations

One mobile wallet platform, multiple use cases

Catch the tide of the soaring popularity of mobile wallet apps, open up new revenue streams, and power up your business.

Mobile banking wallet

Engage and retain your bank customers plus obtain additional revenue by delivering a mobile wallet application experience to your customers wherever they are.

Closed-loop wallet

Let your customers operate their assets and make transactions within your ecosystem by using a closed-loop wallet. Help them spend more with you and watch your revenue grow.

Telco wallet

Increase financial inclusion for the unbanked and level up the experience for your banked audience by providing mobile financial services with white-label virtual wallet software.

Mobile payment app

Build a fully-fledged payment app, leverage open banking to connect to thousands of financial institutions, enabling users to manage finances, send and receive payments seamlessly.

Retail wallet

Deliver a seamless financial experience to your customers with a retail wallet built on the SDK.finance Platform. Drive engagement and boost your revenue while enhancing the user experience.

Loyalty wallet

Develop a loyalty wallet system to enhance your rewards program. Enable prepaid, gift, or bonus card functionalities while ensuring real-time balance updates and accurate transaction tracking.

Software to sustain your growth

With a workload capacity starting from 2,700 TPS* (transactions per second), SDK.finance can easily handle over 34 million daily transactions on a basic configuration, with enough room for optimization.
Learn more

2,700

transactions per second

34,5^M

transactions per day

1^B

transactions per month

12,6^B+

transactions per year

SDK.finance mobile wallet software: customer spotlight

Paywell: Telecom wallet and loyalty system

Through integrating telecom wallets into the existing POS network, Paywell built a loyalty system for retailers and developed a mobile application for improved user experience.

Explore

MPAY: An intuitive mobile wallet app

Discover how MPAY transformed their cash-in payment kiosk network into a complete mobile wallet application using the SDK.finance mobile wallet platform.

Explore

Each financial project is unique. Let’s discuss yours

Connect with our experts and learn how our Platform aligns with your product needs.

from 2,700

Transactions per second

11+

Years on the market

470+

APIs

60+

modules

Our pre-integrated partners

SDK.finance white label mobile wallet platform FAQs

Is there a demo of the SDK.finance mobile wallet platform available?

Yes, we offer demos of the backoffice for your team and mobile app for your clients.
If you need more details about our mobile wallet payment solution or have any questions, do reach out to us and we’ll be in touch with you shortly.

Are there any location-related restrictions for using your mobile wallet SDK?

There are no location-related restrictions for using the mobile wallet Platform from SDK.finance. The primary databases are under your team’s control, while SDK.finance hosts and maintains the backend application on AWS or another cloud service provider. Consequently, you can comply with regulatory requirements related to sensitive data management and storage.

Is SDK.finance mobile wallet solution cloud-based or on-premise?

There are two versions of the mobile wallet platform available:

The PaaS version is offered with a subscription-based pricing structure on the major cloud providers’ marketplaces like AWS or Azure. The main database is hosted on your own server, and you get the app deployed and maintained on the cloud by us.
An on-premise version comes with the source code license, available for a one-time flat fee.

Can I buy your mobile wallet system source code?

Of course. Learn more about the details of the source code purchase before making the decision about buying the mobile wallet Platform source code.

Feel free to contact us and discuss your project with one of our experts to see how our Platform aligns with your requirements.

What payment methods are supported by your mobile wallet solution?

Our mobile wallet Platform supports a wide range of payment methods, including credit and debit cards, bank transfers, and various digital payment services. Additionally, we are constantly updating our Platform to include new and emerging payment technologies to ensure a seamless and comprehensive payment experience for your users.